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  Check Into Cash Payday Loans

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Check Into Cash Payday Loans
in Payday Loans from Check Into Cash
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Check Into Cash Payday Loans

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in Payday Loans from Check Into Cash
SuperMoney Net Recommendation Score -42  

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of -42, equating to 2.2 on a 5 point rating scale.

-42

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Mostly not recommended

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Highlights
Community Rating Mostly not recommended
Loan Fee $15 - $79
Minimum Monthly Income $1,000
Loan Amount $100 - $1,500
Number of Reviews 33

Check Into Cash Payday Loans Review

Check Into Cash Payday Loans is offered by Check Into Cash, a direct lender founded in 1993 and based in Cleveland, TN. Check Into Cash Payday Loans are available in 19 states across the USA.

Check Into Cash Payday Loans FAQ

What are the Check Into Cash Payday Loans rates & fees?

Check Into Cash Payday Loans offers payday loans with loan fees ranging from $15 to $79. These loans are meant as a short-term source of credit but if you calculate the annualized percentage rate of those fees you get rates ranging from 261% to 782%. Rates, terms, and fees vary by state.

How much can you borrow from Check Into Cash Payday Loans?

Loan amounts start at $100 and go up to $1,500. Loan amounts vary by state. New customers can apply for up to $750 or state maximum.

What is the maximum loan term you can get with Check Into Cash Payday Loans?

Check Into Cash Payday Loans has payday loans with a maximum term of 31 days. Rates, terms, and fees vary by state.

What do you need to qualify for Check Into Cash Payday Loans?

To qualify for payday loans with Check Into Cash Payday Loans, applicants need a minimum annual income of $12,000 or higher. Check Into Cash Payday Loans will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Check Into Cash Payday Loans product fall outside of the MLA limits, and as a result, the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Check Into Cash Payday Loans.

Is Check Into Cash a legit company?

Check Into Cash was founded in 1993, it is a well-established company that has been in business for 30 years. Check Into Cash Payday Loans are mostly not recommended by SuperMoney community users.

Does Check Into Cash Payday Loans run credit checks?

Yes, Check Into Cash Payday Loans will check your credit when you apply for a loan.

What is the estimated funding time for a payday loan via Check Into Cash Payday Loans?

Check Into Cash Payday Loans will typically provide a credit approval decision in less than an hour and fund the loan within 2 business days.

Is Check Into Cash a legit company?

Check Into Cash was founded in 1993, it is a well-established company that has been in business for 30 years. Check Into Cash Payday Loans are mostly not recommended by SuperMoney community users.

For more information on payday loans, tribal loans, and their alternatives, read this guide.

Check Into Cash Payday Loans Disclosure: Rates, terms, and fees vary by state. New customers - up to $750 or state maximum. There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs. Small-dollar loans used over a long period of time can be expensive. To view a list of the states we service online, please visit our Rates and Terms page. For our privacy policy, please visit our privacy policy page. For rates and terms in your state of residence, please visit our Rates and Terms page. As a member of CFSA, Check Into Cash abides by the spirit of the Fair Debt Collection Practices Act (FDCPA) as applicable to collect past due accounts. Delinquent accounts may be turned over to a third party collection agency which may adversely affect your credit score. Non-sufficient funds and late fees may apply. Automatic renewals are not available. Renewing a loan will result in additional finance charges and fees.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Check Into Cash Payday Loans

Check Into Cash is a national leader in direct lending, providing customers with short-term, small dollar credit solutions.

Message From Our Editor

What we love about Check Into Cash loans

Check Into Cash is a fast and hassle-free source of income for people with poor credit who have a financial emergency and need a short-term solution. It is a direct lender with over 1,000 offices nationwide and more than 20 years in business. 

What could Check Into Cash loans do better?

Check Into Cash loans are extremely expensive. The price tag on these forms of credit is among the highest in the consumer credit market. Also, Check Into Cash does not report your payments to credit bureaus, so even if you make every payment on time, these types of loans don't help you improve your credit. 

Check Into Cash backstory

Check Into Cash was founded in 1993 by Allan Jones, the CEO of Creditcorp, Jones Management Services, and a founding member of the CFSA: the Community Financial Services Association. Check Into Cash has its headquarters in Cleveland, Tennessee, and has over 1,000 brick-and-mortar offices spread throughout 30 states.

The Verdict

There are other lenders with lower interest rates and better terms which you should probably try first. However, if your credit is not great and you need money fast, Check Into Cash is a hassle-free and reliable source of credit.

Contact

Other Services by Check Into Cash

Availability

  Available in 19 states
  • Alabama
  • Alaska
  • California
  • Delaware
  • Florida
  • Hawaii
  • Idaho
  • Indiana
  • Kansas
  • Louisiana
  • Mississippi
  • Missouri
  • Nevada
  • Oregon
  • Texas
  • Utah
  • Washington
  • Wisconsin
  • Wyoming

Feature Breakdown

Loan Fee $15 - $79
Credit Score Range 300 - 700
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
  • Unemployed
  • Other
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Military Status
  • Non-Military
Minimum Annual Income $12,000
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
  • Cash
  • 1099 Misc. Income
Minimum Monthly Income $1,000
Direct Deposit
Instant Decision
Online Application
APR 261% - 782%
(Verified 08/04/2023)
Loan Term Up to 31 days
Loan Amount $100 - $1,500

Check Into Cash Payday Loans Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of -42, equating to 2.2 on a 5 point rating scale.

-42

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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