Cashback Loans

in Payday Loans

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Cashback Loans


in Payday Loans

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Where does Cashback Loans do business?

Cashback Loans is a direct lender based in Rancho Cucamonga, CA. It was founded in 2003 and offers access to payday loans in 1 state across the USA.

What loan fees does Cashback Loans charge and what are the equivalent APRs?

Cashback Loans offers payday loans with loan fees ranging from $15 to $45. These loans are meant as a short-term source of credit but if you calculated the annualized percentage rate of those fees you get APRs ranging from 460% to 460%.

How much can you borrow from Cashback Loans?

Loan amounts start at $100 and go up to $300.

What do you need to qualify for a loan with Cashback Loans?

Applicants with a credit score of at least 300 can apply for a loan via Cashback Loans.

You'll need a minimum monthly income of $1,100 to qualify for a loan with Cashback Loans. Active duty servicemembers and their covered dependents cannot apply for a loan via Cashback Loans. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.

What is the estimated funding time for a payday loan via Cashback Loans?

Cashback Loans will typically provide a credit approval decision in less than an hour and fund the loan within 3 day.

For more information on payday loans, tribal loans, and their alternatives, read this guide.
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  Available in 1 state
Availabile in all of California

Feature Breakdown

Loan Fee $15 - $45
Minimum Monthly Income $1,100
No Other Outstanding Loans  
Credit Score Range 300 - 640
850 300 640
Minimum Annual Income $13,200
Military Status
  • Non-Military
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Funding Time Range (in days) 1 - 3
No Credit Check  
Direct Deposit  
Online Application  
Loan Amount $100 - $300
APR 460%

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