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  Big Picture Loans

Big Picture Loans

in Payday Loans from Big Picture Loans

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Big Picture Loans

Unaffiliated

in Payday Loans from Big Picture Loans

SuperMoney Net Recommendation Score -66% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

7 users recommend
1 user is unsure
36 users don't recommend
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Highlights
Highlights
Community Rating Strongly not recommended
Loan Amount $200 - $1,000
Loan Fee N/A
Minimum Monthly Income $700
Number of Reviews 44

Big Picture Loans Review

Big Picture Loans is offered by Big Picture Loans, a direct lender founded in 2012 and based in Watersmeet, MI. Big Picture Loans is available in 50 states (and Washington, DC).

What are the Big Picture Loans rates & fees?

These loans are meant as a short-term source of credit but if you calculate the annualized percentage rate of those fees you get rates ranging from 780.93% to 780.93%.

How much can you borrow from Big Picture Loans?

Loan amounts start at $200 and go up to $1,000.

What do you need to qualify for Big Picture Loans?

To qualify for payday loans with Big Picture Loans, applicants need a minimum annual income of $8,400 or higher. Big Picture Loans will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Big Picture Loans product fall outside of the MLA limits and as a result the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

Does Big Picture Loans run credit checks?

No, Big Picture Loans will not run your credit with the three national credit reporting agencies (Equifax, Experian, and TransUnion). However, they may look at other databases to check your payment history.

What is the estimated funding time for a payday loan via Big Picture Loans?

Big Picture Loans will typically provide a credit approval decision in less than an hour and fund the loan within 3 business day .

For more information on payday loans, tribal loans, and their alternatives, read this guide.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

  • Headquarters
  •   E23970 Pow Wow Trail
    Watersmeet, MI 49969 USA
  •   Visit Site

About Big Picture Loans

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Non-Military
Minimum Annual Income $8,400
No Other Outstanding Loans  
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Minimum Monthly Income $700
Funding Time Range (in days) 1 - 3
No Credit Check  
Direct Deposit  
Online Application  
APR 780.93%
Loan Amount $200 - $1K

Big Picture Loans Community Reviews

 

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