Big Picture Loans
in Payday Loans from Big Picture LoansUnaffiliated
Big Picture LoansUnaffiliated
in Payday Loans from Big Picture Loans
Strongly not recommended
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Big Picture Loans Review
Big Picture Loans is a short term loan offering by Big Picture Loans, a direct lender based in Watersmeet, MI. Founded in 2012, Big Picture Loans offers access to payday loans in 50 states (and Washington, DC).
What are the Big Picture Loans rates & fees?
These loans are meant as a short-term source of credit but if you calculate the annualized percentage rate of those fees you get rates ranging from 780.93% to 780.93%.
How much can you borrow from Big Picture Loans?
Loan amounts start at $200 and go up to $1,000.
What are the Big Picture Loans minimum approval requirements?
- Applicants with a credit score of at least 300 can apply for a loan via Big Picture Loans.
- You'll need a minimum monthly income of $700 to qualify for a loan with Big Picture Loans.
- Big Picture Loans will also consider borrowers who are unemployed as long as they have an annual income of $8,400 or higher.
- Active duty servicemembers and their covered dependents cannot apply for a loan via Big Picture Loans. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.
Does Big Picture Loans run credit checks?
No, Big Picture Loans will not run your credit with the three national credit reporting agencies (Equifax, Experian, and TransUnion). However, they may look at other databases to check your payment history.
What is the estimated funding time for a payday loan via Big Picture Loans?
Big Picture Loans will typically provide a credit approval decision in less than an hour and fund the loan within 3 business day .
- Washington, DC
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia
|Minimum Monthly Income||$700|
|No Other Outstanding Loans|
|Credit Score Range||
300 - 640
|Minimum Annual Income||$8,400|
|Employment Statuses Considered||
|Supported Income Types||
|Funding Time Range (in days)||1 - 3|
|No Credit Check|
|Loan Amount||$200 - $1K|