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Cashback Loans

in Payday Loans

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Cashback Loans

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in Payday Loans

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Overview

Where does Cashback Loans do business?

Cashback Loans is a direct lender based in Rancho Cucamonga, CA. It was founded in 2003 and offers access to payday loans in 1 state across the USA.

What loan fees does Cashback Loans charge and what are the equivalent APRs?

Cashback Loans offers payday loans with loan fees ranging from $15 to $45. These loans are meant as a short-term source of credit but if you calculated the annualized percentage rate of those fees you get APRs ranging from 460% to 460%.

How much can you borrow from Cashback Loans?

Loan amounts start at $100 and go up to $300.

What do you need to qualify for a loan with Cashback Loans?

Applicants with a credit score of at least 300 can apply for a loan via Cashback Loans.

You'll need a minimum monthly income of $1,100 to qualify for a loan with Cashback Loans. Active duty servicemembers and their covered dependents cannot apply for a loan via Cashback Loans. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.

What is the estimated funding time for a payday loan via Cashback Loans?

Cashback Loans will typically provide a credit approval decision in less than an hour and fund the loan within 3 day.

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Contact

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 1 state
California
Availabile in all of California

Feature Breakdown

List of Fees
Loan Fee
$15 - $45
Minimum Monthly Income
$1,100
No Other Outstanding Loans
 
Credit Score Range
300 - 640
850 300 640
Minimum Annual Income
$13,200
Military Status
  • Non-Military
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Integer
Funding Time Range (in days)
1 - 3
    0 7
No Credit Check
 
Direct Deposit
 
Online Application
 
Dollar Amount
Loan Amount
$100 - $300
    $50 $5K
Percentage
APR
460%
  87% 2,464%

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