Features

Even without the super-cool Samuel L. Jackson doing commercials, the CapitalOne Quicksilver Cash Reward credit card is one of the best cards out there for consumers who favor getting cash rewards. And for those consumers with the best credit, there are even more savings available through a very low APR of 12.9 percent. There are other perks associated with the CapitalOne Quicksilver Cash Reward credit card that make it a great card to have in your wallet.

Who Is the CapitalOne Quicksilver Cash Reward Credit Card Designed For?

The CapitalOne Quicksilver Cash Reward credit card is a regular consumer credit card. Cardholders must be at least 18 years old. It is not designed for use by students or for business.

Are There Annual Fees?

There are no annual fees.

Does the CapitalOne Quicksilver Cash Reward Credit Card Offer Rewards?

For consumers who value cash back rewards, the CapitalOne Quicksilver Cash Reward credit card is ideal – and simple. Each purchase transaction earns 1.5 percent cash back, period. There are no annoying rotating categories to keep track of and no limits on cash back. Rewards can be redeemed for gift cards, statement credits and checks issued at set intervals during the year or when previously established thresholds have been reached. Cardholders also enjoy access to the well regarded Visa Signature program, featuring special access to popular events, travel upgrades and assistance, extended warranties, shopping discounts and a dedicated program concierge service available 24/7.

Are There Foreign Transaction Fees?

There are no foreign transaction fees.

Are There Late Payment or Other Penalty Fees?

Late payments are subject to a fee of up to 35 dollars and could trigger the penalty APR. Returned payments are also subject to a fee of up to 35 dollars. Cash advances are subject to a fee of 10 dollars or 3 percent, whichever is greater.

Summary

If you like cash back rewards but hate the annoyance of keeping track of alternating or rotating categories, the CapitalOne Quicksilver Cash Rewards credit card is tailor made for you. With potentially low APR and no foreign transaction fees, there are even more savings to be had beyond cash back. The Visa Signature perks represent icing on the cake.

  • Card Type
    Low APR Balance Transfer Rewards
  • Customer Type
    Personal
  • Card Network
    Visa
  • Minimum Age
    18
  • Co-signing Allowed
  • Grace Period / Deferred Interest
    25
  • Late Payment Penalty
    $35
  • Minimum Interest Charge
    $1
  • Returned Payment Fee
    $35
  • Car Rental Insurance
  • Emergency Support
  • Extended Warranty
  • Flight Insurance
  • Fraud Liability
  • Free FICO Score
  • Lost Luggage Insurance
  • Travel Insurance
  • Air Miles
  • Cashback
  • Points
  • Purchases APR
    13.24% - 23.24%
  • Transfer Fee
    3%
  • Balance Transfer APR
    13.24% - 23.24%
  • Intro APR period (months)
    9
js-table-filter bizname-capital-one--quicksilver-cash-rewards-credit-card
0
js-table-filter ccard-type-139
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter cashback-135
13.24
0
js-table-filter no-annual-fee-238
js-table-filter no-introductory-apr-350
js-table-filter card-type-12
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1994

  • Cashback
  • No Annual Fee
  • 0% Introductory APR
  • No Foreign Transaction Fee
Card Type Low APR
Card Type Balance Transfer
Card Type Rewards
Purchases APR 13.24%
Balance Transfer APR 13.24%
Intro APR period (months) 9
092
js-table-filter bizname-capital-one-platinum-card
0
js-table-filter ccard-type-139
js-table-filter ccard-type-136
js-table-filter free-fico-score-575
24.99
js-table-filter no-annual-fee-238
js-table-filter card-type-11
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-114

Est. 1988

  • Free FICO Score
  • No Annual Fee
  • No Foreign Transaction Fee
Card Type Low APR
Card Type Rewards
Purchases APR 24.99%
Balance Transfer APR 24.99%
089
js-table-filter bizname-capital-one-classic-platinum
0
js-table-filter ccard-type-139
js-table-filter ccard-type-136
js-table-filter free-fico-score-575
24.99
js-table-filter no-annual-fee-238
js-table-filter card-type-11
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-114

Est. 1994

  • Free FICO Score
  • No Annual Fee
  • No Foreign Transaction Fee
Card Type Low APR
Card Type Rewards
Purchases APR 24.99%
Balance Transfer APR 24.99%
087
js-table-filter bizname-capital-one--secured-mastercard
0
js-table-filter ccard-type-138
24.99
js-table-filter no-annual-fee-238
js-table-filter card-type-11
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-132
js-table-filter credit-required-113

Est. 1994

  • No Annual Fee
  • No Foreign Transaction Fee
Card Type Secured
Purchases APR 24.99%
Balance Transfer APR 24.99%
084
js-table-filter bizname-capital-one--ventureone-rewards
js-table-filter air-miles-136
0
js-table-filter ccard-type-139
js-table-filter ccard-type-136
12.24
js-table-filter travel-143
js-table-filter no-annual-fee-238
js-table-filter no-introductory-apr-350
js-table-filter card-type-140
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1994

  • Air Miles
  • Travel
  • No Annual Fee
  • 0% Introductory APR
  • No Foreign Transaction Fee
Card Type Low APR
Card Type Rewards
Purchases APR 12.24%
Balance Transfer APR 12.24%
086
js-table-filter bizname-capital-one--venture-rewards
js-table-filter airlines-140
59
js-table-filter ccard-type-139
js-table-filter ccard-type-136
js-table-filter points-137
13.24
js-table-filter travel-143
js-table-filter no-annual-fee-first-year-225
js-table-filter no-introductory-apr-350
js-table-filter card-type-12
js-table-filter card-type-140
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1994

  • Airlines
  • Points
  • Travel
  • No Annual Fee First Year
  • 0% Introductory APR
  • No Foreign Transaction Fee
Annual Fee $59
Card Type Low APR
Card Type Rewards
Purchases APR 13.24%
Balance Transfer APR 13.24%
083
js-table-filter bizname-capital-one--quicksilverone-cash-rewards-credit-card
39
js-table-filter ccard-type-139
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter cashback-135
js-table-filter free-fico-score-575
23.24
0
js-table-filter no-introductory-apr-350
js-table-filter card-type-11
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-114

Est. 1994

  • Cashback
  • Free FICO Score
  • 0% Introductory APR
  • No Foreign Transaction Fee
Annual Fee $39
Card Type Low APR
Card Type Balance Transfer
Card Type Rewards
Purchases APR 23.24%
Balance Transfer APR 23.24%
Intro APR period (months) 9
081
js-table-filter bizname-playstation-card-from-capital-one
0
js-table-filter ccard-type-136
js-table-filter every-purchase-138
js-table-filter points-137
14.24
js-table-filter restaurants-142
js-table-filter no-annual-fee-238
js-table-filter no-introductory-apr-350
js-table-filter card-type-12
js-table-filter credit-required-114
js-table-filter credit-required-115

Est. 1994

  • Every Purchase
  • Points
  • Restaurants
  • No Annual Fee
  • 0% Introductory APR
Card Type Rewards
Purchases APR 14.24%
Balance Transfer APR 14.24%
006
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Reviews

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0 votes

I finally have found the card of my dreams! This card gives me absolutely everything I could ever want all wrapped up into one cool looking card that is backed up by a cool celebrity! Love the no annual fee and the low APR and the fact that I get back 1.5% of purchases, and I can choose how I want it back. I often get people gift cards for gifts, so this totally rocks!


0 votes

I am in love with this card. I have been trying out various cards for what seems like forever trying to find one that has a good cash back rewards program that wasn't a bunch of bull. This one does give you the 1.5% back, and I find that to be fairly high. Yes, there are ones that claim that they do give you 2.0% back, but there are always all these rules and regulations that mean you end up not getting anywhere near that back.


0 votes

This card currently has a zero percent APR until next January (2016). If you have a high interest credit card somewhere else, this card is a perfect solution. There are no annual fees, and the APR is low once the introductory period is over, as well. So if you have some lingering amount to pay, you won't be paying too much.


0 votes

Really good deal! I got 0 percent interest for a year, which is great, because I was able to pay for a trip to see my folks, which I hadn't been able to afford. I'm also paying the card off so that I should be at zero by the time the promotion is up. Since I got the card six months ago, I've gotten one credit line increase, but I'm not going to use it. I want to get it paid off in time.


0 votes

I got a great APR on this card considering that my credit is pretty good. I was happy to see the 14.9 that I got when they gave me the card. I have also been making great use of the cash back rewards. I like the gift card options. I thought I would use the cash back or statement credit more, but the gift card options are really good.


0 votes

I became interested in this card because of Samuel Jackson's commercials, so good marketing on their part, but I have to say that the card is worth it even without him being the spokesperson. The low APR was the thing that really got me interested and applying. And the great, simple 1.5 percent cash back puts the icing on the cake.


0 votes

It's great that this card is affiliated with Jackson, but beyond that it is a really good card. I am surprised more people don't know about it. Whenever I ask people if they have heard of it, they usually say no. Not only is there 0 percent interest until next January right now, but you can still get a $100 cash bonus when you spend $500 in the first three months.


0 votes

I'm a big Samuel Jackson fan, so yes, I did get this card just because of him. But it is so much more than that now that I have a card for awhile! Great APR. I didn't realize how great until I did some checking and found that a lot of cards are pretty high. I also like the fact that I can use the rewards for statement credits. That really helps to shave off costs at the end of the month when I'm paying my bills.


0 votes

Nice straightforward card in terms of awards. I've had some that had so many stipulations and you had to use it for a certain thing or you didn't get the rewards. You also get the rewards pretty quickly. No need to have to consult their terms and conditions when you want to buy something and aren't sure about where or how to get points from making the purchase.


0 votes

Love how the cashback shows up right after the transaction clears when you use this card! I've had other cards where I had to wait and wait and wait for my rewards and almost forgot about them before I finally got them. I also like how this card has no annual fee.


0 votes

If you travel out of the country a lot, you will understand how critical it is that you have a card that charges no foreign transaction fees. Those really, really add up as I found out the hard way. So for that reason alone I have this card, but I have to say that the low APR and no annual fee and the great rewards make it a primo card.


0 votes

I usually use my cash back for cash, but it is also good to note that there are a lot of really nice rewards offered with the use of this card, including rewards cards, which make great gifts. And if you just want to pay down your statement, get a statement credit.


0 votes

When they say quicksilver, they mean it with this card! I love how you get 1.5% cash back on every purchase. Not many cards do an across the board reward like that, but this one does! If you spend $500 within the first year you also get a one-time $100 cash bonus.


0 votes

If you pay your bill on time and don't max your card out when you get it with your first CL, you will get the limit raised within a few months, no problem. So if you are starting at what you consider a low limit, know that it will most likely be soon raised with good behavior.


0 votes

I wasn't sure when I applied for this card if I was going to get it, because it says for really good credit. I think of my credit score as good, so I guess that's what they're looking for! I got approved a few months ago and have been really happy with it. No annual fee; good rewards program; great customer service.


0 votes

I got this card about nine months ago and got pretty much immediately accepted with a limit of $4,000. I have paid on time and they have gradually increased it to $6,000. Just recently, though, I really needed it raised to $10,000. I was shocked when I called and they raised it!


0 votes

Take advantage of the zero percent on this card. Such offers have been fewer and fewer in recent years--most likely because of the economy. At any rate, I bought some big ticket items when I got the card and am working on trying to get them paid off before the promotion expires.


0 votes

This is a wonderful card, but be forewarned. Do not be late on payments! A few months ago, I was late a couple of times and it did affect my APR. I am working to get it back down again, but wish I hadn't messed up. Other than that I've found this to be a really good card.


0 votes

Zero annual fee on a card is always great, and that's what this card offers. The 1.5% back on everything you buy isn't too shabby either! I am using the card quite a bit, becaue the cash back rewards can be rather addicting! I would suggest this card to anyone with good credit who likes getting cash back--and who doesn't!


0 votes

Keep up the excellent work on the credit card options you offer, Capital One! I've been a fan for a long time. I used to have other credit cards from other companies, but I consistently saw how great the benefits are of Capital One membership and I have gotten rid of other cards, or just don't use them. I really like this Capital One card, because I use the cash back to put into my savings account.


0 votes

I really like how you get your cash back after a transaction is cleared. No waiting forever to see your cash back. Some cards take so long to reward you you almost forget what it is you have coming to you, which really ruins the mood! I like getting the rewards when I'm thinking about them.


0 votes

I'm a big proponent of Capital One, and for good reason. They seem to be conservative and make calculated risks in terms of who they give credit to and how much of a CL they give you. I have been careful with my credit since I got my first credit card at 18. I'm now 28. I got my Quicksilver card just recently with a CL of $5,000 and a what I consider a pretty low APR of 12.9. So I am stoked.


0 votes

If I only could have one card in my wallet, this would be the one. What is not to like about this card? There is no annual fee. If you have good credit, which I fortunately do, you get the low 12.9 percent APR. And then there are the great rewards. 1.5% of purchases is really good.


0 votes

No annual fees; no foreign transaction fees, lots of good perks in terms of cash back, and the cash back at 1.5 percent is totally awesome. I also have what I consider a totally low APR--12.9 percent. So this card is my go-to card. I use it for anything and everything!


0 votes

Wow, really good deal with this card! You get 1.5% back in cash on everything you buy! There is no limit on how much you can earn, and there aren't any annoying categories to have to figure out. You just use the card and you rack up cash.


0 votes

Really like this card. I did a little research and found that it is perfect for what I need, which is a card with some decent rewards. I like how I can get cash back or other perks like gift cards and statement credits. I've used all three for rewards. I also like the name of the card!


0 votes

Okay, I admit it. I love Samuel Jackson, and really wanted to get this card because of him. The good news is that the card is definitely worth getting on its own. It has no annual fee and really god rewards. 1.5% back on everything you buy is not that common. Nice card.


0 votes

This is a great card, but make sure not to be late. You get hit with a whopper of a late fee, and you could lose your good APR and get hit by a not so good one. I fortunately was only late once and kept my APR, but the $35 late fee stung and took away the advantages of my cash back for that month and more.


0 votes

This card has tons of perks, including 1.5% back and no annual fee, but I have to say the biggest perk of all is the fact that the rewards don't expire. I can't tell you how many times I've lost rewards to expiration. This has happened with other cards, but won't happen with Quicksilver.


0 votes

I am a big fan of how this card gives you rewards that are the same no matter what. I've tried to have cards that had different rotating schedules for certain things, but I always found myself struggling to figure out the latest and then sometimes just throwing up my hands. This card give syou your 1.5 percent cash back on each transaction.


0 votes

I'm giving this card a 3, because even though I did get approved, I didn't get the CL or interest that I thought I should. I have good credit—740, so I was shocked to see that I got a 16.5% interest rate and my credit limit was only $2,000. Calling customer service didn't seem to clear up the confusion. I'm going to keep the card for a few months; pay on time, and see if they can up the ante on this.


0 votes

They say you need excellent credit for this card and that definitely appears to be true. I consider that I have fairly good credit at 720, so I thought I'd get a good interest rate.They gave me on the higher end for what they offer in APRs at 20.99%, so not sure how high of a credit score you need to get their good APR of 12.9%, which I'd hoped for. Otherwise, good experience so far--had the card about 6 months.


0 votes

I've had other cards with rewards programs, but they were so annoying, because they had all of these categories, and when I thought I was going to get a certain amount of points, I didn't, because of some dumb stipulation or something. I was happy to see that the Quicksilver Cash rewards card is just what it says, and you get back 1.5 percent no matter if you buy a drink at a local bar or a bathing suit.

0 votes

The Quicksilver card gets instant cool cred by featuring badass actor Samuel L. Jackson in its commercials. And if you love dead simple cash back rewards programs, the Capital One Quicksilver Cash Rewards card may be just what you are looking for. You get 1.5 percent cash back on everything you purchase with the card, period. No categories or signups required. The card also features no annual fees and 0 percent interest until April 2015 and a balance transfer program, also with 0 percent interest until April 2015. On the ... other hand, rewards other than cash back are skimpy, although you can opt for a credit to be applied to your account or a gift card. After the intro period, APR varies from a great 12.9 percent to a marginal 22.9 percent, depending on your credit profile. You will need very good credit to qualify for the Platinum card – its minimum credit limit is $3,000. You will need excellent credit to qualify for the Signature card with a minimum credit limit of $5,000. More Less


0 votes

Happy to say that I just got approved with a totally fabulous 12.9% interest rate! I am excited, because even though I have good credit—720, it's been nearly impossible for me to hit such a good interest rate. Now that I have a good interest rate, I will probably just stop using the other cards.


0 votes

This card has just about anything you would want out of a credit card. The low APR is great. I am also a big proponent of no annual fee, and this card doesn't have one. And I like to have choices. I like how the cashback program gives you the option to get cash, gift cards and/or credit on your account. And then you also are able to take advantage of their Signature program, which I use for concert tickets.


0 votes

This card is great in terms of the rewards program, which is something I look closely at. I figure why have a credit card and not get the best possible rewards from it? I looked high and low and finally found this card. The 1.5% back on purchases is correct. It does actually happen. I have had a lot of cards where they say one thing and do another, but not this one. It's definitely worth getting!

0 votes

I got an instant approval for a $10,000 credit limit with a 710 CK score and 753 Vantage score. 16.9% APR after the first year. I'm 25 and only have one other CC with a much lower credit limit (though I've had it for quite a while). Application process was quick and painless. I don't have a car (no gas costs) and don't spend that much on groceries, so this card made much more sense than many of the other cash-back cards. Hooray 1.5% back on everything!


0 votes

This card is one of the best out there. Besides their low APR, no annual fee and cool cash back program, they also give you access to the Visa Advantage program, which I love. I've gotten travel upgrades with this and shopping discounts and all kinds of things. Look into that program, it will save you even more.


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