SuperMoney 
  Mastercard Black Card

Mastercard Black Card

in Personal Credit Cards from Barclays

Unaffiliated

Mastercard Black Card

Unaffiliated

in Personal Credit Cards from Barclays

SuperMoney Net Recommendation Score -100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

0 users recommend
0 users are unsure
1 user doesn't recommend
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Highlights
Highlights
Community Rating Strongly not recommended
Annual Fee $495
Purchase APR (Variable APR) Starting at 16.49%
Balance Transfer APR (Variable APR) Starting at 16.49%
Credit Score Range 700 - 850

Overview

Who is Mastercard Black Card designed for?

Mastercard Black Card is a credit card issued by Barclays, which is based in Purchase, NY. 

What are the relevant APRs for Mastercard Black Card?

Mastercard Black Card has a variable purchase APR starting at 16.49%. The card has a variable balance transfer APR starting at 16.49%.

It also has a variable cash advance APR starting at 26.74%.

Does Mastercard Black Card have an introductory APR offer?

Yes, Mastercard Black Card offers an introductory APR rate on balance transfers of 0% for a period of 15 months.

Mastercard Black Card does not offer an introductory rate on new purchases.
Mastercard Black Card Rates & Terms
Balance Transfer APR Starting at 16.49%
Cash Advance APR Starting at 26.74%

What are the Mastercard Black Card fees?

The following fees apply to Mastercard Black Card:

  • An annual fee of $495.
  • A late payment penalty of up to $37.
  • A returned payment fee of up to $37.
  • There is no overlimit fee

Does Mastercard Black Card have a foreign transaction fee?

Mastercard Black Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.
Mastercard Black Card Fees
Fees Amount
Annual Fee $495
Foreign Transaction Fee 0%
Balance Transfer Fee 3%
Minimum Balance Transfer Fee $5
Returned Payment Fee $37
Late Payment Fee $37

Is there a Mastercard Black Card cash back or rewards program?

Mastercard Black Card offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make. This card features rewards for purchases in the following categories:

  • Every Purchase

Does Mastercard Black Card have a signup bonus?

Mastercard Black Card doesn't offer a cash signup bonus.

Does Mastercard Black Card offer an annual loyalty bonus?

Yes, Mastercard Black Card offers card users an annual bonus worth up to $100.

What are the Mastercard Black Card benefits?

Mastercard Black Card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Trip Cancellation Insurance
  • Fraud Liability
  • Price Protection
  • Travel Accident Insurance
  • No blackout dates when redeeming miles
  • Travel Assistance
  • Global Entry
  • ID Theft Protection
  • Reports to major credit bureaus

Does Mastercard Black Card report your account activity to credit bureaus?

Mastercard Black Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion
  • Innovis

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for Mastercard Black Card

  • Visit the Barclays website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period for Late Payment (Days) 23
Over-Limit Fee $0
Foreign Currency Transaction Fee 0%
No Foreign Transaction Fee  
Returned Payment Fee $37
Minimum Interest Charge $0.50
Annual Fee $495
Late Fee Amount $37
Balance Transfer Fee % 3%
Balance Transfer Fee Minimum $5
Minimum Age 18
Credit Score Range 700 - 850
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type Personal
Car Rental Insurance  
Extended Warranty  
Fraud Liability  
Travel Insurance  
Emergency Support  
Flight Insurance  
Lost Luggage Insurance  
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Global Entry
  • Identity Theft Protection
  • Price Protection
  • Purchase Protection
  • Travel Accident Insurance
  • Travel Assistance
  • Trip Cancellation Insurance
No Blackout Dates  
No Reward Expiration Period  
Rewards Categories
  • Every Purchase
Annual Loyalty Bonus $100
Purchase APR (Variable APR) Starting at 16.49%
Cash Advance APR (Variable APR) Starting at 26.74%
Balance Computation daily balance (including new purchases)
Balance Transfer APR (Variable APR) Starting at 16.49%
Introductory Rate 0%
Intro APR period (months) 15

Reviews

 
 

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Other Personal Credit Cards

Barclays Personal Credit Cards

Product

Reviews

Annual Fee

Purchase APR

Balance Transfer APR

Credit Score Range

Barclaycard Ring® Mastercard®

Barclaycard Ring® Mastercard®

1
1
 
2 total votes
Annual Fee $0 Annual Fee
Purchase APR 13.99% Variable APR
Balance Transfer APR 13.99% Variable APR
Credit Score Range 700 - 850     300 850
Barclaycard Arrival® Plus World Elite Mastercard®

Barclaycard Arrival® Plus World Elite Mastercard®

2
3
1
6 total votes
Annual Fee $89 Annual Fee
Purchase APR 17.99% - 24.99%
(Variable APR)
    0% 35% Variable APR
Balance Transfer APR 17.99% - 24.99%
(Variable APR)
    0% 29% Variable APR
Credit Score Range 700 - 850     300 850
Upromise World Mastercard

Upromise World Mastercard

1
4
 
5 total votes
Annual Fee $0 Annual Fee
Purchase APR 16.99% - 26.99%
(Variable APR)
    0% 35% Variable APR
Balance Transfer APR 16.99% - 26.99%
(Variable APR)
    0% 29% Variable APR
Credit Score Range 700 - 850     300 850
Uber Visa Card

Uber Visa Card

1
 
 
1 total votes
Annual Fee $0 Annual Fee
Purchase APR 16.49% - 25.24%
(Variable APR)
    0% 35% Variable APR
Balance Transfer APR 16.49% - 25.24%
(Variable APR)
    0% 29% Variable APR
Credit Score Range 640 - 850     300 850
Holland America Line Rewards Visa Card

Holland America Line Rewards Visa Card

1
 
 
1 total votes
Annual Fee $0 Annual Fee
Purchase APR 15.49% - 25.49%
(Variable APR)
    0% 35% Variable APR
Balance Transfer APR 15.49% - 25.49%
(Variable APR)
    0% 29% Variable APR
Credit Score Range 680 - 850     300 850
NFL Extra Points Credit Card

NFL Extra Points Credit Card

2
1
2
5 total votes
Annual Fee $0 Annual Fee
Purchase APR 16.49% - 26.49%
(Variable APR)
    0% 35% Variable APR
Balance Transfer APR 16.49% - 26.49%
(Variable APR)
    0% 29% Variable APR
Credit Score Range 640 - 750     300 850
Priceline Rewards Visa Card

Priceline Rewards Visa Card

 
 
6
6 total votes
Annual Fee $0 Annual Fee
Purchase APR 16.49% - 26.49%
(Variable APR)
    0% 35% Variable APR
Balance Transfer APR 16.49% - 26.49%
(Variable APR)
    0% 29% Variable APR
Credit Score Range 700 - 850     300 850
Carnival World Mastercard

Carnival World Mastercard

 
 
1
1 total votes
Annual Fee $0 Annual Fee
Purchase APR 15.49% - 25.49%
(Variable APR)
    0% 35% Variable APR
Balance Transfer APR 15.49% - 25.49%
(Variable APR)
    0% 29% Variable APR
Credit Score Range 700 - 850     300 850
AAdvantage® Aviator® Red World Elite Mastercard

AAdvantage® Aviator® Red World Elite Mastercard

 
 
1
1 total votes
Annual Fee $95 Annual Fee
Purchase APR 17.49% - 26.49%
(Variable APR)
    0% 35% Variable APR
Balance Transfer APR 17.49% - 26.49%
(Variable APR)
    0% 29% Variable APR
Credit Score Range 700 - 850     300 850
RCI Elite Rewards Mastercard

RCI Elite Rewards Mastercard

 
 
1
1 total votes
Annual Fee $0 Annual Fee
Purchase APR 16.49% - 23.49%
(Variable APR)
    0% 35% Variable APR
Balance Transfer APR 16.49% - 23.49%
(Variable APR)
    0% 29% Variable APR
Credit Score Range 680 - 850     300 850
Princess Cruises Rewards Visa Card

Princess Cruises Rewards Visa Card

Be the first to rate

Annual Fee $0 Annual Fee
Purchase APR 15.49% - 25.49%
(Variable APR)
    0% 35% Variable APR
Balance Transfer APR 15.49% - 25.49%
(Variable APR)
    0% 29% Variable APR
Credit Score Range 680 - 850     300 850
Barnes and Noble Mastercard

Barnes and Noble Mastercard

Be the first to rate

Annual Fee $0 Annual Fee
Purchase APR 15.49% - 26.49%
(Variable APR)
    0% 35% Variable APR
Balance Transfer APR 15.49% - 26.49%
(Variable APR)
    0% 29% Variable APR
Credit Score Range 700 - 850     300 850
Frontier Airlines World Mastercard

Frontier Airlines World Mastercard

Be the first to rate

Annual Fee $79 Annual Fee
Purchase APR 17.49% - 26.49%
(Variable APR)
    0% 35% Variable APR
Balance Transfer APR 17.49% - 26.49%
(Variable APR)
    0% 29% Variable APR
Credit Score Range 700 - 850     300 850
Frontier Airlines World Mastercard with Annual Fee
Annual Fee $69 Annual Fee
Purchase APR 17.49% - 26.49%
(Variable APR)
    0% 35% Variable APR
Balance Transfer APR 17.49% - 26.49%
(Variable APR)
    0% 29% Variable APR
Credit Score Range 700 - 850     300 850
Choice Privileges Visa Signature® Card
Annual Fee $0 Annual Fee
Purchase APR 16.74% - 26.49%
(Variable APR)
    0% 35% Variable APR
Balance Transfer APR 16.74% - 26.49%
(Variable APR)
    0% 29% Variable APR
Credit Score Range 700 - 850     300 850
JetBlue Card

JetBlue Card

Be the first to rate

Annual Fee $0 Annual Fee
Purchase APR 17.49% - 26.49%
(Variable APR)
    0% 35% Variable APR
Balance Transfer APR 17.49% - 26.49%
(Variable APR)
    0% 29% Variable APR
Credit Score Range 700 - 850     300 850
Hawaiian Airlines World Elite Mastercard
Annual Fee $89 Annual Fee
Purchase APR 17.49% - 26.49%
(Variable APR)
    0% 35% Variable APR
Balance Transfer APR 17.49% - 26.49%
(Variable APR)
    0% 29% Variable APR
Credit Score Range 700 - 850     300 850
Wyndham Rewards Visa Card

Wyndham Rewards Visa Card

Be the first to rate

Annual Fee $0 Annual Fee
Purchase APR 16.74% - 26.49%
(Variable APR)
    0% 35% Variable APR
Balance Transfer APR 16.74% - 26.49%
(Variable APR)
    0% 29% Variable APR
Credit Score Range 640 - 850     300 850
Barclaycard Visa with Apple Rewards
Annual Fee $0 Annual Fee
Purchase APR 15.99% - 28.99%
(Variable APR)
    0% 35% Variable APR
Balance Transfer APR 15.99% - 28.99%
(Variable APR)
    0% 29% Variable APR
Credit Score Range 680 - 850     300 850
Diamond Resorts International Mastercard
Annual Fee $0 Annual Fee
Purchase APR 16.49% - 23.49%
(Variable APR)
    0% 35% Variable APR
Balance Transfer APR 16.49% - 23.49%
(Variable APR)
    0% 29% Variable APR
Credit Score Range 680 - 850     300 850
Lufthansa Miles & More World Elite Mastercard
Annual Fee $89 Annual Fee
Purchase APR 17.49% - 26.49%
(Variable APR)
    0% 35% Variable APR
Balance Transfer APR 17.49% - 26.49%
(Variable APR)
    0% 29% Variable APR
Credit Score Range 680 - 850     300 850
Barclaycard with Apple Rewards

Barclaycard with Apple Rewards

Be the first to rate

Annual Fee $0 Annual Fee
Purchase APR 15.99% - 28.99%
(Variable APR)
    0% 35% Variable APR
Balance Transfer APR 15.99% - 28.99%
(Variable APR)
    0% 29% Variable APR
Credit Score Range 650 - 840     300 850