Features

Huntington National Bank was founded in 1866, in Columbus Ohio. As of 2015, it has $70 million in assets, 11,500 employees, and 781 branches in seven states. It is the 33rd largest bank in the United States and has $55.2 billion in deposits. Bauer Financial gives it a four-star rating and it has an A rating with the BBB.

What Are Huntington National Bank’s Checking And Savings Accounts Like?

Checking Accounts
Huntington has three primary accounts: Huntington 25 checking, Huntington 5 checking, and Asterisk-Free Checking.

Huntington 25 Checking offers unlimited non-Huntington ATM withdrawals, free checks, and the highest interest rate: 0.25% for all balance tiers. There is a $25 monthly maintenance fee that you can avoid if you maintain a balance of $25,000.

Huntington 5 Checking is an interest-earning account (0.15% APY) that includes five non-Huntington ATM withdrawal rebates. It has a $5 monthly maintenance fee that is waived if you maintain a $5,000 balance.

Asterisk-Free Checking is a basic account with no monthly fee and no minimum balances. There is $3 fee on non-Huntington ATM transactions and a $37.50 overdraft and return fee.

Savings Accounts
Huntington has three savings accounts: Huntington Relationship Money Market Account, Huntington Relationship Savings, and Huntington Premier Savings.
Huntington Relationship Money Market Account offers the highest interest rate, up to 0.60%. It also includes a 24-hour grace overdraft fee relief and free overdraft protection. It has a $25 monthly fee you can avoid if you maintain a $25,000 balance.

Huntington Relationship Savings also offers free checking overdraft, 24-hour grace overdraft fee relief, and pays interest rates ranging from 0.05% to 0.25% APY. The account has a $10 monthly fee you can avoid with a minimum daily balance of $2,500.

Huntington Premier Savings offers a 0.02% APY, free checking overdraft and is FDIC insured. There is a $4 monthly fee you can avoid by keeping a daily balance of $300 or by linking the account to Huntington Asterisk-Free Checking account.

What Are The Advantages and Disadvantages Of Huntington National Bank’s Checking And Savings Accounts

What we love about Huntington National Bank:
- Free checking overdraft on savings accounts
- Transparent fee schedule
- Easy to avoid monthly maintenance fees
- Extensive ATM network

What we don’t like about Huntington National Bank:
- Monthly fees
- Minimum balance to avoid fees
- Low-interest rates
- Only high-balance accounts receive free non-Huntington ATM access and other prime features

  • Bauer Financial A+/A Rating
  • Savings Interest Rate
    0.05%
  • Checking Interest Rate
    0.05%
  • CDs
  • Checking
  • IRAs
  • Savings
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