Huntington National Bank was founded in 1866, in Columbus Ohio. As of 2015, it has $70 million in assets, 11,500 employees, and 781 branches in seven states. It is the 33rd largest bank in the United States and has $55.2 billion in deposits. Bauer Financial gives it a four-star rating and it has an A rating with the BBB.

What Are Huntington National Bank’s Checking And Savings Accounts Like?

Checking Accounts
Huntington has three primary accounts: Huntington 25 checking, Huntington 5 checking, and Asterisk-Free Checking.

Huntington 25 Checking offers unlimited non-Huntington ATM withdrawals, free checks, and the highest interest rate: 0.25% for all balance tiers. There is a $25 monthly maintenance fee that you can avoid if you maintain a balance of $25,000.

Huntington 5 Checking is an interest-earning account (0.15% APY) that includes five non-Huntington ATM withdrawal rebates. It has a $5 monthly maintenance fee that is waived if you maintain a $5,000 balance.

Asterisk-Free Checking is a basic account with no monthly fee and no minimum balances. There is $3 fee on non-Huntington ATM transactions and a $37.50 overdraft and return fee.

Savings Accounts
Huntington has three savings accounts: Huntington Relationship Money Market Account, Huntington Relationship Savings, and Huntington Premier Savings.
Huntington Relationship Money Market Account offers the highest interest rate, up to 0.60%. It also includes a 24-hour grace overdraft fee relief and free overdraft protection. It has a $25 monthly fee you can avoid if you maintain a $25,000 balance.

Huntington Relationship Savings also offers free checking overdraft, 24-hour grace overdraft fee relief, and pays interest rates ranging from 0.05% to 0.25% APY. The account has a $10 monthly fee you can avoid with a minimum daily balance of $2,500.

Huntington Premier Savings offers a 0.02% APY, free checking overdraft and is FDIC insured. There is a $4 monthly fee you can avoid by keeping a daily balance of $300 or by linking the account to Huntington Asterisk-Free Checking account.

What Are The Advantages and Disadvantages Of Huntington National Bank’s Checking And Savings Accounts

What we love about Huntington National Bank:
- Free checking overdraft on savings accounts
- Transparent fee schedule
- Easy to avoid monthly maintenance fees
- Extensive ATM network

What we don’t like about Huntington National Bank:
- Monthly fees
- Minimum balance to avoid fees
- Low-interest rates
- Only high-balance accounts receive free non-Huntington ATM access and other prime features

  • Branch
  • Online
  • CDs
  • Checking
  • IRAs
  • Savings
  • Mobile App
  • Savings Interest Rate
  • Checking Interest Rate
  • Bauer Financial A+/A Rating
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0 votes

This bank has given me nothing but the best customer service. They have met and exceeded my expectations and have been helpful in ways that I didn't even know I needed.

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A very friendly bank with a great staff is willing to accommodate any or all of your financial needs in a courteous, timely matter. Very pleased with Huntington

0 votes

I hate Huntington bank. They ruined my financial life. They drained my bank accounts,Unfair, Dishonest, Poor Service, Nothing Good to Say about Huntington bank

0 votes

For being customer service orientated. You have never given me reason to leave. Today - many places don't seem to care about your business . Your staff is great. Kind and helpful!

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There is nothing that this bank will not do for me. I have never had a bank that was so kind and gentle. Best customer service around, don't understand any negative reviews.

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Please don't believe the ads for Huntington Bank * free no fee checking accounts,* there is a $15.00 monthly fee. I wish I could rate lower than 1 star but 1 star is the lowest rating possible and the lowest rating possible is what, in my opinion, Huntington deserves.

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Normally I go to a branch near my office but whenever it is more convenient for me to go here I never hesitate as I always have a very positive experience.

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I opened this account for a feature I never hope to use. If you overdraw your checking account they alert you (text and/or email) and you have a day to fix it before an Overdraft fee is charged. Love it.

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Having Huntington bank isn't all that bad. I haven't had any issues with my account, the people are friendly and most branches, and I love their 24-hour grace period which can be a real life savor.

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Manager and loan officers really care! They have helped me out of a bind and provided a loan when no one else would. They bring meaning to a customer orientated bank!

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I am very disappointed with this banking institution and by the warmth of customer service, They obviously don't care about their customers so be careful before dealing with this bank.

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This is the worst bank I have ever had the displeasure of working with. They lie, they steal, they have horrid service. Go anyplace else. DO NOT BANK WITH THESE HORRIBLE PEOPLE!

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The customer service representative that I spoke to was very friendly and very nice to me, and charged no fee for the notary service even though I'm not a customer. I am considering opening a checking and savings account with them.

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I have been using Huntington for 27 years now. My friends, family, and my family's business all use Huntington. I currently live in California and still have this bank (no HNB's out here). I have always had great experiences. When I lived in Ohio and visited this bank regularly, I was known by name and greeted with a smile every single time I was there. The only misfortune I ran into was when I over drafted my checking account. Because of a bank error, I ... was not properly enrolled in the anti-risk program to prevent over draft charges and received quite a hefty bill. Unfortunately, because this account is not used by me often, I did not notice for quite some time and I was not refunded my money. Other than that I speak very highly of the service here. More Less

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After having terrible experiences with two other banks I decided to give Huntington Bank a try. I could not be happier. The customer service is amazing, the application process was easy

0 votes

Due to the lack of customer service, I have decided to take my business elsewhere. Thanks Huntington Bank for making this last experience with Huntington an awful one.

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