Payday Money CentersUnaffiliated
in Payday Loans
Mostly not recommended
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Where does Payday Money Centers do business?
Payday Money Centers is a direct lender based in Anaheim, CA. It was founded in 1997 and offers access to payday loans in 1 state across the USA.
What loan fees does Payday Money Centers charge and what are the equivalent APRs?
Payday Money Centers offers payday loans with loan fees ranging from $8.8 to $45. These loans are meant as a short-term source of credit but if you calculated the annualized percentage rate of those fees you get APRs ranging from 214% to 460%.
How much can you borrow from Payday Money Centers?
Loan amounts start at $50 and go up to $255.
What do you need to qualify for a loan with Payday Money Centers?
Applicants with a credit score of at least 300 can apply for a loan via Payday Money Centers.
Payday Money Centers will also consider borrowers who are unemployed. Active duty servicemembers and their covered dependents cannot apply for a loan via Payday Money Centers. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.
What is the estimated funding time for a payday loan via Payday Money Centers?
Payday Money Centers will typically provide a credit approval decision in less than an hour and fund the loan within 3 day.
- Employed Full-Time
- Employed Part-Time