Where does Ace Cash Express do business?

Ace Cash Express is based in Irving, TX. It was founded in 1968 and offers access to payday loans in 8 states across the USA.

What loan fees does Ace Cash Express charge and what are the equivalent APRs?

Ace Cash Express offers payday loans with loan fees ranging from $. These loans are meant as a short-term source of credit but if you calculated the annualized percentage rate of those fees you get APRs ranging from 214.62% to 459.9%.  

How much can you borrow from Ace Cash Express?

Loan amounts start at $100 and go up to $1500.

What do you need to qualify for a loan with Ace Cash Express?

  • Applicants with a credit score of at least 300 can apply for a loan via Ace Cash Express.

  • Active duty servicemembers and their covered dependents cannot apply for a loan via Ace Cash Express. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.
  • What is the estimated funding time for a payday loan via Ace Cash Express?

    Ace Cash Express will typically provide a credit approval decision in less than an hour and fund the loan within 1 and 3 days.

    • Credit Score Range
      300 - 640
    • Employment Statuses Considered
      • Employed Full-Time
      • Employed Part-Time
      • Other
      • Retired
      • Self-Employed
      • Unemployed
    • Funding Time Range (in days)
      1 - 3
    • Direct Deposit
    • Instant Decision
    • Online Application
    • Loan Amount
      $100 - $1500
    • APR
      214.62% - 459.9%
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