SuperMoney

Barnes and Noble Mastercard

in Personal Credit Cards

Unaffiliated Visit Site

Barnes and Noble Mastercard

Unaffiliated

in Personal Credit Cards

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend Barnes and Noble Mastercard to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Overview

Who is Barclaycard's Barnes & Noble Mastercard Designed For?

The Barclaycard Barnes & Noble Mastercard is designed for people with fair to excellent credit who shop regularly at Barnes & Noble and want to earn Barnes & Noble gift cards for their purchases. It also has a long intro APR on balances and relatively low rates, which make it an interesting option for people carrying credit card debt.

What are the Rates for Barclaycard's Barnes & Noble Mastercard?

The rates for the Barnes & Noble Mastercard range from 15.49% APR to 26.49% APR on purchases and balance transfers. There is also a 15-month 0% APR introductory rate for balance transfers posted within 45 days of opening the account. Cash advances have a fixed 26.74% APR.

What Are the Fees for Barclaycard's Barnes & Noble Mastercard?

Barclaycard's Barnes & Noble Mastercard has no annual fee. It does, however, charge the customary 3% balance transfer and foreign transaction fee ($5 minimum on balance transfers), a 5% cash advance fee ($10 minimum), and a $37 late or returned payment fee.

What Is Barclaycard's Barnes & Noble Mastercard Rewards Program Like?

The Barnes and Noble Mastercard gives members 5% back on purchases made at Barnes & Noble purchases, 2 points per dollar on purchases at restaurants, and 1 point per dollar on all other purchases. Cardholders receive a $25 gift card every time their points balance hits 2,500. Points do not expire.

What about the Barclaycard's Barnes & Noble Mastercard Signup Bonus?

New cardholders receive a $25 Barnes & Noble gift card after making their first purchase.

Does Barclaycard's Barnes & Noble Mastercard Have Any Other Benefits?

As with most store loyalty credit cards, the Barnes & Noble Mastercard is light on benefits. The only additional benefit is complimentary access to your FICO score, which is a perk most cards issued by Barclays offer.

How Is Barclaycard's Barnes & Noble Mastercard Better Than Other Credit Cards?

The Barnes & Noble Mastercard offers a high rewards rate on in-store purchases and automatically sends a $25 gift card when members reach 2,500 points. It doesn't have an annual fee and its rates are relatively low, particularly for members with excellent credit who qualify for the lowest APR. The intro 15-month 0% APR on balance transfers is the highlight of the card and makes it a balance-transfer card worthy of consideration, particularly for bibliophiles with excellent credit.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

  • Headquarters
  • 745 7th Avenue
    New York, NY 10019 USA
  • Visit Site

Availability

Available in 50 States and Washington, DC
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Over-Limit Fee
$0
Grace Period
23
Annual Fee
$0
No Annual Fee
Late Payment Penalty
$37
Returned Payment Fee
$37
Minimum Interest Charge
$0.50
Foreign Currency Transaction Fee
3%
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range
700 - 850
850 300 700
Minimum Age
18
Customer Type
Personal
Credit Card Benefits
  • Fraud Liability
  • Free Credit Score
  • ID Theft Protection
Fraud Liability
Free FICO Score
Rewards Categories
  • Every Purchase
  • Restaurants
All Other Purchases
1x
Every Purchase
2x
No Reward Expiration Period
Signup Bonus
$25
Cash Advance APR
(Variable APR)
Starting at
26.74%
Purchases APR
(Variable APR)
15.49% - 26.49%
0% 29%
Balance Computation
daily balance (including new purchases)
Balance Transfer APR
(Variable APR)
15.49% - 26.49%
8% 29%
Transfer Fee
3%
Transfer Fee Minimum
$5
Transfer Fee
3%
Introductory Rate
0%
Intro APR period (months)
15

Be the first to rate

Would you recommend Barnes and Noble Mastercard to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Credit Cards

Barclays Personal Credit Cards

Product

Reviews

Purchases APR

Balance Transfer APR

Annual Fee

Credit Score Range

Barclays Arrival® Premier World Elite Mastercard®

Barclays Arrival® Premier World Elite Mastercard®

1
 
 
1 total votes
Purchases APR
(Variable APR)
17.74% - 24.74% 0% 29% Variable APR
Balance Transfer APR
(Variable APR)
17.74% - 24.74% 8% 29% Variable APR
Annual Fee $150 Annual Fee
Credit Score Range 700 - 850 300 850
Princess Cruises Rewards Visa Card

Princess Cruises Rewards Visa Card

Be the first to rate

Purchases APR
(Variable APR)
15.49% - 25.49% 0% 29% Variable APR
Balance Transfer APR
(Variable APR)
15.49% - 25.49% 8% 29% Variable APR
Annual Fee $0 Annual Fee
Credit Score Range 680 - 850 300 850
Barclaycard Arrival Plus World Elite Mastercard

Barclaycard Arrival Plus World Elite Mastercard

2
3
1
6 total votes
Purchases APR
(Variable APR)
16.49% - 23.49% 0% 29% Variable APR
Balance Transfer APR
(Variable APR)
16.49% - 23.49% 8% 29% Variable APR
Annual Fee $89 Annual Fee
Credit Score Range 700 - 850 300 850
Priceline Rewards Visa Card

Priceline Rewards Visa Card

 
 
6
6 total votes
Purchases APR
(Variable APR)
16.49% - 26.49% 0% 29% Variable APR
Balance Transfer APR
(Variable APR)
16.49% - 26.49% 8% 29% Variable APR
Annual Fee $0 Annual Fee
Credit Score Range 700 - 850 300 850
Mastercard Black Card

Mastercard Black Card

 
 
1
1 total votes
Starting Purchases APR
(Variable APR)
16.49% Starting Variable APR
Starting Balance Transfer APR
(Variable APR)
16.49% Starting Variable APR
Annual Fee $495 Annual Fee
Credit Score Range 700 - 850 300 850
Uber Visa Card

Uber Visa Card

1
 
 
1 total votes
Purchases APR
(Variable APR)
16.49% - 25.24% 0% 29% Variable APR
Balance Transfer APR
(Variable APR)
16.49% - 25.24% 8% 29% Variable APR
Annual Fee $0 Annual Fee
Credit Score Range 640 - 850 300 850
Frontier Airlines World Mastercard with No Annual Fee
Purchases APR
(Variable APR)
17.49% - 26.49% 0% 29% Variable APR
Balance Transfer APR
(Variable APR)
17.49% - 26.49% 8% 29% Variable APR
Annual Fee $0 Annual Fee
Credit Score Range 700 - 850 300 850
Frontier Airlines World Mastercard with Annual Fee
Purchases APR
(Variable APR)
17.49% - 26.49% 0% 29% Variable APR
Balance Transfer APR
(Variable APR)
17.49% - 26.49% 8% 29% Variable APR
Annual Fee $69 Annual Fee
Credit Score Range 700 - 850 300 850
View More Personal Credit Cards from Barclays