Celtic Bank Deserve® Pro Card Review

Celtic Bank Deserve® Pro Card is a cashback credit card issued by Celtic Bank. If you're wondering whether Celtic Bank Deserve® Pro Card is the right card for you, read on. This is everything you need to know to make a good choice.

• Competitive APRs. Celtic Bank Deserve® Pro Card has a variable purchase APR that ranges from 15.99% up to 22.99%.
• No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your purchases, but you don't have to pay an annual fee for the privilege.
• No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
• Fair or better credit required. You will have good approval oods if your credit score is above600.

The Good	The Bad
Lower than average purchase APRs. No annual fee. Identity Theft Protection. Considers applicants with fair or poor credit. No foreign transaction fee. Cardholders can earn rewards on purchases everywhere Celtic Bank Deserve® Pro Card is accepted. Celtic Bank Deserve® Pro Card reports to multiple credit bureaus.	Does not offer a signup bonus. Does not include many credit card benefits.

Is there a Celtic Bank Deserve® Pro Card cash back or rewards program?

Celtic Bank Deserve® Pro Card is a cashback card. This means you earn a percentage of your purchase as a cash reward.

Celtic Bank Deserve® Pro Card Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A

What are the Celtic Bank Deserve® Pro Card benefits?

Celtic Bank Deserve® Pro Card provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Celtic Bank Deserve® Pro Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Celtic Bank Deserve® Pro Card has lower than average purchase APRs.

Celtic Bank Deserve® Pro Card has a variable purchase APR that ranges from 15.99% up to 22.99%.

What are the fees for Celtic Bank Deserve® Pro Card?

The following fees apply to Celtic Bank Deserve® Pro Card:

• There is no overlimit fee

Celtic Bank Deserve® Pro Card Fees

Fees	Amount
Annual Fee	$0
Overlimit Fee	$0
Foreign Transaction Fee	0%
Returned Payment Fee	up to $37
Late Payment Fee	up to $25

Does Celtic Bank Deserve® Pro Card report your account activity to credit bureaus?

Yes, Celtic Bank Deserve® Pro Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Celtic Bank Deserve® Pro Card

• Visit the Celtic Bank Deserve® Pro Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.