Features

Lendgreen is online payday lender that is based in the Lac de Flambeau reservation in Wisconsin. The company is a Native American owned business that follows the federal and Lac de Flambeau Indian Tribe law and regulations on lending.

How Does Lendgreen Work?

The entire process is performed online. Borrowers fill in a simple application and know within seconds whether they are approved and how much money they can borrow. If the borrower accepts the loan offer, Lendgreen deposits the cash within 24 hours or the next business day. Borrowers can repay their loans by either having payments automatically withdrawn from their bank accounts, by money order or certified check.

What Are The Interest Rates?

Interest rates vary depending on how long you take to repay the loan, but the maximum APR for a regular payday loan is 782.14%.

Lendgreen has an alternative repayment method they call the Multi-Pay Option that is much more expensive than regular payday loans. The Multi-Pay Option stretches the repayment of the loan to up to 35 bi-monthly payments. For example, a $400 loan that is repaid in 35 payments will cost a total of $3,205, which amounts to $2,805 in finance charges for a $400 loan.

How Much Money Can I Borrow?

First time borrowers can borrow up to $500, depending on their income and the state they live in. Return customers can borrow up to $700 on their second loan and $800 on their third loan.

Which States Does Lendgreen Operate In?

Lendgreen loans are not available to residents of Arizona, Arkansas, Colorado, Connecticut, District of Columbia, Georgia, Maine, Maryland, Massachusetts, Minnesota, Montana, New Hampshire, New Jersey, New York, North Carolina, Ohio, Oregon, Pennsylvania, Vermont, West Virginia, and Wisconsin or to members of the military.

What Is the Application Process Like?

Borrowers must complete an online application form that just takes seconds to complete. Eligibility requirements include being at least 18 years old, have a steady source of income that pays every two weeks and an active bank account that accepts electronic deposits. Lendgreen doesn't perform traditional credit checks that could hurt your credit, but it might use alternative credit checks to see your payment history of payday loans.

How Is Lendgreen Better Than Other Lenders?

Lendgreen provides fast loans to borrowers with bad or no credit. The application process is simple and there are no prepayment penalty fees. Its website is well-designed and is clearly specifies the rates and terms of its loans. The rate for a two-week payday loan is comparable to other payday lenders, but the cost of Lendgreen's Multi-Option Loan is particularly expensive even by payday loan standards.

  • Advance Fee APR
    795% - 795%
  • Desired Loan Amount
    $400 - $1000
  • No Credit Check
  • Min Monthly Income
    $1100
  • No Other Outstanding Loans
  • Direct Deposit
  • Instant Decision
  • Online Application
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0 votes

For everyone saying how they got ripped off because of the interest rates, you need to read all the agreements (it is literally what you signed up for) it says specifically the average interest rate of 780% annually. If you do not know how to manage your money and used them as a last resort, it just making you look really stupid letting everyone how much you got ripped off


0 votes

This company deserves the lowest rating possible not even one star should be allowed! This company has the highest interest rate they will leave broke even worse than before! Please save yourself the hassle and do not get loans with these people it's a complete waste of time I WILL NEVER GET ANYTHING FROM THIS COMPANY AGAIN!!!


0 votes

If you want to pay interest rates at around 700%... that's right NOT a misprint..700%!! Then by all means ...they are happy to rob you legally! Find another way unless you like giving away your money!


0 votes

I had no problem with LendGreen in the past..But, I just applied for another Loan asking for $1000. It came up with $700. i changed my mind and decided to go back to borrowing only $500. The site will not let me go back and ask for the $500...it just keeps going back to me signing for the $700!! I gave it some time and tried agin in 24hrs...the site STILL goes back to me signing for the $700!!! Ahhhhh!! Its just so frustrating!!!


0 votes

THEIR INTEREST RATE ARE SO HIGH..NEVER AGAIN JUST SAD HOW THEY TAKE FROM THE POOR


0 votes

Scam! They take your information and claim they never received it but won't let you reapply because you already have an open application!


0 votes

Trying it but hard to find anyone in sz


0 votes

The company is a fraud. I get a bill for money I never took a loan out for, and I had never heard of Lendgreen until I got the notice in the mail. Someone used my bank account info (easy to get from a check or debit card), a social security number, maybe mine, maybe not, my address, and employment info. The use e-sig so anyone could type my name in. When I asked for what employment info and SSN was used in my name they would not tell. ... REALLY - you will bill me and send me collections, but won't provide those details. "file a police report" she says. This place is a sketchy as the people who took money out in my name. More Less


0 votes

Definitely highway robbery & taking advantage of people in need. 500 dollar loan and 2000 to pay it back. DO NOT APPLY. FIND SOMETHING BETTER! TRUST ME.


0 votes

Is a online rip off I got a loan with them dats costs over 2200 for 800 dollars is highway robbery it cause u to spiral deeper in debt interest rates are designed dat u can't pay it causeing more debt and they are not licensed in any states u can barely understand what they are sayin g when u call them i suggest u stay away from them it's not worth the money


0 votes

These people are absolute criminals. Stay away at all cost! A $500 loan can end up costing you $5,000!


0 votes

Interest is too high, service is slow, and application process is frustating. But they are easy to qualify for, and offer higher than average (at least from what I've seen) loan amounts for newcomers.


0 votes

$700 loan...$1600 to pay it back (with interest). BY FAR the worst loan place I have ever used.


0 votes

this place is a complete scam!they charge way to much interest.seriously..cant even reach a customer service representative.fucking scammers...how are you charging someone $1600 for borrowing $700?unbelieveable


0 votes

I'm reporting them to our Attorney General and looking into a class action lawsuit. What they do is criminal. We borrowed 700.00 paid it back in 2 days, which they called it four days and we paid over 200.00 in interest. They were no help they added to the problem.


0 votes

I paid for a loan because I had to pay a bill before it went up in two days. I usually get loans from this lendgreen but when I tried to pay it off 3 days after I got the loan they would not let me when clearly it says in their loan agreement that I can pay off my loan at any time with no penalties. They just want to wait to be able to charge me more interest. And the so called floor supervisor John Pilar was not ... helpful and had an attitude when I asked for his boss. More Less


0 votes

I got approved for $400 and got the next day i truly believe its too high i got 400 &;gotta pay $1000 back but my credit is horrible ig having a job for 3:yrs did it


0 votes

I have taken my 2nd loan with Lendgreen in the past 2 years. They have always been helpful, hassle free and the kind of loan company one really needs when a crunch. I would recommend them.


0 votes

I hate payday loan companies in general. This one is convenient enough however because it's all online when you don't have the time to go in and find a local payday loan place. All you need is a job that you get pay proof regularly and a bank account with electronic capabilities to deposit your loan and set up auto pay for loan repayment


0 votes

I have mixed feelings about lendgreen. I have taking a loan out on several occasions, and it's strangely different every time I do it. The rates are really high but the service is very fast. It's conveniently online, however customer service is really hard to get in touch with if you should need to talk to a real human.


0 votes

I like the way the payment plans are set up on the Lendgreen payday loans. If you can pay the loan back faster your rates are a lot lower, which is a nice benefit to those who don't want to pay too much or too long. They also offer people with crappy credit equal opportunity to get loans.


0 votes

I didn't realize when I moved from California to Arizona and I wouldn't be able to use Lendgreen anymore. I have always gotten my payday loans from lendgreen and didn't realize that they are not offered in all states. But for what it's worth for those who can use lendgreen; they're completely online and convenient in that way. The rates are high but the payment plans there are straightforward


0 votes

I am always kind of wary when a company lending me money is completely online. But for the purpose of a small payday loan the process is very simple, and you know immediately if you are approved. the money is even available the following day. My repayment plan was set up from the same account that the money was deposited in, so it keeps it pretty simple. The rates are not competitive and very high, however


0 votes

I got a ticket about six months ago for throwing a cigarette out my window. The ticket was $655! Not even worth smoking ever again. I had taken a loan out with lendgreen before, so I knew what to expect. Not much. But I got approved for a $700 loan, and I thought I would still have to cover a portion of the ticket. Pleasantly supprised and happy my cig ticket is paid for and done with


0 votes

I needed a quick loan to pay my probation officer off to get off probation. I took out the max of $500 and paid him off the remaining balance of $325. Took the rest of the loan and went to the bar. So worth it! I'm free of the state with a little help from the homies at lendgreen.


0 votes

There is a fairly low maximum loan amount that you can get approved for at Lend Green, but if you are a return customer, you can actually graduate up to more lending power if you build good payback relations with them. Every time you go back in fact, you can borrow at least $100 more.


0 votes

I hate them, false advertising at its worst. They claim to be fast easy and convenient, but it is not the case at all. If they are fast in any way it is that they are fast to deny your application for approval. Easy is a joke because you cant ever get ahold of anyone who has worked there long enough to know what they are even talking about. And convenient? It would be more fast easy and convenient to walk into traffic and get a bodily injury settlement


0 votes

I got approved immediately for the max first time lender with lend green which is $500. I got the money that day and paid it off in two payments. The only reason there arent more stars is because I ended up paying 20% of the loan on top of the $500 which seems a little high.


0 votes

My best friend from forever is getting married in a month and as the best man, I am required to throw a badass last night as an unmarried man. I dont really have the on hand funds to do a whole lot, so I took out a small loan to cover a deposit on a rad venue and other things ;) I hope he appreciates it. I got the money fairly easy, and the sales people were really nice


0 votes

I bounced a few checks recently, and wanted to buffer my checking account till payday. I took out a small short term loan to cover my remaining checks and keep my bank account in the black. Im glad that lend green was there, Now I just have to be more careful with my account and of course get rid of this loan as quickly as i can


0 votes

I thought this was like a payday loan place... As in they use your job as your credit, but I gues not. They said my credit card history was the reason for my delial. If I had good credit cards I wouldnt be applying for a quick loan. It isnt like they offer large enough loans to not be able to pay off.


0 votes

I was denied a loan because I had defaulted on a car loan over eight years ago. I was 19 years old and threw money at everything except my bills like every other partying college student. I have had a great track record as far as bill pay and credit history since those blurry days. They should look at the more recent history in my opinion


0 votes

I went to lend green for a small short term loan, and I was told that if I lend with them, I could qualify for more every time I go back. Then this rep tells me that I was denied because I have applied for too many loans in the past. I have never actually taken out a loan, but I have applied and apparently that counts against you! So that whole thing about qualifying for more each time is obviously bull.


0 votes

I too was called a job hopper! I have a job now and have had it for over 6 months! I know people who have gotten loans on some government check deal, but I work legitimately and I get denied for needing a little extra help once in a while? So irritated.


0 votes

I also got denied for vague reasons... I was called a job hopper. Ya I have had a few jobs the past two years, but they overlap for one, and second, at least I have a job. They are denying me because I have had too many jobs? I will never go back there. I feel bad for the service people there, they must get yelled at daily.


0 votes

This place is rediculous! I applied for a $500 loan with ability to repay and fairly good credit. I got denied for some very vague reasons. I still dont understand how I could be a loan defaulter when this is my first loan. Dont bother with this company, they cant help you!


0 votes

I got a loan of $500 in less than a day with less than average credit. I just needed some quick cash for a girls trip for a weekend in Sonoma wine country. Glad they were there to help me not look like the poor friwnd on the trip. Lend Green was easy and fast and convenient for those last mionute money needs


0 votes

This place is a scam! They denied me even though I have a job and the ability to repay the loan easily. I still don't have a clear understanding as to why exactly my application was denied, because the call center was so dumb and I never could get anyone to email me the reasoning as to why I didn't qualify


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