
Achieva Credit Union Cash Rewards Mastercard
Would you recommend Achieva Credit Union Cash Rewards Mastercard to your friends?
Community Rating |
Rating not yet determined |
Purchase APR (Variable APR) | 9.90% - 17.90% |
Balance Transfer APR (Variable APR) | 9.90% - 17.90% |
Credit Score Range | 650 - 850 |
Annual Fee | $0 |
Achieva Credit Union Cash Rewards Mastercard Review
This is a cashback card issued by Achieva Credit Union. If you're wondering whether Achieva Credit Union Cash Rewards Mastercard is the right card for you, read on.
Key Takeaways
- Competitive APRs. Achieva Credit Union Cash Rewards Mastercard has a variable purchase APR that ranges from 9.90% up to 17.90%.
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- $0 Balance transfer fee. This card does not charge a fee on balance transfers.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, identity theft protection, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Achieva Credit Union Cash Rewards Mastercard
The Good | The Bad |
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Achieva Credit Union Cash Rewards Mastercard FAQ
Does Achieva Credit Union Cash Rewards Mastercard have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 1.5% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $15 back in cash.
Minimum rewards rate | 1.5x |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Signup Bonus ($) | N/A |
Does Achieva Credit Union Cash Rewards Mastercard have a signup bonus?
This card doesn't offer a cash signup bonus.Does Achieva Credit Union Cash Rewards Mastercard offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Achieva Credit Union Cash Rewards Mastercard benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Achieva Credit Union Cash Rewards Mastercard?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Achieva Credit Union Cash Rewards Mastercard has a variable purchase APR that ranges from 9.90% up to 17.90%. The card has a variable balance transfer APR that ranges from 9.90% up to 17.90%. It also has a variable cash advance APR that ranges from 9.90% up to 17.90%.
The good news is this card does not charge a penalty APR if you are late on a payment.
Does Achieva Credit Union Cash Rewards Mastercard have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 2.99%
Description | |
---|---|
Balance Transfer Introductory APR | 2.99% |
Balance Transfer APR | 9.90% - 17.90% |
Balance Transfer Fee Minimum | $0 |
Balance Transfer Fee % | 0% |
Does Achieva Credit Union Cash Rewards Mastercard have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Achieva Credit Union Cash Rewards Mastercard?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | $0 |
Foreign Transaction Fee | 0% |
Returned Payment Fee | $10 |
Late Payment Fee | $25 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does Achieva Credit Union Cash Rewards Mastercard have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Achieva Credit Union Cash Rewards Mastercard?
The Achieva Credit Union Cash Rewards Mastercard customer service number is (800) 593-2274.
What is the support contact email for Achieva Credit Union Cash Rewards Mastercard?
The support contact email for Achieva Credit Union Cash Rewards Mastercard is info@achievacu.com.
What is the Achieva Credit Union Cash Rewards Mastercard login page?
You can access the Achieva Credit Union Cash Rewards Mastercard login page here.
How do people rate the customer service and user experience of Achieva Credit Union Cash Rewards Mastercard?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Achieva Credit Union Cash Rewards Mastercard report your account activity to credit bureaus?
Yes, Achieva Credit Union Cash Rewards Mastercard reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Achieva Credit Union Cash Rewards Mastercard
- Visit the Achieva Credit Union Cash Rewards Mastercard website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
Achieva Credit Union
P.O. Box 1500
Dunedin, FL 34697 USA - (800) 593-2274
- Visit Site
- Email Support
Other Services by Achieva Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Cash Advance Fee Minimum | $0 |
Cash Advance Fee (%) | 0% |
Minimum Cash Advance Fee ($) | $0 |
Foreign Currency Transaction Fee | 0% |
No Annual Fee | |
No Foreign Transaction Fee | |
Annual Fee | $0 |
Minimum Interest Charge | $0 |
No Interest Grace Period for Late Payment | 25 days |
Returned Payment Fee | $10 |
Late Fee Amount | $25 |
Achieva Credit Union Cash Rewards Mastercard Community Reviews
Would you recommend Achieva Credit Union Cash Rewards Mastercard to your friends?
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