Speedy Cash is a direct lender based in Wichita, KS. It was founded in 1997 and offers access to payday loans in 15 states across the USA.
These loans are meant as a short-term source of credit but if you calculated the annualized percentage rate of those fees you get APRs ranging from 391.07% to 664.29%.
Loan amounts start at $100 and go up to $500.
Applicants with a credit score of at least 300 can apply for a loan via Speedy Cash.
Speedy Cash will also consider borrowers who are unemployed. Active duty servicemembers and their covered dependents cannot apply for a loan via Speedy Cash. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.
Speedy Cash will typically provide a credit approval decision in less than an hour and fund the loan within 3 day.