OneWest Bank was founded in 1997 and is based in Pasadena, CA.
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Message from OneWest Bank
With more than 60 Southern California retail branches spanning from San Diego to Ventura County, OneWest Bank, a division of CIT Bank, N.A. (Member FDIC, Equal Housing Lender) offers local communities a full array of deposit and lending solutions for consumers and small businesses – both in-person and online. OneWest Bank’s parent, CIT Group Inc. is a financial holding company founded in 1908, CIT. We offer specialized local real estate and mortgage services with competitive rates, low down payment options and personalized service. Investing in the neighborhoods where we live and work, OneWest Bank is proud to be a growing presence here, supporting the day-to-day financial lives of our customers. Our Small Business Administration lending group specializes in financing solutions to meet the needs of growing California businesses with SBA 7(a), SBA 504 and Owner-Occupied Commercial Real Estate loans for the purchase or refinancing of owner-occupied commercial real estate, refinancing of equipment, acquisitions, business expansions and debt consolidations.
Refinancing your mortgage is a way to potentially lower your interest rate and monthly mortgage payment, switch to a fixed-rate, consolidate debt or use a portion of the available equity in your home to finance major expenses. We understand each homeowner and refinance is unique, and we are proud to offer a diverse selection of refinance loans tailored to your specific goals.