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Esurance Motorcycle and ATV Insurance Overview

Founded in 1999, Esurance is a digital-based company that offers multiple types of insurance including plans for cars, motorcycles, boats, RVs, classic vehicles, commercial autos and even golf carts. Additionally, the company offers property insurance for homeowners and renters and offers some specialty insurance products including coverage of pets and cell phones. Esurance’s parent company is Allstate, which is an industry leader that has more than $130 billion in assets.

With Esurance, motorcycle insurance policies can cover standard motorcycles, ATVs, scooters, mopeds, street-sport bikes, high-performance bikes, limited-production or custom bikes, cruisers, touring or sport-touring bikes, vintage bikes, motocross bikes and off-road/dual-purpose bikes.

What Are Esurance’s Ratings for Motorcycle and ATV Insurance?

When Esurance has been reviewed by independent institutions, the resulting ratings have been high. The insurance company has been given an A+ from A.M. Best and an A+ from the BBB.

What Motorcycle and ATV Insurance Coverage Does Esurance Offer?

With Esurance, insurance plans for motorcycles and ATVs can include the following types of coverage:

- Liability insurance.

- Comprehensive and collision coverage.

- Total loss coverage.

- Medical payments coverage.

- Optional equipment coverage.

- Trip interruption coverage.

- Uninsured/underinsured motorist coverage.

- Towing and labor coverage.

How Does Esurance Compare with Other Motorcycle and ATV Insurance Companies?

With Esurance’s motorcycle insurance policies, customers can insure all sorts of recreational toys--everything from segways to snowmobiles. The company offers customizable plans, money-saving discounts and 24/7 claims services. Whether you want a minimal amount of coverage or premium protection, Esurance can help.