Ace Cash Express is a direct lender based in Irving, TX. It was founded in 1968 and offers access to payday loans in 8 states across the USA.
These loans are meant as a short-term source of credit but if you calculated the annualized percentage rate of those fees you get APRs ranging from 214.62% to 459.9%.
Loan amounts start at $100 and go up to $1,500.
Applicants with a credit score of at least 300 can apply for a loan via Ace Cash Express.
Ace Cash Express will also consider borrowers who are unemployed. Active duty servicemembers and their covered dependents cannot apply for a loan via Ace Cash Express. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.
Ace Cash Express will typically provide a credit approval decision in less than an hour and fund the loan within 3 day.