Huntington National Bank was founded in 1866, in Columbus Ohio. As of 2015, it has $70 million in assets, 11,500 employees, and 781 branches in seven states. It is the 33rd largest bank in the United States and has $55.2 billion in deposits. Bauer Financial gives it a four-star rating and it has an A rating with the BBB.

What Are Huntington National Bank’s Checking And Savings Accounts Like?

Checking Accounts
Huntington has three primary accounts: Huntington 25 checking, Huntington 5 checking, and Asterisk-Free Checking.

Huntington 25 Checking offers unlimited non-Huntington ATM withdrawals, free checks, and the highest interest rate: 0.25% for all balance tiers. There is a $25 monthly maintenance fee that you can avoid if you maintain a balance of $25,000.

Huntington 5 Checking is an interest-earning account (0.15% APY) that includes five non-Huntington ATM withdrawal rebates. It has a $5 monthly maintenance fee that is waived if you maintain a $5,000 balance.

Asterisk-Free Checking is a basic account with no monthly fee and no minimum balances. There is $3 fee on non-Huntington ATM transactions and a $37.50 overdraft and return fee.

Savings Accounts
Huntington has three savings accounts: Huntington Relationship Money Market Account, Huntington Relationship Savings, and Huntington Premier Savings.
Huntington Relationship Money Market Account offers the highest interest rate, up to 0.60%. It also includes a 24-hour grace overdraft fee relief and free overdraft protection. It has a $25 monthly fee you can avoid if you maintain a $25,000 balance.

Huntington Relationship Savings also offers free checking overdraft, 24-hour grace overdraft fee relief, and pays interest rates ranging from 0.05% to 0.25% APY. The account has a $10 monthly fee you can avoid with a minimum daily balance of $2,500.

Huntington Premier Savings offers a 0.02% APY, free checking overdraft and is FDIC insured. There is a $4 monthly fee you can avoid by keeping a daily balance of $300 or by linking the account to Huntington Asterisk-Free Checking account.

What Are The Advantages and Disadvantages Of Huntington National Bank’s Checking And Savings Accounts

What we love about Huntington National Bank:
- Free checking overdraft on savings accounts
- Transparent fee schedule
- Easy to avoid monthly maintenance fees
- Extensive ATM network

What we don’t like about Huntington National Bank:
- Monthly fees
- Minimum balance to avoid fees
- Low-interest rates
- Only high-balance accounts receive free non-Huntington ATM access and other prime features

  • Branch
  • Online
  • Savings Interest Rate
  • Checking Interest Rate
  • Bauer Financial A+/A Rating
  • CDs
  • Checking
  • IRAs
  • Savings
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0 votes

Huntington Bank advertises 24 hour grace and then pulls string to reneg on that offer. I had 4 pending bills that qualified for the 24 hour grace. I went to the bank ATM well before the midnight cut-off to deposit the required amount to cover the bills. I deposited part cash and part check. In spite of never having held any of the approximately 200 checks I deposited previously, they decided to put a 2 day hold on an $87 check I deposited that night. They also refused to credit ... any of the cash deposit towards the bills. The result was $150 of overdraft fees. The bank manager tried to tell me that the 24 hour grace period starts when you swipe the card, not when it hits the bank and you are sent the notice. The notice on my computer and the text message sent by Huntington on my phone both state the 24 hour notice starts at the time it clears your bank and the notice is generated. This bank, and specifically this branch, is dishonest. They use promises to lure you in and then refuse to honor their promises. Very disappointing.

Update: Someone from the head office called me and was very understanding. They refunded the fees. I will give this bank a second chance. Up to this incident, I had been very happy with them and recommended them to several family members.
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0 votes

This bank has given me nothing but the best customer service. They have met and exceeded my expectations and have been helpful in ways that I didn't even know I needed.

0 votes

A very friendly bank with a great staff is willing to accommodate any or all of your financial needs in a courteous, timely matter. Very pleased with Huntington

0 votes

I hate Huntington bank. They ruined my financial life. They drained my bank accounts,Unfair, Dishonest, Poor Service, Nothing Good to Say about Huntington bank

0 votes

For being customer service orientated. You have never given me reason to leave. Today - many places don't seem to care about your business . Your staff is great. Kind and helpful!

0 votes

There is nothing that this bank will not do for me. I have never had a bank that was so kind and gentle. Best customer service around, don't understand any negative reviews.

0 votes

Please don't believe the ads for Huntington Bank * free no fee checking accounts,* there is a $15.00 monthly fee. I wish I could rate lower than 1 star but 1 star is the lowest rating possible and the lowest rating possible is what, in my opinion, Huntington deserves.

0 votes

Normally I go to a branch near my office but whenever it is more convenient for me to go here I never hesitate as I always have a very positive experience.

0 votes

I opened this account for a feature I never hope to use. If you overdraw your checking account they alert you (text and/or email) and you have a day to fix it before an Overdraft fee is charged. Love it.

0 votes

Having Huntington bank isn't all that bad. I haven't had any issues with my account, the people are friendly and most branches, and I love their 24-hour grace period which can be a real life savor.

0 votes

Manager and loan officers really care! They have helped me out of a bind and provided a loan when no one else would. They bring meaning to a customer orientated bank!

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I am very disappointed with this banking institution and by the warmth of customer service, They obviously don't care about their customers so be careful before dealing with this bank.

0 votes

This is the worst bank I have ever had the displeasure of working with. They lie, they steal, they have horrid service. Go anyplace else. DO NOT BANK WITH THESE HORRIBLE PEOPLE!

0 votes

The customer service representative that I spoke to was very friendly and very nice to me, and charged no fee for the notary service even though I'm not a customer. I am considering opening a checking and savings account with them.

0 votes

I have been using Huntington for 27 years now. My friends, family, and my family's business all use Huntington. I currently live in California and still have this bank (no HNB's out here). I have always had great experiences. When I lived in Ohio and visited this bank regularly, I was known by name and greeted with a smile every single time I was there. The only misfortune I ran into was when I over drafted my checking account. Because of a bank error, I ... was not properly enrolled in the anti-risk program to prevent over draft charges and received quite a hefty bill. Unfortunately, because this account is not used by me often, I did not notice for quite some time and I was not refunded my money. Other than that I speak very highly of the service here. More Less

0 votes

After having terrible experiences with two other banks I decided to give Huntington Bank a try. I could not be happier. The customer service is amazing, the application process was easy

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