Features

Where does Speedy Cash do business?

Speedy Cash is a direct lender based in Wichita, KS. It was founded in 1997 and offers access to payday loans in 15 states across the USA.

What loan fees does Speedy Cash charge and what are the equivalent APRs?

These loans are meant as a short-term source of credit but if you calculated the annualized percentage rate of those fees you get APRs ranging from 391.07% to 664.29%.

How much can you borrow from Speedy Cash?

Loan amounts start at $100 and go up to $500.  

What do you need to qualify for a loan with Speedy Cash?

Applicants with a credit score of at least 300 can apply for a loan via Speedy Cash.

Speedy Cash will also consider borrowers who are unemployed. Active duty servicemembers and their covered dependents cannot apply for a loan via Speedy Cash. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.

What is the estimated funding time for a payday loan via Speedy Cash?

Speedy Cash will typically provide a credit approval decision in less than an hour and fund the loan within 3 day.

  • Credit Score Range
    300 - 640
  • Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
  • Funding Time Range (in days)
    1 - 3
  • No Credit Check
  • Direct Deposit
  • Online Application
  • Loan Amount
    $100 - $500
  • APR
    391.07% - 664.29%
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