Features

Who is American Express' Blue Sky Credit Card Designed For?

Blue Sky from American Express is designed for people with excellent credit who want a flexible travel rewards program without having to pay an annual fee. Although the rewards rate is nothing to get excited about, Blue Sky points are worth more than regular reward points and it includes prime travel benefits few no-annual-fee cards offer..

What are the Interest Rates for American Express' Blue Sky?

The interest rate ranges from 17.49% to 22.49% depending on creditworthiness. This is high for a card that requires cardholders to have excellent credit. Definitely not a card for people who plan to carry a balance.

What Are the Fees for American Express' Blue Sky?

Blue Sky has no annual fee and no over-limit fee. However, it does have the customary 3% fee with a $5 minimum fee on balance transfers and cash advances. What isn't so customary is its 2.7% foreign transaction fee, which is disappointing for a travel rewards card.

What Is American Express' Blue Sky Rewards Program Like?

Blue Sky's flexible rewards program allows members to redeem points for statement credit on travel purchases, as cash back or for merchandise. The rewards rate is only 1x for all purchases, which is a little underwhelming for a travel card. However, Blue Sky points are worth more than standard reward points. For instance, it only takes 7,500 points to get a $100 credit statement on travel purchases. Eligible travel purchases include airfare, hotel stays, car rentals, cruises and most purchases made through a travel agent.

What about American Express' Blue Sky Signup Bonus?

Currently there is no signup bonus.

Any Other Benefits?

Blue Sky offers all top-shelf benefits you expect from a prime card, but without charging an annual fee. This includes extended warranty on purchases, roadside assistance hotline, car rental insurance, travel accident insurance, a global assist hotline and exclusive access to many entertainment events.

How Is American Express' Blue Sky Better Than Other Credit Cards?

Blue Sky from American Express is a smart choice for prime consumers who want an everyday credit card that also offers travel rewards but don't want to pay annual fees. Although the rewards rate is low, its points are worth 33% more than those of regular reward programs and members can redeem them for travel purchases, cash back or merchandise.

  • Card Type
    Travel Balance Transfer Rewards
  • Customer Type
    Personal
  • Card Network
    American Express
  • Minimum Age
    18
  • Co-signing Allowed
  • Grace Period / Deferred Interest
    25
  • Late Payment Penalty
    $38
  • Returned Payment Fee
    $38
  • Foreign Currency Transaction Fee
    2.7%
  • Car Rental Insurance
  • Emergency Support
  • Extended Warranty
  • Flight Insurance
  • Fraud Liability
  • Free FICO Score
  • Lost Luggage Insurance
  • Travel Insurance
  • Air Miles
  • Cashback
  • Points
  • Penalty APR
    29.49%
  • Purchases APR
    17.49% - 22.49%
  • Transfer Fee
    3% w/$5 min.
  • Balance Transfer APR
    17.49% - 22.49%
js-table-filter bizname-american-express-gold-card
js-table-filter airlines-140
160
js-table-filter ccard-type-199
js-table-filter ccard-type-223
js-table-filter ccard-type-136
js-table-filter points-137
js-table-filter restaurants-142
js-table-filter travel-143
js-table-filter no-annual-fee-first-year-225
js-table-filter card-type-9
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1850

  • Airlines
  • Points
  • Restaurants
  • Travel
  • No Annual Fee First Year
  • No Foreign Transaction Fee
Annual Fee $160
Card Type Charge Card
Card Type Travel
Card Type Rewards
079
js-table-filter bizname-american-express-green-card
js-table-filter airlines-140
95
js-table-filter ccard-type-199
js-table-filter ccard-type-136
js-table-filter points-137
js-table-filter travel-143
js-table-filter no-annual-fee-first-year-225
js-table-filter card-type-9
js-table-filter credit-required-114
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1850

  • Airlines
  • Points
  • Travel
  • No Annual Fee First Year
Annual Fee $95
Card Type Charge Card
Card Type Rewards
077
js-table-filter bizname-platinum-delta-skymiles-credit-card
js-table-filter air-miles-136
js-table-filter airlines-140
195
js-table-filter ccard-type-137
js-table-filter ccard-type-136
15.99
js-table-filter card-type-9
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-116

Est. 1850

  • Air Miles
  • Airlines
  • No Foreign Transaction Fee
Annual Fee $195
Card Type Balance Transfer
Card Type Rewards
Purchases APR 15.99%
Balance Transfer APR 15.99%
042
js-table-filter bizname-blue-sky-from-american-express
0
js-table-filter ccard-type-223
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter every-purchase-138
js-table-filter points-137
17.49
js-table-filter restaurants-142
js-table-filter travel-143
js-table-filter no-annual-fee-238
js-table-filter no-introductory-apr-350
js-table-filter card-type-9
js-table-filter credit-required-116

Est. 1850

  • Every Purchase
  • Points
  • Restaurants
  • Travel
  • No Annual Fee
  • 0% Introductory APR
Card Type Travel
Card Type Balance Transfer
Card Type Rewards
Purchases APR 17.49%
Balance Transfer APR 17.49%
006
js-table-filter bizname-american-express--gold-delta-skymiles-credit-card
js-table-filter air-miles-136
js-table-filter airlines-140
95
js-table-filter ccard-type-137
js-table-filter ccard-type-136
15.99
js-table-filter travel-143
js-table-filter no-annual-fee-first-year-225
js-table-filter card-type-9
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1850

  • Air Miles
  • Airlines
  • Travel
  • No Annual Fee First Year
  • No Foreign Transaction Fee
Annual Fee $95
Card Type Balance Transfer
Card Type Rewards
Purchases APR 15.99%
Balance Transfer APR 15.99%
006
js-table-filter bizname-delta-reserve-credit-card-from-american-express
js-table-filter air-miles-136
js-table-filter airlines-140
450
js-table-filter ccard-type-136
js-table-filter every-purchase-138
js-table-filter gas-139
js-table-filter groceries-141
15.99
js-table-filter restaurants-142
js-table-filter card-type-9
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1850

  • Air Miles
  • Airlines
  • Every Purchase
  • Gas
  • Groceries
  • Restaurants
  • No Foreign Transaction Fee
Annual Fee $450
Card Type Rewards
Purchases APR 15.99%
Balance Transfer APR 15.99%
006
js-table-filter bizname-the-travelocity-rewards-american-express-card

000
js-table-filter bizname-american-express-blue-cash-preferred-card
95
js-table-filter ccard-type-222
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter cashback-135
js-table-filter gas-139
js-table-filter groceries-141
13.24
0
js-table-filter no-introductory-apr-350
js-table-filter card-type-9
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1850

  • Cashback
  • Gas
  • Groceries
  • 0% Introductory APR
Annual Fee $95
Card Type Cash Back
Card Type Balance Transfer
Card Type Rewards
Purchases APR 13.24%
Balance Transfer APR 13.24%
Intro APR period (months) 12
006
js-table-filter bizname-trueearnings-card-from-costco-and-american-express
js-table-filter airlines-140
0
js-table-filter ccard-type-136
js-table-filter cashback-135
js-table-filter every-purchase-138
js-table-filter gas-139
19.9
js-table-filter restaurants-142
js-table-filter travel-143
0
js-table-filter no-annual-fee-238
js-table-filter no-introductory-apr-350
js-table-filter card-type-9
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1850

  • Airlines
  • Cashback
  • Every Purchase
  • Gas
  • Restaurants
  • Travel
  • No Annual Fee
  • 0% Introductory APR
Card Type Rewards
Purchases APR 19.9%
Balance Transfer APR 19.9%
006
js-table-filter bizname-american-express-starwood-preferred-guest-credit-card
js-table-filter air-miles-136
95
js-table-filter ccard-type-136
js-table-filter every-purchase-138
js-table-filter points-137
15.49
js-table-filter travel-143
js-table-filter no-annual-fee-first-year-225
js-table-filter card-type-9
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1850

  • Air Miles
  • Every Purchase
  • Points
  • Travel
  • No Annual Fee First Year
  • No Foreign Transaction Fee
Annual Fee $95
Card Type Rewards
Purchases APR 15.49%
Balance Transfer APR 15.49%
006
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