SuperMoney
Explore
Compare Rates

Get Competing Loan Offers

Compare real offers from multiple lenders.

Get Personalized Rates
x I’m not looking for offers right now
Advertiser Disclosure
  Check 'n Go Payday Loans
Check 'n Go Payday Loans
in Payday Loans from Check 'n Go
Unaffiliated

Check 'n Go Payday Loans

Unaffiliated
in Payday Loans from Check 'n Go
SuperMoney Net Recommendation Score -21  

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of -21, equating to 2.6 on a 5 point rating scale.

-21

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Mostly not recommended

9 users recommend
1 user is unsure
14 users don't recommend
Cast your vote

Would you recommend Check 'n Go Payday Loans to your friends?

Thanks for your vote!

You voted: May or may not recommend

Change my vote
Highlights
Community Rating Mostly not recommended
Loan Amount $100 - $865
Loan Fee $25 - $134.07
Minimum Monthly Income N/A
Number of Reviews 24

Check 'n Go Payday Loans Review

Check 'n Go Payday Loans is offered by Check 'n Go, a direct lender founded in 1994 and based in Cincinnati, OH. Check 'n Go Payday Loans are available in 18 states across the USA.

Check 'n Go Payday Loans FAQ

What are the Check 'n Go Payday Loans rates & fees?

Check 'n Go Payday Loans offers payday loans with loan fees ranging from $25 to $134.07. These loans are meant as a short-term source of credit but if you calculate the annualized percentage rate of those fees you get rates ranging from 456.25% to 1520.83%.

How much can you borrow from Check 'n Go Payday Loans?

Loan amounts start at $100 and go up to $865.

What is the maximum loan term you can get with Check 'n Go Payday Loans?

Check 'n Go Payday Loans has payday loans with a maximum term of 31 days.

What do you need to qualify for Check 'n Go Payday Loans?

Check 'n Go Payday Loans does not have or does not disclose a minimum annual income eligibility requirement. Check 'n Go Payday Loans will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations.

Is Check 'n Go a legit company?

Check 'n Go was founded in 1994, it is a well-established company that has been in business for 29 years. Check 'n Go Payday Loans are mostly not recommended by SuperMoney community users.

Does Check 'n Go Payday Loans run credit checks?

No, Check 'n Go Payday Loans will not run your credit with the three national credit reporting agencies (Equifax, Experian, and TransUnion). However, they may look at other databases to check your payment history.

What is the estimated funding time for a payday loan via Check 'n Go Payday Loans?

Check 'n Go Payday Loans will typically provide a credit approval decision in less than an hour and fund the loan within 3 business days.

Is Check 'n Go a legit company?

Check 'n Go was founded in 1994, it is a well-established company that has been in business for 29 years. Check 'n Go Payday Loans are mostly not recommended by SuperMoney community users.

For more information on payday loans, tribal loans, and their alternatives, read this guide.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Our Editor

What we love about Check 'n Go loans

Check 'n Go's is a fast and reliable source of credit and has as a wide selection of products. Borrowers with poor credit can qualify and it has an easy application process.

What could Check 'n Go loans do better?

The fees and interest rates for Check 'n Go loans are very high and their loan products are not available in all states. Loan amounts are also low, so this is not a great option if you need more than $5,000.

Check 'n Go backstory

Founded in 1994, Check 'n Go has one purpose in mind: "provide financial solutions to the problems ignored by 'traditional' lenders, such as banks." Check `n Go was founded to serve the money needs of people wh are underbanked. It opened its first payday loan store in Covington, Kentucky in 1994. Since then, they have grown to be an industry leader with nearly 1,000 stores in the U.S. 

The Verdict

Check ’n Go offers paydays and installment loans for borrowers with financial emergencies. If you qualify, you can get access to money fast, but the interest rates and fees are very high. These loans are best avoided unless it's a real emergency. In such a case, it's a convenient source of fast cash that you can apply for online or at one of their many brick-and-mortar stores.

Contact

About Check 'n Go Payday Loans

View Check 'n Go Profile

Availability

  Available in 18 states
  • Alabama
  • California
  • Florida
  • Hawaii
  • Illinois
  • Indiana
  • Kansas
  • Maine
  • Michigan
  • Mississippi
  • Missouri
  • Nevada
  • North Dakota
  • Ohio
  • Oklahoma
  • South Dakota
  • Texas
  • Utah

Feature Breakdown

Loan Fee $25 - $134.07
Credit Score Range 300 - 650
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
  • Unemployed
Funding Time Range 1 - 3 days
No Credit Check
Direct Deposit
Instant Decision
Online Application
APR 456.25% - 1,520.83%
Loan Term Up to 31 days
Loan Amount $100 - $865

Check 'n Go Payday Loans Community Reviews

 

Would you recommend Check 'n Go Payday Loans to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of -21, equating to 2.6 on a 5 point rating scale.

-21

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

sorted by

Other Payday Loans

Mostly not recommended

33 Reviews

Strongly not recommended

24 Reviews

Strongly recommended

29 Reviews

View All
SuperMoney
Best Picks
Partner with us
Go to homepage
AICPA SOC for Service Organizations badge SOC 2 Type II Monitored by Vanta badge

Copyright 2023 SuperMoney, LLC. All rights reserved.

SuperMoney Advertiser Disclosure

*SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. All products, logos, and company names are trademarks™ or registered® trademarks of their respective holders. Their use does not signify or suggest the endorsement, affiliation, or sponsorship, of or by SuperMoney or them of us.

Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any financial institution. This editorial content is not provided by any financial institution.

SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). SuperMoney strives to provide a wide array of offers for our users, but our offers do not represent all financial services companies or products.

We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide.

† To check the rates and terms you qualify for, one or more soft credit pulls will be done by SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. However, if you choose a product and continue your application at a lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.