Features

Who is the American Express Gold Delta SkyMiles Credit Card Designed For?

The American Express Gold Delta SkyMiles Credit Card is designed for frequent Delta Airlines travelers with excellent credit who want to earn travel rewards for their purchases and enjoy the prime benefits of an American Express Gold card. The generous signup bonus and the fact the annual fee is waived the first year also make it a good option for credit card churners on the prowl for easy miles.

What are the Interest Rates for American Express Gold Delta SkyMiles Credit Card?

The interest rate for the Gold Delta SkyMiles ranges from 15.99% to 24.99% APR for purchases. There is no allowance for balance transfers and cash advances have a fixed 25.49% APR. Cardholders who make two late payments or whose payment is returned receive a 12-month penalty rate of 27%.

What Are the Fees for American Express Gold Delta SkyMiles Credit Card?

The American Express Gold Delta SkyMiles has a $95 annual fee, which is standard for a prime card with this level of benefits and signup bonus. However, the annual fee is waived the first year, which gives people a chance to earn a generous bonus and decide whether the benefits of this card justify keeping it for the long haul.

What Is American Express' Gold Delta SkyMiles Credit Card Rewards Program Like?

The rewards program is kind of blah for a card with a $95 annual fee. Although you do get 2x rewards on Delta purchases, all other purchases only provide one point for every $1 spent.

What about American Express Gold Delta SkyMiles Credit Card Signup Bonus?

New cardholders receive 50,000 bonus miles after spending $2,000 within the first three months plus a $50 statement credit after their first purchase with a new card. That is the equivalent of a $550 signup bonus, which is particularly generous for such a low spending requirement.

Does the American Express Gold Delta SkyMiles Credit Card Have Any Other Benefits?

Although the signup bonus is generous, the travel perks are the real attraction, particularly for frequent fliers on Delta. Gold Delta SkyMiles members automatically receive Zone 1 priority boarding privileges, their first checked bag is free, and they get a 20% discount on in-flight purchases. 

Cardholders also receive the usual travel benefits that come with a prime American Express card, such as purchase protection, extended warranty, $100,000 travel accident insurance, roadside assistance, car rental loss and damage insurance and baggage insurance.

How Is American Express Gold Delta SkyMiles Credit Card Better Than Other Credit Cards?

The Gold Delta SkyMiles American Express combines a generous signup bonus with no annual fee for the first year and prime travel benefits and perks. Although the $95 annual fee and the problems some merchants have with accepting American Express cards will scare some members away once the first-year waiver expires, it's a good deal for frequent flyers with Delta who value the travel perks this card includes.

  • Card Type
    Balance Transfer Rewards
  • Customer Type
    Personal
  • Card Network
    American Express
  • Minimum Age
    18
  • Co-signing Allowed
  • Grace Period / Deferred Interest
    25
  • Late Payment Penalty
    $38
  • Returned Payment Fee
    $38
  • Car Rental Insurance
  • Emergency Support
  • Extended Warranty
  • Flight Insurance
  • Fraud Liability
  • Free FICO Score
  • Lost Luggage Insurance
  • Travel Insurance
  • Air Miles
  • Cashback
  • Points
  • Penalty APR
    29.49%
  • Purchases APR
    15.99% - 24.99%
  • Transfer Fee
    3% w/$5 min.
  • Balance Transfer APR
    15.99% - 24.99%
js-table-filter bizname-american-express-gold-card
js-table-filter airlines-140
160
js-table-filter ccard-type-199
js-table-filter ccard-type-223
js-table-filter ccard-type-136
js-table-filter points-137
js-table-filter restaurants-142
js-table-filter travel-143
js-table-filter no-annual-fee-first-year-225
js-table-filter card-type-9
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1850

  • Airlines
  • Points
  • Restaurants
  • Travel
  • No Annual Fee First Year
  • No Foreign Transaction Fee
Annual Fee $160
Card Type Charge Card
Card Type Travel
Card Type Rewards
079
js-table-filter bizname-american-express-green-card
js-table-filter airlines-140
95
js-table-filter ccard-type-199
js-table-filter ccard-type-136
js-table-filter points-137
js-table-filter travel-143
js-table-filter no-annual-fee-first-year-225
js-table-filter card-type-9
js-table-filter credit-required-114
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1850

  • Airlines
  • Points
  • Travel
  • No Annual Fee First Year
Annual Fee $95
Card Type Charge Card
Card Type Rewards
077
js-table-filter bizname-platinum-delta-skymiles-credit-card
js-table-filter air-miles-136
js-table-filter airlines-140
195
js-table-filter ccard-type-137
js-table-filter ccard-type-136
15.99
js-table-filter card-type-9
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-116

Est. 1850

  • Air Miles
  • Airlines
  • No Foreign Transaction Fee
Annual Fee $195
Card Type Balance Transfer
Card Type Rewards
Purchases APR 15.99%
Balance Transfer APR 15.99%
042
js-table-filter bizname-blue-sky-from-american-express
0
js-table-filter ccard-type-223
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter every-purchase-138
js-table-filter points-137
17.49
js-table-filter restaurants-142
js-table-filter travel-143
js-table-filter no-annual-fee-238
js-table-filter no-introductory-apr-350
js-table-filter card-type-9
js-table-filter credit-required-116

Est. 1850

  • Every Purchase
  • Points
  • Restaurants
  • Travel
  • No Annual Fee
  • 0% Introductory APR
Card Type Travel
Card Type Balance Transfer
Card Type Rewards
Purchases APR 17.49%
Balance Transfer APR 17.49%
006
js-table-filter bizname-american-express--gold-delta-skymiles-credit-card
js-table-filter air-miles-136
js-table-filter airlines-140
95
js-table-filter ccard-type-137
js-table-filter ccard-type-136
15.99
js-table-filter travel-143
js-table-filter no-annual-fee-first-year-225
js-table-filter card-type-9
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1850

  • Air Miles
  • Airlines
  • Travel
  • No Annual Fee First Year
  • No Foreign Transaction Fee
Annual Fee $95
Card Type Balance Transfer
Card Type Rewards
Purchases APR 15.99%
Balance Transfer APR 15.99%
006
js-table-filter bizname-delta-reserve-credit-card-from-american-express
js-table-filter air-miles-136
js-table-filter airlines-140
450
js-table-filter ccard-type-136
js-table-filter every-purchase-138
js-table-filter gas-139
js-table-filter groceries-141
15.99
js-table-filter restaurants-142
js-table-filter card-type-9
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1850

  • Air Miles
  • Airlines
  • Every Purchase
  • Gas
  • Groceries
  • Restaurants
  • No Foreign Transaction Fee
Annual Fee $450
Card Type Rewards
Purchases APR 15.99%
Balance Transfer APR 15.99%
006
js-table-filter bizname-the-travelocity-rewards-american-express-card

000
js-table-filter bizname-american-express-blue-cash-preferred-card
95
js-table-filter ccard-type-222
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter cashback-135
js-table-filter gas-139
js-table-filter groceries-141
13.24
0
js-table-filter no-introductory-apr-350
js-table-filter card-type-9
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1850

  • Cashback
  • Gas
  • Groceries
  • 0% Introductory APR
Annual Fee $95
Card Type Cash Back
Card Type Balance Transfer
Card Type Rewards
Purchases APR 13.24%
Balance Transfer APR 13.24%
Intro APR period (months) 12
006
js-table-filter bizname-trueearnings-card-from-costco-and-american-express
js-table-filter airlines-140
0
js-table-filter ccard-type-136
js-table-filter cashback-135
js-table-filter every-purchase-138
js-table-filter gas-139
19.9
js-table-filter restaurants-142
js-table-filter travel-143
0
js-table-filter no-annual-fee-238
js-table-filter no-introductory-apr-350
js-table-filter card-type-9
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1850

  • Airlines
  • Cashback
  • Every Purchase
  • Gas
  • Restaurants
  • Travel
  • No Annual Fee
  • 0% Introductory APR
Card Type Rewards
Purchases APR 19.9%
Balance Transfer APR 19.9%
006
js-table-filter bizname-american-express-starwood-preferred-guest-credit-card
js-table-filter air-miles-136
95
js-table-filter ccard-type-136
js-table-filter every-purchase-138
js-table-filter points-137
15.49
js-table-filter travel-143
js-table-filter no-annual-fee-first-year-225
js-table-filter card-type-9
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1850

  • Air Miles
  • Every Purchase
  • Points
  • Travel
  • No Annual Fee First Year
  • No Foreign Transaction Fee
Annual Fee $95
Card Type Rewards
Purchases APR 15.49%
Balance Transfer APR 15.49%
006
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