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Skyline Home Loans

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Highlights
Highlights
Loan Term 10 - 40 years
Loan Amount Up to $5,000,000

Skyline Home Loans Review

Skyline Home Loans is a mortgage refinance offering by Skyline Home Loans, based in Calabasas, CA. Founded in 1985, Skyline Home Loans offers mortgage refinancing to borrowers in 27 states across the USA.

What is the maximum loan term for a mortgage refinance via Skyline Home Loans?

The term of a mortgage refinance will determine the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. Skyline Home Loans offers mortgages refinancing with terms ranging from 10 to 40 years.

Does Skyline Home Loans charge a mortgage origination fee?

Yes, Skyline Home Loans may charge a loan origination fee.

What mortgage programs does Skyline Home Loans offer?

Skyline Home Loans offers the following mortgage types:

  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
  • FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
  • FHA 203k: An FHA mortgage you can also use to finance home improvements.
  • USDA: A zero down payment mortgage loan with low rates for suburban and rural homebuyers.
  • VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.

What property usage types does Skyline Home Loans allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Skyline Home Loans allows the following property usage types: 

  • Primary home
  • Secondary homes and vacation properties
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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 27 states
  • Arizona
  • California
  • Colorado
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Kentucky
  • Louisiana
  • Maryland
  • Michigan
  • Minnesota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • North Carolina
  • Ohio
  • Oregon
  • South Carolina
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Washington

Feature Breakdown

Intended Use
  • Investment
  • Primary Home
  • Secondary Home
Loan Term 10 - 40 years
Loan Amount Up to $5M

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