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Sterling Bank & Trust

in Mortgage Refinance from Sterling Bank & Trust

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Sterling Bank & Trust

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in Mortgage Refinance from Sterling Bank & Trust

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Highlights
Highlights
Loan Term 10 - 30 years
Loan Amount Up to $2,500,000

Sterling Bank & Trust Review

Sterling Bank & Trust is a mortgage refinance offering by Sterling Bank & Trust, a bank based in Southfield, MI. Founded in 1984, Sterling Bank & Trust offers mortgage refinancing to borrowers in 4 states across the USA.

What is the maximum loan term for a mortgage refinance via Sterling Bank & Trust?

The term of a mortgage refinance will determine the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. Sterling Bank & Trust offers mortgages refinancing with terms ranging from 10 to 30 years.

Does Sterling Bank & Trust charge a mortgage origination fee?

Yes, Sterling Bank & Trust may charge a loan origination fee.

What mortgage programs does Sterling Bank & Trust offer?

Sterling Bank & Trust offers the following mortgage types:

  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
  • FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
  • FHA 203k: An FHA mortgage you can also use to finance home improvements.
  • USDA: A zero down payment mortgage loan with low rates for suburban and rural homebuyers.
  • VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.

What property usage types does Sterling Bank & Trust allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Sterling Bank & Trust allows the following property usage types: 

  • Primary home
  • Secondary homes and vacation properties
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Other Services by Sterling Bank & Trust

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 4 states
  • California
  • Michigan
  • New York
  • Washington

Feature Breakdown

Initial Processing Fee $1
Intended Use
  • Investment
  • Primary Home
  • Secondary Home
Loan Amount Up to $2.5M
Loan Term 10 - 30 years
APR Starting at 3.24%

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