Features

This card is no longer available.

Who is the Barclaycard Rewards Designed For?

The Barclaycard Rewards is designed for people with good credit who want to a straightforward cash back card with no annual fee. It is particularly good for people who spend a lot on gas, groceries or utilities. Qualifying for a larger credit limit is simple with this card, which also makes it a good option for people who want to further improve their credit score.

What are the Rates for Barclaycard Rewards Mastercard?

Rates are on the high-end: a variable 25.24% APR for purchases and balance transfers and 25.49% APR for cash advances. There is no introductory APR either, so this is not a card you want to keep a balance on if you can avoid it.

What Are the Fees for Barclaycard Rewards Mastercard?

The Barclaycard Rewards card for good credit has no annual fee. The balance transfer fee is the standard 3% with a $5 minimum, and the cash advance fee is 5% with a $10 minimum. There's also a 3% foreign transaction fee, so you might want to leave this card at home when you're traveling abroad.

What Is Barclaycard's Rewards Mastercard Rewards Program Like?

The rewards program is the main attraction of this card. Cardholders receive 2x points on everyday purchases like gas, groceries and utilities and 1 point for every $1 spent on all other purchases. Members can redeem points as statement credits, statement cash backs, gift cards and merchandise. The minimum amount of points you can redeem is 1,000, which has a value of $10. The points never expire and there's no limit to how many you can earn. With the Barclaycard Rewards Mastercard, you get the high reward rates of the Chase Freedom and Discover it cards without the hassle of quarterly sign-ups and rotating categories.

What about the Barclaycard Rewards Mastercard Signup Bonus?

There's currently no signup bonus with this card.

Does the Barclaycard Rewards Mastercard HaveAny Other Benefits?

The Barclaycard Rewards for good credit includes $0 fraud liability, free access to your FICO credit score. Members who make five on-time payments qualify for a credit line increase review. Receiving a larger credit limit can help improve a person's credit score, as long as the card is used responsibly.

How Is It Better Than Other Credit Cards?

Although this is a no-frills card with little in the benefits department, it does offer a generous rewards rate on everyday purchases without charging an annual fee. Redeeming points is simple and straightforward, and the benefits it does have, such as access to your FICO score and regular credit line increases, will be useful to everyone not just frequent fliers and big spenders.

  • Credit Score Range
    640 - 850
  • Minimum Age
    18
  • Customer Type
    Personal
  • Grace Period / Deferred Interest
    23
  • Late Payment Penalty
    $37
  • Returned Payment Fee
    $37
  • Foreign Currency Transaction Fee
    3%
  • No Annual Fee
  • Card Type
    Rewards
  • Card Network
    Mastercard
  • Fraud Liability
  • Free FICO Score
  • Points
  • Purchases APR (variable)
    Starting at 25.24%
  • Transfer Fee
    3%
  • Balance Transfer APR (variable)
    Starting at 25.24%
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