Big Picture LoansUnaffiliated
in Payday Loans from Big Picture Loans
Strongly not recommended
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Where does Big Picture Loans do business?
Big Picture Loans is a direct lender based in Watersmeet, MI. It was founded in 2012 and offers access to payday loans in 50 states (and Washington, DC).
What loan fees does Big Picture Loans charge and what are the equivalent APRs?
These loans are meant as a short-term source of credit but if you calculated the annualized percentage rate of those fees you get APRs ranging from 780.93% to 780.93%.
How much can you borrow from Big Picture Loans?
Loan amounts start at $200 and go up to $1,000.
What do you need to qualify for a loan with Big Picture Loans?
Applicants with a credit score of at least 300 can apply for a loan via Big Picture Loans.
You'll need a minimum monthly income of $700 to qualify for a loan with Big Picture Loans. Big Picture Loans will also consider borrowers who are unemployed as long as they have an annual income of $8,400 or higher. Active duty servicemembers and their covered dependents cannot apply for a loan via Big Picture Loans. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.
What is the estimated funding time for a payday loan via Big Picture Loans?
Big Picture Loans will typically provide a credit approval decision in less than an hour and fund the loan within 3 day.
- Washington, DC
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia
|Minimum Monthly Income||$700|
|No Other Outstanding Loans|
|Credit Score Range||
300 - 640
|Minimum Annual Income||$8,400|
|Employment Statuses Considered||
|Supported Income Types||
|Funding Time Range (in days)||1 - 3|
|No Credit Check|
|Loan Amount||$200 - $1K|