SuperMoney
  Big Picture Loans

Big Picture Loans

in Payday Loans from Big Picture Loans

Unaffiliated

Big Picture Loans

Unaffiliated

in Payday Loans from Big Picture Loans

SuperMoney Net Recommendation Score -64

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -64, equating to 1.7 on a 5 point rating scale.

-64

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Strongly not recommended

8 users recommend
1 user is unsure
38 users don't recommend
Cast your vote

Would you recommend Big Picture Loans to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Community Rating Strongly not recommended
Loan Amount $200 - $1,000
Loan Fee N/A
Minimum Monthly Income $700
Number of Reviews 47

Big Picture Loans Review

Big Picture Loans is offered by Big Picture Loans, a direct lender founded in 2012 and based in Watersmeet, MI. Big Picture Loans is available in 50 states (and Washington, DC).

Big Picture Loans FAQ

What are the Big Picture Loans rates & fees?

These loans are meant as a short-term source of credit but if you calculate the annualized percentage rate of those fees you get rates ranging from 780.93% to 780.93%.

How much can you borrow from Big Picture Loans?

Loan amounts start at $200 and go up to $1,000.

What do you need to qualify for Big Picture Loans?

To qualify for payday loans with Big Picture Loans, applicants need a minimum annual income of $8,400 or higher. Big Picture Loans will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Big Picture Loans product fall outside of the MLA limits, and as a result, the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by Big Picture Loans. Permanent resident / green card holders are also eligible to apply.

Does Big Picture Loans run credit checks?

No, Big Picture Loans will not run your credit with the three national credit reporting agencies (Equifax, Experian, and TransUnion). However, they may look at other databases to check your payment history.

What is the estimated funding time for a payday loan via Big Picture Loans?

Big Picture Loans will typically provide a credit approval decision in less than an hour and fund the loan within 3 business days.

Does Big Picture Loans report your account activity to credit bureaus?

Yes, Big Picture Loans reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

For more information on payday loans, tribal loans, and their alternatives, read this guide.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Big Picture Loans

For more than 20 years The Lac Vieux Desert Band of Lake Superior Chippewa Indians has been contributing to their local community. Through a treaty agreed upon by the The Tribe, they agreed to give 2% of the income derived from Tribal businesses to local causes. The internet provides the Tribe with the ultimate resource and opportunity to spur economic growth and business development despite its geographic location. Big Picture Loans was formed by the Tribe to enhance the Tribe’s self-determination and further diversify the Tribe’s economy. Big Picture Loans is an economic arm and instrumentality of the Tribe that is organized and licensed under Tribal law and is located on the Tribe’s reservation.

Big Picture Loans is fast, easy, confidential. Apply today, get funds as soon as tomorrow. Get approved in just three steps! We’ve helped tens of thousands of people experience a smarter way to borrow.

Contact

About Big Picture Loans

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Credit Score Range 300 - 640
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Military Status
  • Non-Military
Minimum Annual Income $8,400
No Other Outstanding Loans
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Minimum Monthly Income $700
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Funding Time Range 1 - 3 days
No Credit Check
Direct Deposit
Online Application
APR 780.93%
Loan Amount $200 - $1,000

Big Picture Loans Community Reviews

 

Would you recommend Big Picture Loans to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -64, equating to 1.7 on a 5 point rating scale.

-64

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

sorted by

Other Payday Loans