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  Cashback Payday Loans

Cashback Payday Loans

in Payday Loans from Cashback LLC

Unaffiliated

Cashback Payday Loans

Unaffiliated

in Payday Loans from Cashback LLC

Net Recommendation Score +100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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Loan Amount $100 - $300
Loan Fee $15 - $45
Minimum Monthly Income $1,100

Cashback Payday Loans Review

Cashback Payday Loans is offered by Cashback LLC, a direct lender founded in 2003 and based in Rancho Cucamonga, CA. Cashback Payday Loans is available in 1 state across the USA.

What are the Cashback Payday Loans rates & fees?

Cashback Payday Loans offers payday loans with loan fees ranging from $15 to $45. These loans are meant as a short-term source of credit but if you calculate the annualized percentage rate of those fees you get rates ranging from 460% to 460%.

How much can you borrow from Cashback Payday Loans?

Loan amounts start at $100 and go up to $300.

What do you need to qualify for Cashback Payday Loans?

Applicants with a credit score of at least 300 and up to 640 are eligible for Cashback Payday Loans.

To qualify for payday loans with Cashback Payday Loans, applicants need a minimum annual income of $13,200 or higher.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Cashback Payday Loans product fall outside of the MLA limits and as a result the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

Does Cashback Payday Loans run credit checks?

No, Cashback Payday Loans will not run your credit with the three national credit reporting agencies (Equifax, Experian, and TransUnion). However, they may look at other databases to check your payment history.

What is the estimated funding time for a payday loan via Cashback Payday Loans?

Cashback Payday Loans will typically provide a credit approval decision in less than an hour and fund the loan within 3 business day .

For more information on payday loans, tribal loans, and their alternatives, read this guide.

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About Cashback Payday Loans

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 1 state
California
Availabile in all of California

Feature Breakdown

Loan Fee $15 - $45
Military Status
  • Non-Military
Minimum Annual Income $13,200
No Other Outstanding Loans  
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Minimum Monthly Income $1,100
Funding Time Range (in days) 1 - 3
No Credit Check  
Direct Deposit  
Online Application  
APR 460%
Loan Amount $100 - $300

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