Features

Who is Chase Freedom Unlimited Designed For?

The Chase Freedom Unlimited is designed for people who are looking for a straightforward cash back card with no caps, no annual fee, and a decent sign-up bonus. Its 15-month 0% APR introductory offer makes a great deal for people with credit card debt.

What are the Interest Rates for Chase Freedom Unlimited?

The purchase and balance transfer rates range from 14.24% to 23.24% APR based on your credit. There is no penalty fee for cardholders who are late on payments.

Cash advance and overdraft has a 25.24% APR.

What Are the Fees for Chase Freedom Unlimited?

The Chase Freedom Unlimited does not charge an annual fee. It does, however, charge a 3% foreign transactions fee and a 5% or $5 fee, whichever is great, on balance transfers.

It also has a $10 or 5% cash advance fee and a late payment/returned payment fee of up to $37

What Is Chase Freedom Unlimited Rewards Program Like?

The Chase Freedom Unlimited rewards program is as simple as they come. You get a 1.5% cash back on all purchases. No categories and no limits to the rewards you can earn.

A great feature of the Case Freedom Unlimited rewards program is you can convert cash back points to Ultimate Rewards points. Ultimate Rewards is Chase’s award-winning rewards program, which gives you access to discounted travel deals and perks. The Freedom Unlimited can be a great card to top up your reward points when you have other cards that work off Chase’s Ultimate Rewards program.

What about the Chase Freedom Unlimited Signup Bonus?

Spend $500 within the first three months and you receive a $150 cash back bonus. If you add an authorized user, you earn another $25.

Does the Chase Freedom Unlimited Have Any Other Benefits?

Not really. The Chase Freedom Unlimited is a bare bones cash card that will not impress consumers who are used to high-end credit card perks.

How Is Chase Freedom Unlimited Better Than Other Credit Cards?

The Chase Freedom Unlimited combines no annual fee with a 1.5% cash back on all purchases. That is a winning combination for anyone looking for a simple but generous cash back card. It gives you the option of redeeming cash back points for Ultimate Rewards points, which makes it a smart choice for people who already have a Chase’s Sapphire card. Add to that the option of redeeming cash back points for Ultimate Rewards points and a 15-month 0% APR intro offer, and you can see why this card is so popular.

  • Card Type
    Cash Back Rewards
  • Customer Type
    Personal
  • Card Network
    Visa
  • Minimum Age
    18
  • Co-signing Allowed
  • Grace Period / Deferred Interest
    21
  • Late Payment Penalty
    $37
  • Returned Payment Fee
    $37
  • Foreign Currency Transaction Fee
    3%
  • Car Rental Insurance
  • Emergency Support
  • Extended Warranty
  • Flight Insurance
  • Fraud Liability
  • Free FICO Score
  • Lost Luggage Insurance
  • Travel Insurance
  • Air Miles
  • Cashback
  • Points
  • Purchases APR
    14.24% - 23.24%
  • Transfer Fee
    5% ($5 minimum)
  • Balance Transfer APR
    14.24% - 23.24%
  • Intro APR period (months)
    15
js-table-filter bizname-chase-sapphire-preferred-card
js-table-filter airlines-140
95
js-table-filter ccard-type-223
js-table-filter ccard-type-136
js-table-filter cashback-135
js-table-filter points-137
16.24
js-table-filter restaurants-142
js-table-filter travel-143
0
js-table-filter no-annual-fee-first-year-225
js-table-filter card-type-12
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1877

  • Airlines
  • Cashback
  • Points
  • Restaurants
  • Travel
  • No Annual Fee First Year
  • No Foreign Transaction Fee
Annual Fee $95
Card Type Travel
Card Type Rewards
Purchases APR 16.24%
Balance Transfer APR 16.24%
194
js-table-filter bizname-chase-slate
0
js-table-filter ccard-type-137
js-table-filter free-fico-score-575
13.24
0
js-table-filter no-annual-fee-238
js-table-filter no-introductory-apr-350
js-table-filter card-type-12
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1982

  • Free FICO Score
  • No Annual Fee
  • 0% Introductory APR
Card Type Balance Transfer
Purchases APR 13.24%
Balance Transfer APR 13.24%
Intro APR period (months) 15
087
js-table-filter bizname-chase-freedom
0
js-table-filter ccard-type-222
js-table-filter ccard-type-136
js-table-filter cashback-135
js-table-filter every-purchase-138
js-table-filter gas-139
js-table-filter groceries-141
13.99
js-table-filter restaurants-142
0
js-table-filter no-annual-fee-238
js-table-filter no-introductory-apr-350
js-table-filter card-type-12
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1982

  • Cashback
  • Every Purchase
  • Gas
  • Groceries
  • Restaurants
  • No Annual Fee
  • 0% Introductory APR
Card Type Cash Back
Card Type Rewards
Purchases APR 13.99%
Balance Transfer APR 14.24%
Intro APR period (months) 15
188
js-table-filter bizname-united-mileageplus-explorer
js-table-filter air-miles-136
js-table-filter airlines-140
95
js-table-filter ccard-type-137
js-table-filter ccard-type-136
16.24
js-table-filter no-annual-fee-first-year-225
js-table-filter card-type-12
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1926

  • Air Miles
  • Airlines
  • No Annual Fee First Year
  • No Foreign Transaction Fee
Annual Fee $95
Card Type Balance Transfer
Card Type Rewards
Purchases APR 16.24%
Balance Transfer APR 16.24%
006
js-table-filter bizname-chase-freedom-unlimited-sm
0
js-table-filter ccard-type-222
js-table-filter ccard-type-136
js-table-filter cashback-135
js-table-filter every-purchase-138
14.24
js-table-filter travel-143
0
js-table-filter no-annual-fee-238
js-table-filter no-introductory-apr-350
js-table-filter card-type-12
js-table-filter credit-required-114
js-table-filter credit-required-115
js-table-filter credit-required-116

  • Cashback
  • Every Purchase
  • Travel
  • No Annual Fee
  • 0% Introductory APR
Card Type Cash Back
Card Type Rewards
Purchases APR 14.24%
Balance Transfer APR 14.24%
Intro APR period (months) 15
106
js-table-filter bizname-marriott-rewards-premier-credit-card
js-table-filter airlines-140
85
js-table-filter ccard-type-223
js-table-filter ccard-type-136
js-table-filter every-purchase-138
js-table-filter points-137
16.24
js-table-filter travel-143
js-table-filter card-type-12
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-115
js-table-filter credit-required-116

  • Airlines
  • Every Purchase
  • Points
  • Travel
  • No Foreign Transaction Fee
Annual Fee $85
Card Type Travel
Card Type Rewards
Purchases APR 16.24%
Balance Transfer APR 16.24%
006
js-table-filter bizname-chase-sapphire-reserve
js-table-filter airlines-140
450
js-table-filter ccard-type-223
js-table-filter ccard-type-136
js-table-filter every-purchase-138
js-table-filter points-137
16.24
js-table-filter restaurants-142
js-table-filter travel-143
js-table-filter card-type-12
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-115
js-table-filter credit-required-116

  • Airlines
  • Every Purchase
  • Points
  • Restaurants
  • Travel
  • No Foreign Transaction Fee
Annual Fee $450
Card Type Travel
Card Type Rewards
Purchases APR 16.24%
Balance Transfer APR 16.24%
006
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