Where does Payday Money Centers do business?

Payday Money Centers is a direct lender based in Anaheim, CA. It was founded in 1997 and offers access to payday loans in 1 state across the USA.

What loan fees does Payday Money Centers charge and what are the equivalent APRs?

Payday Money Centers offers payday loans with loan fees ranging from $8.8 to $45. These loans are meant as a short-term source of credit but if you calculated the annualized percentage rate of those fees you get APRs ranging from 214% to 460%.

How much can you borrow from Payday Money Centers?

Loan amounts start at $50 and go up to $255.  

What do you need to qualify for a loan with Payday Money Centers?

Applicants with a credit score of at least 300 can apply for a loan via Payday Money Centers.

Payday Money Centers will also consider borrowers who are unemployed. Active duty servicemembers and their covered dependents cannot apply for a loan via Payday Money Centers. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.

What is the estimated funding time for a payday loan via Payday Money Centers?

Payday Money Centers will typically provide a credit approval decision in less than an hour and fund the loan within 3 day.

  • Credit Score Range
    300 - 640
  • Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
  • No Other Outstanding Loans
  • Loan Fee
    $8.8 - $45
  • Funding Time Range (in days)
    1 - 3
  • No Credit Check
  • Instant Decision
  • Online Application
  • Loan Amount
    $50 - $255
  • APR
    214% - 460%
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