|Purchase APR (Variable APR)||29.99%|
|Balance Transfer APR (Variable APR)||N/A|
|Credit Score Range||300 - 640|
FIT Mastercard® Review
FIT Mastercard® is a credit card issued by The Bank of Missouri. If you're wondering whether FIT Mastercard® is the right card for you, read on. This is everything you need to know to make a good choice.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 29.99%
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still qualify.
|The Good||The Bad|
Is there a FIT Mastercard® cash back or rewards program?
No, FIT Mastercard® does not offer a rewards program.
What are the relevant APRs for FIT Mastercard®?According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. FIT Mastercard® has higher than average purchase APRs.
FIT Mastercard® has a variable purchase APR of 29.99%. It also has a variable cash advance APR of 29.99% .
Does FIT Mastercard® have an introductory APR offer on balance transfers?No, FIT Mastercard® does not come with an introductory APR offer for balance transfers.
Does FIT Mastercard® have an introductory APR offer on new purchases?FIT Mastercard® does not offer an introductory rate on new purchases.
|Purchase Intro APR Period (months)||N/A|
What are the fees for FIT Mastercard®?
The following fees apply to FIT Mastercard®:
|Annual Fee||$99 (Annual fees vary by year)|
|Foreign Transaction Fee||3%|
|Returned Payment Fee||up to $40|
|Late Payment Fee||up to $40|
Does FIT Mastercard® have a foreign transaction fee?FIT Mastercard® charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.
Does FIT Mastercard® report your account activity to credit bureaus?
FIT Mastercard® reports your account activity to the following credit reporting agencies:
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.
How to apply for FIT Mastercard®
- Visit the FIT Mastercard® website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
- Washington, DC
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia
|No Interest Grace Period for Late Payment||25 days|
|Cash Advance Fee Minimum||$5|
|Cash Advance Fee (%)||5%|
|Foreign Currency Transaction Fee||3%|
|Returned Payment Fee||Up to $40|
|Additional Card Fee Amount||$30|
|Late Fee Amount||Up to $40|
|Supported Income Types||
|Employment Statuses Considered||
|Immigration Status Considered||
|Credit Score Range||
300 - 640
|Credit Bureau Reporting||
|Rewards Type||No Rewards|
|Cash Advance APR (Variable APR)||29.99%|
|Balance Computation||average daily balance (including new purchases)|
|Credit Limit||Up to $0|
|Purchase APR (Variable APR)||29.99%|
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