Features

Who Is the VentureOne From Capital One Designed For?

Capital One's VentureOne card is an attractive option for people with excellent credit who want a travel rewards program but don't want to pay an annual fee. Although VentureOne's signup bonus and rewards rate are not quite as high as those of prime cards with an annual fee, it does give them a run for their money.

What Are the Rates for VentureOne From Capital One?

Rates range from 12.74% APR to 22.74% APR, which is competitive as many travel reward cards have rates of up to 25% APR. However, purchases come with an introductory 0% APR. Unfortunately, the introductory offer does not apply to balance transfers.  

What Are the Fees for VentureOne From Capital One?

VentureOne has no annual fee and no foreign transaction fees. Additionally, no balance transfer fees are listed. There is up to a $35 fee for late payments and a $10 or 3% fee (whichever is greater) on cash advances. 

What Is the Rewards Program Like for VentureOne From Capital One?

VentureOne has a no-hassle travel reward program that gives you 1.25 miles for every dollar you spend. The miles can then be used as currency to pay for any travel purchase made your card. Every mile is worth $0.01.

What about the Signup Bonus for VentureOne From Capital One?

VentureOne From Capital One has a 20,000-miles signup bonus for new members--one of the largest available for a no-annual-fee card. To qualify for the bonus, members must spend at least $1,000 within the first three months of opening the account.

Any Other Benefits for VentureOne From Capital One?

The card includes Visa Signature® Benefits, such as extended warranty on purchases, travel upgrades at hotels and resorts, 24-hour concierge services and travel protection.

How Is VentureOne From Capital One Better Than Other Credit Cards?

VentureOne From Capital One offers low rates, a large signup bonus and a hassle-free rewards program without an annual fee: a win-win-win combination. The only catch is that it requires excellent credit to qualify, which means members who qualify for VentureOne could also qualify for prime travel reward cards with higher signup bonuses and better points reward rates.

  • Credit Score Range
    700 - 850
  • Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
  • Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
  • Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
  • Minimum Age
    18
  • Supported Income Types
    • 1099 Misc. Income
    • Cash / Other
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
  • Customer Type
    Personal
  • Grace Period / Deferred Interest
    25
  • Late Payment Penalty
    $35
  • No Annual Fee
  • No Foreign Transaction Fee
  • Card Type
    • Travel
    • Rewards
  • 0% Introductory APR
  • Card Network
    Visa
  • Car Rental Insurance
  • Emergency Support
  • Extended Warranty
  • Flight Insurance
  • Fraud Liability
  • Lost Luggage Insurance
  • Travel Insurance
  • Air Miles
  • Signup Bonus
    $200
  • Balance Computation
    average daily balance
  • Purchases APR (variable)
    12.74% - 22.74%
  • Balance Transfer APR (variable)
    12.74% - 22.74%
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