Alaska Airlines Visa Signature® Card

Alaska Airlines Visa Signature® Card Review

This is a rewards card issued by Bank of America. If you're wondering whether Alaska Airlines credit card is the right card for you, read on.

Key Takeaways

• Generous reward rate. You can get a rewards rate of up to 3 miles per dollar spent.
• Signup bonus. Offers a signup bonus of up to $100 if you spend $2000 within 3 months.
• Signup bonus. Offers a signup bonus of 40000 points after spending $2,000 within 3 months that can be redeemed for travel, gifts, or other perks.
• Competitive APRs. Alaska Airlines Visa Signature® Card has a variable purchase APR that ranges from 15.99% up to 23.99%.
• 3% Balance transfer fee. Alaska Airlines Visa Signature® Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
• No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
• Accepts cosigners. Bank of America is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
• Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, identity theft protection, travel assistance, and fraud protection.
• Fair or better credit required. You will have good approval odds if your credit score is above 640.

Pros & Cons of Alaska Airlines credit card

The Good

The Bad

Get another Alaska's Famous Companion Fare™ every year! EACH YEAR on your account anniversary get a companion fare from $121 Save with a free checked bag on Alaska flights for you and up to six other guests on the same reservation Potentially lower than average purchase APRs. Multiple credit card perks. Offers auto rental collision damage waiver. Extended warranty on purchases. Free access to your credit score. Identity Theft Protection. Travel assistance insurance No foreign transaction fee. Cardholders can earn rewards on their purchases. Alaska Airlines Visa Signature® Card reports to multiple credit bureaus.

There is an annual fee of $75 Charges an annual fee of $75 Charges a 3% balance transfer fee.

Alaska Airlines credit card FAQ

Does Alaska Airlines credit card have a cash back or rewards program?

Alaska Airlines credit card is a travel rewards card.

Alaska Airlines credit card Rewards

Minimum rewards rate	1x
Max rewards rate	3x
Annual rewards limit	N/A
Signup Bonus ($)	Starting at $100
Signup Bonus (Points/Miles)	40000
Signup Bonus Spend Requirement	$2000
Signup Bonus Spend Period (months)	3 months

What are the Alaska Airlines credit card benefits?

It provides the following benefits:

• Free Credit Score
• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Zero fraud liability
• No blackout dates when redeeming miles
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for Alaska Airlines credit card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Alaska Airlines Visa Signature® Card has a variable purchase APR that ranges from 15.99% up to 23.99%. The card has a variable balance transfer APR that ranges from 15.99% up to 23.99%. It also has a variable cash advance APR that ranges from 18.99% up to 26.99%. Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

What are the fees for Alaska Airlines credit card?

The following fees apply:

Alaska Airlines credit card Fees

Fees	Amount
Annual Fee	$75
Foreign Transaction Fee	0%
Returned Payment Fee	up to $29
Late Payment Fee	up to $40

Does Alaska Airlines Visa Signature® Card report your account activity to credit bureaus?

Yes, Alaska Airlines Visa Signature® Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Alaska Airlines credit card

• Visit the Alaska Airlines credit card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.