Big Picture Loans

Big Picture Loans

in Payday Loans from Big Picture Loans


Big Picture Loans


in Payday Loans from Big Picture Loans

SuperMoney Net Recommendation Score -82% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

3 users recommend
1 user is unsure
34 users don't recommend
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Community Rating Strongly not recommended
Loan Amount $200 - $1,000
Loan Fee N/A
Minimum Monthly Income $700
Number of Reviews 38

Big Picture Loans Review

Big Picture Loans is a short term loan offering by Big Picture Loans, a direct lender based in Watersmeet, MI. Founded in 2012, Big Picture Loans offers access to payday loans in 50 states (and Washington, DC).

What are the Big Picture Loans rates & fees?

These loans are meant as a short-term source of credit but if you calculate the annualized percentage rate of those fees you get rates ranging from 780.93% to 780.93%.

How much can you borrow from Big Picture Loans?

Loan amounts start at $200 and go up to $1,000.

What are the Big Picture Loans minimum approval requirements?

  • Applicants with a credit score of at least 300 can apply for a loan via Big Picture Loans.
  • You'll need a minimum monthly income of $700 to qualify for a loan with Big Picture Loans.
  • Big Picture Loans will also consider borrowers who are unemployed as long as they have an annual income of $8,400 or higher.
  • Active duty servicemembers and their covered dependents cannot apply for a loan via Big Picture Loans. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.

Does Big Picture Loans run credit checks?

No, Big Picture Loans will not run your credit with the three national credit reporting agencies (Equifax, Experian, and TransUnion). However, they may look at other databases to check your payment history.

What is the estimated funding time for a payday loan via Big Picture Loans?

Big Picture Loans will typically provide a credit approval decision in less than an hour and fund the loan within 3 business day .

For more information on payday loans, tribal loans, and their alternatives, read this guide.

SUPERMONEY Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...


  • Headquarters
  •   E23970 Pow Wow Trail
    Watersmeet, MI 49969 USA
  •   Visit Site

About Big Picture Loans


Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Monthly Income $700
No Other Outstanding Loans  
Credit Score Range 300 - 640
Minimum Annual Income $8,400
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Non-Military
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Funding Time Range (in days) 1 - 3
No Credit Check  
Direct Deposit  
Online Application  
Loan Amount $200 - $1K
APR 780.93%

Big Picture Loans Community Reviews


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