Cashback Loans is a short-term lender with locations throughout Southern California. It was established in 2003 when it opened its first two locations, and now it has 29 stores. The company offers a variety of financial services, including payday loans, cash advances, installment loans, car title loans, money orders and check cashing.

How Does Cashback Loans Work?

Cashback Loans offers online and in-store credit solutions. Its payday loans can be processed entirely online with a short application form. Payday loans do not require a credit check. However, the loan amount available on an installment loan is determined partially by the borrower's credit. Cashback Payday Advance has a clear fee schedule for its payday loans. 

What Are Cashback Loans' Interest Rates?

Cashback Loans charges a $15 for every $100 borrowed. The equivalent APR varies depending on the length of the term. For a 14-day term, it's a 460% APR.

How Much Money Can I Borrow From Cashback Loans?

Cashback Loans' payday loans have a maximum loan amount $300. 

Which States Does Cashback Loans Operate In?

It only operates in California. However, it does an excellent job covering Southern California. If you live in the area, you probably have a store location close to your neighborhood. Cashback Loans has locations in Anaheim, Baldwin Park, Brea, Cathedral City, Chino, Corona, Costa Mesa, Covina, Fullerton, Indio, Lake Elsinore, Loma Linda, Los Angeles, Orange, Rancho Cucamonga, Rialto, Rubidoux, San Bernardino, Santa Ana, Temecula, Temple City, Tustin and West Covina.

What Is the Application Process Like At Cashback Loans?

The application process only takes a few minutes to complete. Borrowers who visit one of their store locations can receive cash immediately. The eligibility requirements are simple: a source of income, an active checking account, and valid ID. 

Online payday loan applicants can expect to receive their funds by direct deposit within the next business day. 

How Is Cashback Loans Better Than Other Lenders?

Cashback Loans has 12 years experience in the business, and 29 store locations conveniently spread throughout Southern California. It provides a wide selection of credit and financial services, which includes payday loans, installment loans, title loans, check cashing and money transfers. The eligibility requirements are easy to meet, and the borrowers can either pick up their cash or have it wired directly to their bank account within 24 hours of applying.

  • Credit Score Range
    300 - 640
  • Military Status
  • Minimum Annual Income
  • Minimum Monthly Income
  • No Other Outstanding Loans
  • Supported Income Types
    • 1099 Misc. Income
    • Cash / Other
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
  • Loan Fee
    $15 - $45
  • Funding Time Range (in days)
    1 - 3
  • No Credit Check
  • Direct Deposit
  • Online Application
  • Loan Amount
    $100 - $300
  • APR
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