The Money Store is a direct lender for home mortgages providing products ranging from fixed rate mortgages, adjustable rate mortgages, and reverse mortgages. Customers must fill out online forms to see rate terms. The website's disclaimer says that a score of 740 is required to qualify for both fixed rate mortgages and adjustable rate mortgages. Applications are accepted over the phone in the following states: Alabama, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Dakota, Ohio, Oregon, Pennsylvania, South Carolina, Texas, Tennessee, Vermont, Virginia, Washington, West Virginia, Wisconsin.
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