SuperMoney 
  1st Financial Federal Credit Union Visa Blue Forward Card

1st Financial Federal Credit Union Visa Blue Forward Card

in Personal Credit Cards from 1st Financial Federal Credit Union

Unaffiliated

1st Financial Federal Credit Union Visa Blue Forward Card

Unaffiliated

in Personal Credit Cards from 1st Financial Federal Credit Union

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend 1st Financial Federal Credit Union Visa Blue Forward Card to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 300 - 850
Annual Fee $0
Purchase APR  (Variable APR) 15.24%

1st Financial Federal Credit Union Visa Blue Forward Card Review

1st Financial Federal Credit Union Visa Blue Forward Card is a credit card issued by 1st Financial Federal Credit Union.  If you're wondering whether 1st Financial Federal Credit Union Visa Blue Forward Card is the right card for you, read on. This is everything you need to know to make a good choice.

  • Competitive APRs. 1st Financial Federal Credit Union Visa Blue Forward Card has a variable purchase APR of up to 15.24%.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Poor credit. This card will consider people who have bad credit. Even if you have poor credit, you may still qualify.
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • Credit history not required.
  • Considers applicants with fair or poor credit.
  • 1st Financial Federal Credit Union Visa Blue Forward Card reports to multiple credit bureaus.
  • Offers auto rental collision damage waiver.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 1%.
  • You don't earn rewards on every purchase.
  • Does not include many credit card rewards.

Is there a 1st Financial Federal Credit Union Visa Blue Forward Card cash back or rewards program?

No, 1st Financial Federal Credit Union Visa Blue Forward Card does not offer a rewards program.

What are the 1st Financial Federal Credit Union Visa Blue Forward Card benefits?

1st Financial Federal Credit Union Visa Blue Forward Card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for 1st Financial Federal Credit Union Visa Blue Forward Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. 1st Financial Federal Credit Union Visa Blue Forward Card has lower than average purchase APRs.

1st Financial Federal Credit Union Visa Blue Forward Card has a variable purchase APR of 15.24%. Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does 1st Financial Federal Credit Union Visa Blue Forward Card have an introductory APR offer on balance transfers??

No, 1st Financial Federal Credit Union Visa Blue Forward Card does not come with an introductory APR offer for balance transfers.

Does 1st Financial Federal Credit Union Visa Blue Forward Card have an introductory APR offer on new purchases??

1st Financial Federal Credit Union Visa Blue Forward Card does not offer an introductory rate on new purchases.

What are the 1st Financial Federal Credit Union Visa Blue Forward Card fees?

The following fees apply to 1st Financial Federal Credit Union Visa Blue Forward Card:

1st Financial Federal Credit Union Visa Blue Forward Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 1%
Returned Payment Fee up to $27
Late Payment Fee up to $18

Does 1st Financial Federal Credit Union Visa Blue Forward Card have a foreign transaction fee?

1st Financial Federal Credit Union Visa Blue Forward Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Does 1st Financial Federal Credit Union Visa Blue Forward Card report your account activity to credit bureaus?

1st Financial Federal Credit Union Visa Blue Forward Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for 1st Financial Federal Credit Union Visa Blue Forward Card

  • Visit the 1st Financial Federal Credit Union Visa Blue Forward Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 12:00pm

About 1st Financial Federal Credit Union Visa Blue Forward Card

Icon for Personal Credit Cards
View all personal credit cards offered by 1st Financial Federal Credit Union

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Annual Fee  
Annual Fee $0
No Interest Grace Period for Late Payment 25
Cash Advance Fee Minimum $10
Cash Advance Fee (%) 2%
Foreign Currency Transaction Fee 1%
Returned Payment Fee Up to $27
Late Fee Amount Up to $18
Credit History Not Required  
Customer Type Personal
Minimum Age 18
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Card Type
  • Bad Credit
  • Low Interest
Card Network
  • Visa
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Fraud Liability  
Car Rental Insurance  
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Fraud Liability
Purchase APR (Variable APR) 15.24%
Balance Computation average daily balance (including new purchases).
Penalty APR 18%

Be the first to rate

 

Would you recommend 1st Financial Federal Credit Union Visa Blue Forward Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Credit Cards

Merrick Bank Double Your Line™ Platinum Visa® Credit Card
Rating not yet determined In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote

2 Reviews

Deserve Classic Mastercard
Mostly recommended

6 Reviews

1st Financial Federal Credit Union Personal Credit Cards

Product

Reviews

Balance Transfer APR

Credit Score Range

Annual Fee

Purchase APR

1st Financial Federal Credit Union Visa Signature Rewards Card
Balance Transfer APR 15.24% - 18%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 700 - 850     300 850
Annual Fee $0 Annual Fee
Purchase APR 12.24% - 18%
(Variable APR)
    0% 36% Variable APR
1st Financial Federal Credit Union Visa Premier Rate Card
Balance Transfer APR 13.24% - 18%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 700 - 850     300 850
Annual Fee $0 Annual Fee
Purchase APR 10.24% - 18%
(Variable APR)
    0% 36% Variable APR
1st Financial Federal Credit Union Visa Blue Secure Card
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 300 - 850     300 850
Annual Fee $0 Annual Fee
Purchase APR 18% Variable APR