Residential Mortgage Services is a direct lender based in South Portland, ME. The company was founded in 1991 and offers mortgage refinancing to borrowers in 19 statess across the USA (and Washington, DC).
The term of a mortgage refinance will determine the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. Residential Mortgage Services offers mortgages refinancing with terms ranging from 15 to 30 years.
Yes, Residential Mortgage Services may charge a loan origination fee.
Yes, Residential Mortgage Services charges additional fees to borrowers who pay off their home loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.
Residential Mortgage Services offers the following mortgage programs:
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Residential Mortgage Services allows the following property usage types:
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