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  1st Financial Federal Credit Union Visa Blue Secure Card

1st Financial Federal Credit Union Visa Blue Secure Card

in Personal Credit Cards from 1st Financial Federal Credit Union

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1st Financial Federal Credit Union Visa Blue Secure Card

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in Personal Credit Cards from 1st Financial Federal Credit Union

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Highlights
Highlights
Annual Fee $0
Purchase APR  (Variable APR) 18%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 300 - 850

1st Financial Federal Credit Union Visa Blue Secure Card Review

1st Financial Federal Credit Union Visa Blue Secure Card is a credit card issued by 1st Financial Federal Credit Union. 

This card is designed for people who have bad credit. The minimum credit score to apply is 300. If you're wondering whether 1st Financial Federal Credit Union Visa Blue Secure Card is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a 1st Financial Federal Credit Union Visa Blue Secure Card cash back or rewards program?

No, 1st Financial Federal Credit Union Visa Blue Secure Card does not offer a rewards program.

1st Financial Federal Credit Union Visa Blue Secure Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A

What are the 1st Financial Federal Credit Union Visa Blue Secure Card benefits?

1st Financial Federal Credit Union Visa Blue Secure Card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Fraud Liability
  • Reports to major credit bureaus

What are the relevant APRs for 1st Financial Federal Credit Union Visa Blue Secure Card?

1st Financial Federal Credit Union Visa Blue Secure Card has a variable purchase APR of 18%. Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does 1st Financial Federal Credit Union Visa Blue Secure Card have an introductory APR offer?

1st Financial Federal Credit Union Visa Blue Secure Card does not offer an introductory rate on new purchases.
1st Financial Federal Credit Union Visa Blue Secure Card Balance Transfers
Description
Balance Transfer APR N/A
Introductory Rate N/A
Intro APR period (months) N/A
1st Financial Federal Credit Union Visa Blue Secure Card Rates & Terms
Description
Balance Computation average daily balance (including new purchases)
Purchase APR 18%
Credit Limit N/A
Penalty APR 18%
Cash Advance APR N/A
Security Deposit N/A
Introductory Rate N/A
Intro APR period (months) N/A

What are the 1st Financial Federal Credit Union Visa Blue Secure Card fees?

The following fees apply to 1st Financial Federal Credit Union Visa Blue Secure Card:

1st Financial Federal Credit Union Visa Blue Secure Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 1%
Returned Payment Fee up to $27
Late Payment Fee up to $18

Does 1st Financial Federal Credit Union Visa Blue Secure Card have a foreign transaction fee?

1st Financial Federal Credit Union Visa Blue Secure Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Does 1st Financial Federal Credit Union Visa Blue Secure Card report your account activity to credit bureaus?

1st Financial Federal Credit Union Visa Blue Secure Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for 1st Financial Federal Credit Union Visa Blue Secure Card

  • Visit the 1st Financial Federal Credit Union website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 12:00pm

About 1st Financial Federal Credit Union Visa Blue Secure Card

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View all personal credit cards offered by 1st Financial Federal Credit Union

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Annual Fee $0
No Annual Fee  
Cash Advance Fee (%) 2%
Cash Advance Fee Minimum $10
Foreign Currency Transaction Fee 1%
Late Fee Amount Up to $18
Returned Payment Fee Up to $27
Customer Type Personal
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Minimum Age 18
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Credit Score Range 300 - 850
Card Network
  • Visa
Card Type
  • Bad Credit
  • Balance Transfer
  • Low Interest
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Car Rental Insurance  
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Fraud Liability
Fraud Liability  
Purchase APR (Variable APR) 18%
Balance Computation average daily balance (including new purchases)
Penalty APR 18%

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1st Financial Federal Credit Union Personal Credit Cards

Product

Reviews

Annual Fee

Purchase APR

Balance Transfer APR

Credit Score Range

1st Financial Federal Credit Union Visa Premier Rate Card
Annual Fee $0 Annual Fee
Purchase APR 10.24% - 18%
(Variable APR)
    0% 36% Variable APR
Balance Transfer APR 13.24% - 18%
(Variable APR)
    8% 29% Variable APR
Credit Score Range 700 - 850     300 850
1st Financial Federal Credit Union Visa Blue Forward Card
Annual Fee $0 Annual Fee
Purchase APR 15.24% Variable APR
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 300 - 850     300 850