Where does Ace Cash Express do business?

Ace Cash Express is a direct lender based in Irving, TX. It was founded in 1968 and offers access to payday loans in 8 states across the USA.

What loan fees does Ace Cash Express charge and what are the equivalent APRs?

These loans are meant as a short-term source of credit but if you calculated the annualized percentage rate of those fees you get APRs ranging from 214.62% to 459.9%.

How much can you borrow from Ace Cash Express?

Loan amounts start at $100 and go up to $1,500.  

What do you need to qualify for a loan with Ace Cash Express?

Applicants with a credit score of at least 300 can apply for a loan via Ace Cash Express.

Ace Cash Express will also consider borrowers who are unemployed. Active duty servicemembers and their covered dependents cannot apply for a loan via Ace Cash Express. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.

What is the estimated funding time for a payday loan via Ace Cash Express?

Ace Cash Express will typically provide a credit approval decision in less than an hour and fund the loan within 3 day.

  • Institution Type
    Direct Lender
  • Credit Score Range
    300 - 640
  • Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
  • Funding Time Range (in days)
    1 - 3
  • Direct Deposit
  • Instant Decision
  • Online Application
  • Loan Amount
    $100 - $1500
  • APR
    214.62% - 459.9%
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