Where does SunTrust Bank do business?
SunTrust Bank is a bank based in Atlanta, GA. The company was founded in 1865 and offers mortgage refinancing to borrowers in 20 states across the USA (and Washington, DC).
What is the maximum loan term for a mortgage refinance via SunTrust Bank?
The term of a mortgage refinance will determine the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. SunTrust Bank offers mortgages refinancing with terms ranging from 15 to 30 years.
Does SunTrust Bank charge a mortgage origination fee?
Yes, SunTrust Bank may charge a loan origination fee.
What mortgage programs does SunTrust Bank offer?
SunTrust Bank offers the following mortgage types:
- Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
- FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
- VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.
What property usage types does SunTrust Bank allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. SunTrust Bank allows the following property usage types:
- Primary home
303 Peachtree Street, Northeast
Atlanta, GA 30308 USA
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Other Services by SunTrust Bank
- Washington, DC
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Dakota
- Rhode Island
- West Virginia