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  Citi / AAdvantage Platinum Select World Elite Mastercard

Citi / AAdvantage Platinum Select World Elite Mastercard

in Personal Credit Cards from Citibank

Unaffiliated

Citi / AAdvantage Platinum Select World Elite Mastercard

Unaffiliated

in Personal Credit Cards from Citibank

Net Recommendation Score +67

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +67, equating to 4.3 on a 5 point rating scale.

+67

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Highlights
Community Rating

Rating not yet determined  

Purchase APR  (Variable APR) 15.99% - 24.99%
Balance Transfer APR  (Variable APR) 15.99% - 24.99%
Credit Score Range 650 - 850
Annual Fee $99

Citi / AAdvantage Platinum Select World Elite Mastercard Review

This is a rewards credit card issued by Citibank. If you're wondering whether Citi AAdvantage card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Signup bonus. Offers a signup bonus of 50000 points after spending $2,500 within 3 months that can be redeemed for travel, gifts, or other perks.
  • Competitive APRs. Citi / AAdvantage Platinum Select World Elite Mastercard has a variable purchase APR that ranges from 15.99% up to 24.99%.
  • Annual fee waived the first year. Citi / AAdvantage Platinum Select World Elite Mastercard gives you the chance to have the card for a year without paying the $99 annual fee.
  • 3% Balance transfer fee. Citi / AAdvantage Platinum Select World Elite Mastercard charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Gas rewards. on eligible gas purchases.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, identity theft protection, price protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Citi AAdvantage card
The Good The Bad
  • Lower than average purchase APRs.
  • Annual fee waived during the first year.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Extended warranty and price protection on purchases.
  • Identity Theft Protection.
  • Travel accident and travel assistance insurance.
  • Trip cancellation insurance.
  • No foreign transaction fee.
  • Cardholders can earn rewards on their purchases.
  • Citi / AAdvantage Platinum Select World Elite Mastercard reports to multiple credit bureaus.
  • Charges an annual fee of $99
  • Charges a 3% balance transfer fee.
Citi AAdvantage card FAQ

Does Citi AAdvantage card have a cash back or rewards program?

Citi AAdvantage card is a travel rewards card.

Citi AAdvantage card Rewards
Minimum rewards rate 1x
Max rewards rate 2x
Annual rewards limit N/A
Signup Bonus (Points/Miles) 50000
Signup Bonus Spend Requirement $2500
Signup Bonus Spend Period (months) 3 months
Annual Loyalty Bonus $125
Annual Loyalty Bonus Spend Requirement $20000

Does Citi AAdvantage card have a signup bonus?

This card doesn't offer a cash signup bonus. However, it does include a 50000 points signup bonus after spending $2500 that can be redeemed for travel, gifts, or other perks.

Does Citi AAdvantage card offer an annual loyalty bonus?

Yes, it offers cardholders an annual bonus worth up to $125 after spending $20000.

What are the Citi AAdvantage card benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Trip Cancellation Insurance
  • Zero fraud liability
  • Price Protection
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for Citi AAdvantage card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR that ranges from 15.99% up to 24.99%. The card has a variable balance transfer APR that ranges from 15.99% up to 24.99%. It also has a variable cash advance APR of 25.24% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Citi AAdvantage card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Citi AAdvantage card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Citi AAdvantage card?

The following fees apply:

Citi AAdvantage card Fees
Fees Amount
Annual Fee $99
Foreign Transaction Fee 0%
Returned Payment Fee up to $40
Late Payment Fee up to $40

Does Citi AAdvantage card have a foreign transaction fee?

This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.

What is the customer service phone number for Citi AAdvantage card?

The Citi AAdvantage card customer service number is (800) 950-5114.

What is the support contact email for Citi AAdvantage card?

The support contact email for Citi AAdvantage card is customer.help@citi.com.

How do people rate the customer service and user experience of Citi AAdvantage card?

Overall, Citi AAdvantage card is strongly recommended based on community reviews that rate customer service and user experience.

Does Citi / AAdvantage Platinum Select World Elite Mastercard report your account activity to credit bureaus?

Yes, Citi / AAdvantage Platinum Select World Elite Mastercard reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Citi AAdvantage card

  • Visit the Citi AAdvantage card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Foreign Currency Transaction Fee 0%
No Foreign Transaction Fee
No Annual Fee First Year
No Interest Grace Period for Late Payment 23 days
Cash Advance Fee Minimum $10
Cash Advance Fee (%) Up to 5%
Minimum Cash Advance Fee ($) Starting at $10
Annual Fee $99
Minimum Interest Charge $0.50
Returned Payment Fee Up to $40
Late Fee Amount Up to $40
Customer Type Personal
Minimum Age 18
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Credit Card Benefits
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Identity Theft Protection
  • Price Protection
  • Travel Assistance
  • Trip Cancellation Insurance
  • Auto Rental Collision Damage Waiver
  • Travel Accident Insurance
Annual Loyalty Bonus $125
Annual Loyalty Bonus Spend Requirement $20,000
No Reward Expiration Period
Rewards Categories
  • Miles on Airfare
  • Miles on Gas
  • Miles on Restaurants
  • Miles on Every Purchase
Signup Bonus (points) 50,000
Cash Advance APR (Variable APR) 25.24%
Balance Computation daily balance (including current transactions).
Penalty APR (Variable APR) 29.99%
Purchase APR (Variable APR) 15.99% - 24.99%
Balance Transfer APR (Variable APR) 15.99% - 24.99%
Balance Transfer Fee Minimum $5
Balance Transfer Fee % 3%
Card Type
  • Airline
  • Bonus Offers
  • Gas
  • Rewards
  • Travel
Card Network Mastercard

Citi / AAdvantage Platinum Select World Elite Mastercard Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +67, equating to 4.3 on a 5 point rating scale.

+67

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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