Features

Lendgreen is online payday lender that is based in the Lac de Flambeau reservation in Wisconsin. The company is a Native American owned business that follows the federal and Lac de Flambeau Indian Tribe law and regulations on lending.

How Does Lendgreen Work?

The entire process is performed online. Borrowers fill in a simple application and know within seconds whether they are approved and how much money they can borrow. If the borrower accepts the loan offer, Lendgreen deposits the cash within 24 hours or the next business day. Borrowers can repay their loans by either having payments automatically withdrawn from their bank accounts, by money order or certified check.

What Are The Interest Rates?

Interest rates vary depending on how long you take to repay the loan, but the maximum APR for a regular payday loan is 782.14%.

Lendgreen has an alternative repayment method they call the Multi-Pay Option that is much more expensive than regular payday loans. The Multi-Pay Option stretches the repayment of the loan to up to 35 bi-monthly payments. For example, a $400 loan that is repaid in 35 payments will cost a total of $3,205, which amounts to $2,805 in finance charges for a $400 loan.

How Much Money Can I Borrow?

First time borrowers can borrow up to $500, depending on their income and the state they live in. Return customers can borrow up to $700 on their second loan and $800 on their third loan.

Which States Does Lendgreen Operate In?

Lendgreen loans are not available to residents of Arizona, Arkansas, Colorado, Connecticut, District of Columbia, Georgia, Maine, Maryland, Massachusetts, Minnesota, Montana, New Hampshire, New Jersey, New York, North Carolina, Ohio, Oregon, Pennsylvania, Vermont, West Virginia, and Wisconsin or to members of the military.

What Is the Application Process Like?

Borrowers must complete an online application form that just takes seconds to complete. Eligibility requirements include being at least 18 years old, have a steady source of income that pays every two weeks and an active bank account that accepts electronic deposits. Lendgreen doesn't perform traditional credit checks that could hurt your credit, but it might use alternative credit checks to see your payment history of payday loans.

How Is Lendgreen Better Than Other Lenders?

Lendgreen provides fast loans to borrowers with bad or no credit. The application process is simple and there are no prepayment penalty fees. Its website is well-designed and is clearly specifies the rates and terms of its loans. The rate for a two-week payday loan is comparable to other payday lenders, but the cost of Lendgreen's Multi-Option Loan is particularly expensive even by payday loan standards.

  • Loan Amount
    $400 - $1000
  • APR
    720% - 795%
  • Credit Score Range
    300 - 640
  • Immigration Status Considered
  • Military Status
    Non-Military
  • Minimum Income
    $13200
  • Minimum Monthly Income
    $1100
  • No Other Outstanding Loans
  • Supported Income Types
    • 1099 Misc. Income
    • Cash / Other
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
  • No Credit Check
  • Funding Time
    Next business day
  • Direct Deposit
  • Online Application
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0 votes

These people are con artists. Not because of the high interest rates but because their methods of business. I saved my terms of agreemen knowing what the biweekly pay amount would be. They wouldn't allow me to make a higher payment or to pay off as other lenders do. They told me additional payments would be charged. So I was looking at paying the amount agreed on top of being charged to make an additional amount. They also reported that I missed a payment and I ended up owing a ... lot more for one missed payment. Mind you, it was coming out of my bank previously with no issues and automatically. They apologized for the misunderstanding after sending several emails because no one would explain over the phone. They told me I needed to contact compliance@lendgreen.com. My suggestion is be smarter about your money, don't take out loans. The interest wasn't the issue I expected it to be high, but the way they interacted and caused more charges was outrageous and what I would think- illegal. More Less

0 votes

I'm pretty sure these people are con-artists. They do the whole loan process and give you a whole loan document. THEN They have some guy who doesn't speak English call and ask if you'd give HIM YOUR SOCIAL AND ID INFO! JUST NO!!!


0 votes

For everyone saying how they got ripped off because of the interest rates, you need to read all the agreements (it is literally what you signed up for) it says specifically the average interest rate of 780% annually. If you do not know how to manage your money and used them as a last resort, it just making you look really stupid letting everyone how much you got ripped off


0 votes

This company deserves the lowest rating possible not even one star should be allowed! This company has the highest interest rate they will leave broke even worse than before! Please save yourself the hassle and do not get loans with these people it's a complete waste of time I WILL NEVER GET ANYTHING FROM THIS COMPANY AGAIN!!!


0 votes

If you want to pay interest rates at around 700%... that's right NOT a misprint..700%!! Then by all means ...they are happy to rob you legally! Find another way unless you like giving away your money!


0 votes

I had no problem with LendGreen in the past..But, I just applied for another Loan asking for $1000. It came up with $700. i changed my mind and decided to go back to borrowing only $500. The site will not let me go back and ask for the $500...it just keeps going back to me signing for the $700!! I gave it some time and tried agin in 24hrs...the site STILL goes back to me signing for the $700!!! Ahhhhh!! Its just so frustrating!!!


0 votes

THEIR INTEREST RATE ARE SO HIGH..NEVER AGAIN JUST SAD HOW THEY TAKE FROM THE POOR


0 votes

Scam! They take your information and claim they never received it but won't let you reapply because you already have an open application!


0 votes

The company is a fraud. I get a bill for money I never took a loan out for, and I had never heard of Lendgreen until I got the notice in the mail. Someone used my bank account info (easy to get from a check or debit card), a social security number, maybe mine, maybe not, my address, and employment info. The use e-sig so anyone could type my name in. When I asked for what employment info and SSN was used in my name they would not tell. ... REALLY - you will bill me and send me collections, but won't provide those details. "file a police report" she says. This place is a sketchy as the people who took money out in my name. More Less


0 votes

Definitely highway robbery & taking advantage of people in need. 500 dollar loan and 2000 to pay it back. DO NOT APPLY. FIND SOMETHING BETTER! TRUST ME.


0 votes

Is a online rip off I got a loan with them dats costs over 2200 for 800 dollars is highway robbery it cause u to spiral deeper in debt interest rates are designed dat u can't pay it causeing more debt and they are not licensed in any states u can barely understand what they are sayin g when u call them i suggest u stay away from them it's not worth the money


0 votes

These people are absolute criminals. Stay away at all cost! A $500 loan can end up costing you $5,000!


0 votes

Interest is too high, service is slow, and application process is frustating. But they are easy to qualify for, and offer higher than average (at least from what I've seen) loan amounts for newcomers.


0 votes

$700 loan...$1600 to pay it back (with interest). BY FAR the worst loan place I have ever used.


0 votes

this place is a complete scam!they charge way to much interest.seriously..cant even reach a customer service representative.fucking scammers...how are you charging someone $1600 for borrowing $700?unbelieveable


0 votes

I'm reporting them to our Attorney General and looking into a class action lawsuit. What they do is criminal. We borrowed 700.00 paid it back in 2 days, which they called it four days and we paid over 200.00 in interest. They were no help they added to the problem.


0 votes

I paid for a loan because I had to pay a bill before it went up in two days. I usually get loans from this lendgreen but when I tried to pay it off 3 days after I got the loan they would not let me when clearly it says in their loan agreement that I can pay off my loan at any time with no penalties. They just want to wait to be able to charge me more interest. And the so called floor supervisor John Pilar was not ... helpful and had an attitude when I asked for his boss. More Less


0 votes

I got approved for $400 and got the next day i truly believe its too high i got 400 &;gotta pay $1000 back but my credit is horrible ig having a job for 3:yrs did it


0 votes

I have taken my 2nd loan with Lendgreen in the past 2 years. They have always been helpful, hassle free and the kind of loan company one really needs when a crunch. I would recommend them.


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