Avianca Vida Visa Card

Avianca Vida Visa Card Review

This is a rewards card issued by Banco Popular de Puerto Rico. If you're wondering whether Avianca Vida Visa Card is the right card for you, read on.

Key Takeaways

• Signup bonus. Offers a signup bonus of 20000 points that can be redeemed for travel, gifts, or other perks.
• Competitive APRs. Avianca Vida Visa Card has a variable purchase APR that ranges from 13.24% up to 26.24%.
• 2% Balance transfer fee. Avianca Vida Visa Card charges a fee of 2% on balance transfers. For example, a balance of $1,000 could cost $20 in transfer fees. The minimum fee is $2.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
• Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, purchase protection, travel accident insurance, and fraud protection.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of Avianca Vida Visa Card

The Good	The Bad
Potentially lower than average purchase APRs. Multiple credit card perks. Offers auto rental collision damage waiver. Travel accident insurance. Cardholders can earn rewards on purchases everywhere Avianca Vida Visa Card is accepted. Avianca Vida Visa Card reports to multiple credit bureaus.	Charges an annual fee of $59 Charges a foreign transaction fee of 1%. Charges a 2% balance transfer fee.

Avianca Vida Visa Card FAQ

Does Avianca Vida Visa Card have a cash back or rewards program?

Avianca Vida Visa Card is a travel rewards card.

Avianca Vida Visa Card Rewards

Minimum rewards rate	1x
Max rewards rate	2x
Annual rewards limit	N/A
Signup Bonus ($)	N/A
Signup Bonus (Points/Miles)	20000

What are the Avianca Vida Visa Card benefits?

It provides the following benefits:

• Auto Rental Collision Damage Waiver
• Zero fraud liability
• Travel Accident Insurance
• Reports to major credit bureaus

What are the relevant APRs for Avianca Vida Visa Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Avianca Vida Visa Card has a variable purchase APR that ranges from 13.24% up to 26.24%. The card has a variable balance transfer APR that ranges from 13.24% up to 26.24%. It also has a variable cash advance APR that ranges from 24.24% up to 28.24%.

What are the fees for Avianca Vida Visa Card?

The following fees apply:

Avianca Vida Visa Card Fees

Fees	Amount
Annual Fee	$59
Foreign Transaction Fee	1%
Returned Payment Fee	up to $10
Late Payment Fee	up to $40

Does Avianca Vida Visa Card report your account activity to credit bureaus?

Yes, Avianca Vida Visa Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Avianca Vida Visa Card

• Visit the Avianca Vida Visa Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.