Check Into Cash Payday Loans Review

Check Into Cash Payday Loans is offered by Check Into Cash, a direct lender founded in 1993 and based in Cleveland, TN. Check Into Cash Payday Loans is available in 22 states across the USA.

What are the Check Into Cash Payday Loans rates & fees?

Check Into Cash Payday Loans offers payday loans with loan fees ranging from $15 to $79. These loans are meant as a short-term source of credit but if you calculate the annualized percentage rate of those fees you get rates ranging from 261% to 782%. Rates, terms, and fees vary by state.

How much can you borrow from Check Into Cash Payday Loans?

Loan amounts start at $100 and go up to $1,500. Loan amounts vary by state. New customers can apply for up to $750 or state maximum.

What is the maximum loan term you can get with Check Into Cash Payday Loans?

Check Into Cash Payday Loans has payday loans with a maximum term of 31 days. Rates, terms, and fees vary by state.

What do you need to qualify for Check Into Cash Payday Loans?

To qualify for payday loans with Check Into Cash Payday Loans, applicants need a minimum annual income of $12,000 or higher. Check Into Cash Payday Loans will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Check Into Cash Payday Loans product fall outside of the MLA limits and as a result the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by Check Into Cash Payday Loans. Permanent resident / green card holders are also eligible to apply.

Does Check Into Cash Payday Loans run credit checks?

Yes, Check Into Cash Payday Loans will check your credit when you apply for a loan.

What is the estimated funding time for a payday loan via Check Into Cash Payday Loans?

Check Into Cash Payday Loans will typically provide a credit approval decision in less than an hour and fund the loan within 2 business day.

For more information on payday loans, tribal loans, and their alternatives, read this guide.