Where does Wintrust Mortgage do business?
Wintrust Mortgage is a direct lender based in Rosemont, IL. The company was founded in 1981 and offers mortgage refinancing to borrowers in 50 statess across the USA (and Washington, DC).
What is the maximum loan term for a mortgage refinance via Wintrust Mortgage?
The term of a mortgage refinance will determine the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. Wintrust Mortgage offers mortgages refinancing with terms ranging from 10 to 30 years.
Does Wintrust Mortgage charge a mortgage origination fee?
Yes, Wintrust Mortgage may charge a loan origination fee.
Does Wintrust Mortgage charge prepayment fees?
Yes, Wintrust Mortgage charges additional fees to borrowers who pay off their home loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.
What mortgage programs does Wintrust Mortgage offer?
Wintrust Mortgage offers the following mortgage programs:
- Conventional mortgages
- FHA 203k
What property usage types does Wintrust Mortgage allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Wintrust Mortgage allows the following property usage types:
- Primary home
- Secondary homes and vacation properties
Other Services by Wintrust Mortgage
- Washington, DC
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia