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Residential Mortgage Services

in Mortgage Refinance

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Residential Mortgage Services

Unaffiliated

in Mortgage Refinance

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Overview

Where does Residential Mortgage Services do business?

Residential Mortgage Services is a direct lender based in South Portland, ME. The company was founded in 1991 and offers mortgage refinancing to borrowers in 19 statess across the USA (and Washington, DC).

What is the maximum loan term for a mortgage refinance via Residential Mortgage Services?

The term of a mortgage refinance will determine the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. Residential Mortgage Services offers mortgages refinancing with terms ranging from 15 to 30 years.

Does Residential Mortgage Services charge a mortgage origination fee?

Yes, Residential Mortgage Services may charge a loan origination fee.

What mortgage programs does Residential Mortgage Services offer?

Residential Mortgage Services offers the following mortgage programs:

  • Conventional mortgages
  • FHA
  • USDA
  • VA

What property usage types does Residential Mortgage Services allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Residential Mortgage Services allows the following property usage types: 

  • Primary home
  • Secondary homes and vacation properties
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Contact

Other Services by Residential Mortgage Services

Availability

Available in 19 States and Washington, DC
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Indiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • New Hampshire
  • New York
  • North Carolina
  • Ohio
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • Vermont
  • Virginia
  • West Virginia

Feature Breakdown

Intended Use
  • Investment
  • Primary Home
  • Secondary Home
Loan Term (Years)
15 - 30
5 40
Loan Amount
Up to
$1,000,000
APR
Starting at
4.193%

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