Where does Cashback Loans do business?
Cashback Loans is a direct lender based in Rancho Cucamonga, CA. It was founded in 2003 and offers access to payday loans in 1 state across the USA.
What loan fees does Cashback Loans charge and what are the equivalent APRs?
Cashback Loans offers payday loans with loan fees ranging from $15 to $45. These loans are meant as a short-term source of credit but if you calculated the annualized percentage rate of those fees you get APRs ranging from 460% to 460%.
How much can you borrow from Cashback Loans?
Loan amounts start at $100 and go up to $300.
What do you need to qualify for a loan with Cashback Loans?
Applicants with a credit score of at least 300 can apply for a loan via Cashback Loans.
You'll need a minimum monthly income of $1,100 to qualify for a loan with Cashback Loans. Active duty servicemembers and their covered dependents cannot apply for a loan via Cashback Loans. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.
What is the estimated funding time for a payday loan via Cashback Loans?
Cashback Loans will typically provide a credit approval decision in less than an hour and fund the loan within 3 day.
- 1099 Misc. Income
- Direct Deposit (W2, SSA, SSDI)
- Payroll Check or Prepaid Card