Payday Money Centers

in Payday Loans

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Payday Money Centers


in Payday Loans

SuperMoney Net Recommendation Score -33% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly not recommended

1 user recommends
0 users are unsure
2 users don't recommend
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Where does Payday Money Centers do business?

Payday Money Centers is a direct lender based in Anaheim, CA. It was founded in 1997 and offers access to payday loans in 1 state across the USA.

What loan fees does Payday Money Centers charge and what are the equivalent APRs?

Payday Money Centers offers payday loans with loan fees ranging from $8.8 to $45. These loans are meant as a short-term source of credit but if you calculated the annualized percentage rate of those fees you get APRs ranging from 214% to 460%.

How much can you borrow from Payday Money Centers?

Loan amounts start at $50 and go up to $255.

What do you need to qualify for a loan with Payday Money Centers?

Applicants with a credit score of at least 300 can apply for a loan via Payday Money Centers.

Payday Money Centers will also consider borrowers who are unemployed. Active duty servicemembers and their covered dependents cannot apply for a loan via Payday Money Centers. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.

What is the estimated funding time for a payday loan via Payday Money Centers?

Payday Money Centers will typically provide a credit approval decision in less than an hour and fund the loan within 3 day.

For more information on payday loans, tribal loans, and their alternatives, read this guide.
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  Available in 1 state
Availabile in all of California

Feature Breakdown

Loan Fee $8.80 - $45
No Other Outstanding Loans  
Credit Score Range 300 - 640
850 300 640
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Funding Time Range (in days) 1 - 3
No Credit Check  
Online Application  
Instant Decision  
Loan Amount $50 - $255
APR 214% - 460%



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