Best Of Product
Amazon Prime Rewards Visa Card
Would you recommend Amazon Prime Rewards Visa Card to your friends?
| Community Rating | Strongly recommended |
| Purchase APR (Variable APR) |
16.49% - 24.49% (Verified 08/16/2022) |
| Balance Transfer APR (Variable APR) |
16.49% - 24.49% (Verified 08/16/2022) |
| Credit Score Range | 740 - 850 |
| Annual Fee | $0 |
| Number of Reviews | 16 |
Amazon Prime Rewards Visa Card Review
This is a store cashback card issued by Chase Bank. If you're wondering whether Amazon Prime credit card is the right card for you, read on.
Key Takeaways
- Generous reward rate. You can get a maximum cashback rewards rate of up to 5x.
- Competitive APRs. Amazon Prime Rewards Visa Card has a variable purchase APR that ranges from 16.49% up to 24.49%.
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- 5% Balance transfer fee. Amazon Prime Rewards Visa Card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $5.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, extended warranty protection on purchases, identity theft protection, purchase protection, travel accident insurance, travel assistance, and fraud protection.
- Very good credit required. Applicants will typically need a credit score of at least 740 to have good approval odds.
Pros & Cons of Amazon Prime credit card
| The Good | The Bad |
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Amazon Prime credit card FAQ
Does Amazon Prime credit card have a cash back or rewards program?
No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 1% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash. However, you can earn up to 5% for purchases in a bonus category.
What are the Amazon Prime credit card benefits?
It provides the following benefits:
- Free Credit Score
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Accident Insurance
- No blackout dates when redeeming miles
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Amazon Prime credit card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance.Amazon Prime Rewards Visa Card has a variable purchase APR that ranges from 16.49% up to 24.49%. The card has a variable balance transfer APR that ranges from 16.49% up to 24.49%. It also has a variable cash advance APR of 27.24% .
The good news is this card does not charge a penalty APR if you are late on a payment.
Does Amazon Prime credit card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Amazon Prime credit card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Amazon Prime credit card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
| Returned Payment Fee | up to $39 |
| Late Payment Fee | up to $39 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does Amazon Prime credit card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Amazon Prime credit card?
The Amazon Prime credit card customer service number is (877) 242-7372.
What is the support contact email for Amazon Prime credit card?
The support contact email for Amazon Prime credit card is customerdepartament@chase.com.
What is the Amazon Prime credit card login page?
You can access the Amazon Prime credit card login page here.
How do people rate the customer service and user experience of Amazon Prime credit card?
Overall, Amazon Prime credit card is strongly recommended based on community reviews that rate customer service and user experience.
Does Amazon Prime Rewards Visa Card report your account activity to credit bureaus?
Yes, Amazon Prime Rewards Visa Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Amazon Prime credit card
- Visit the Amazon Prime credit card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Message From Our Editor
Contact
- Headquarters
-
270 Park Avenue
New York, NY 10017 USA - (877) 242-7372
- Visit Site
- Email Support
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Feature Breakdown
| Cash Advance Fee Minimum | $10 |
| Cash Advance Fee (%) | Up to 5% |
| Minimum Cash Advance Fee ($) | Starting at $10 |
| Foreign Currency Transaction Fee | 0% |
| No Annual Fee | |
| No Foreign Transaction Fee | |
| Annual Fee | $0 |
| Minimum Interest Charge | $0 |
| No Interest Grace Period for Late Payment | 21 days |
| Returned Payment Fee | Up to $39 |
| Late Fee Amount | Up to $39 |
Amazon Prime Rewards Visa Card Community Reviews
Would you recommend Amazon Prime Rewards Visa Card to your friends?
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