SuperMoney

Big Picture Loans

in Payday Loans

Unaffiliated Visit Site

Big Picture Loans

Unaffiliated

in Payday Loans

SuperMoney Net Recommendation Score -81% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

3 users recommend
0 users are unsure
28 users don't recommend
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Overview

Where does Big Picture Loans do business?

Big Picture Loans is a direct lender based in Watersmeet, MI. It was founded in 2012 and offers access to payday loans in 50 states (and Washington, DC).

What loan fees does Big Picture Loans charge and what are the equivalent APRs?

These loans are meant as a short-term source of credit but if you calculated the annualized percentage rate of those fees you get APRs ranging from 780.93% to 780.93%.

How much can you borrow from Big Picture Loans?

Loan amounts start at $200 and go up to $1,000.

What do you need to qualify for a loan with Big Picture Loans?

Applicants with a credit score of at least 300 can apply for a loan via Big Picture Loans.

You'll need a minimum monthly income of $700 to qualify for a loan with Big Picture Loans. Big Picture Loans will also consider borrowers who are unemployed as long as they have an annual income of $8,400 or higher. Active duty servicemembers and their covered dependents cannot apply for a loan via Big Picture Loans. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.

What is the estimated funding time for a payday loan via Big Picture Loans?

Big Picture Loans will typically provide a credit approval decision in less than an hour and fund the loan within 3 day.

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Contact

  • Headquarters
  • E23970 Pow Wow Trail
    Watersmeet, MI 49969 USA
  • Visit Site

Availability

Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Monthly Income
$700
No Other Outstanding Loans
Credit Score Range
300 - 640
850 300 640
Minimum Annual Income
$8,400
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Non-Military
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Funding Time Range (in days)
1 - 3
0 7
No Credit Check
Direct Deposit
Online Application
Loan Amount
$200 - $1K
$50 $5K
APR
780.93%
87% 2,464%

Reviews

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