Where does USAA do business?

USAA is a bank based in San Antonio, TX. The company was founded in 1922 and offers mortgage refinancing to borrowers in 50 statess across the USA (and Washington, DC).

What is the maximum loan term for a mortgage refinance via USAA?

The term of a mortgage refinance will determine the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. USAA offers mortgages refinancing with terms ranging from 10 to 30 years.

Does USAA charge a mortgage origination fee?

Yes, USAA may charge a loan origination fee.

Does USAA charge prepayment fees?

Yes, USAA charges additional fees to borrowers who pay off their home loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What mortgage programs does USAA offer?

USAA offers the following mortgage programs:

  • Conventional mortgages
  • VA

What property usage types does USAA allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. USAA allows the following property usage types: 

  • Primary home 

  • Institution Type
  • Intended Use
    Primary Home
  • Loan Amount
    Up to $3000000
  • Loan Term (Years)
    10 - 30
  • APR
    Starting at 3.452%
  • Terms
    10, 15, 20, 30 years
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