Payday Money Centers is a direct lender based in Anaheim, CA. It was founded in 1997 and offers access to payday loans in 1 state across the USA.
Payday Money Centers offers payday loans with loan fees ranging from $8.8 to $45. These loans are meant as a short-term source of credit but if you calculated the annualized percentage rate of those fees you get APRs ranging from 214% to 460%.
Loan amounts start at $50 and go up to $255.
Applicants with a credit score of at least 300 can apply for a loan via Payday Money Centers.
Payday Money Centers will also consider borrowers who are unemployed. Active duty servicemembers and their covered dependents cannot apply for a loan via Payday Money Centers. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.
Payday Money Centers will typically provide a credit approval decision in less than an hour and fund the loan within 3 day.