Citi Custom Cash Card
Would you recommend Citi Custom Cash Card to your friends?
| Community Rating |
Rating not yet determined |
| Purchase APR (Variable APR) |
16.24% - 26.24% (Verified 08/12/2022) |
| Balance Transfer APR (Variable APR) |
16.24% - 26.24% (Verified 08/12/2022) |
| Credit Score Range | 690 - 850 |
| Annual Fee | $0 |
Citi Custom Cash Card Review
This is a cashback card issued by Citi®. If you're wondering whether citi custom cash is the right card for you, read on.
Key Takeaways
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 15 months, which is longer than the average 0% APR period of 12 months.
- Competitive APRs. Citi Custom Cash Card has a variable purchase APR that ranges from 16.24% up to 26.24%.
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- 5% Balance transfer fee. Citi Custom Cash Card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Good or better credit required. You will have low approval odds if your credit score is below 690.
Pros & Cons of citi custom cash
| The Good | The Bad |
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citi custom cash FAQ
Does citi custom cash have a cash back or rewards program?
No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
What are the relevant APRs for citi custom cash?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance.Citi Custom Cash Card has a variable purchase APR that ranges from 16.24% up to 26.24%. The card has a variable balance transfer APR that ranges from 16.24% up to 26.24%. It also has a variable cash advance APR of 27.49% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does citi custom cash have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 15 months.
| Description | |
|---|---|
| Balance Transfer Introductory APR | 0% |
| Balance Transfer Intro APR Period | 15 months |
| Balance Transfer APR | 16.24% - 26.24% |
| Balance Transfer Fee Minimum | $5 |
| Balance Transfer Fee % | 5% |
Does citi custom cash have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for citi custom cash?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 3% |
| Returned Payment Fee | up to $40 |
| Late Payment Fee | up to $40 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does citi custom cash have a foreign transaction fee?
citi custom cash charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for citi custom cash?
The citi custom cash customer service number is (800) 950-5114.
What is the support contact email for citi custom cash?
The support contact email for citi custom cash is customer.help@citi.com.
What is the citi custom cash login page?
You can access the citi custom cash login page here.
How do people rate the customer service and user experience of citi custom cash?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
How to apply for citi custom cash
- Visit the citi custom cash website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
388 Greenwich Street
New York, NY 10013 USA - (800) 950-5114
- Visit Site
- Email Support
Other Services by Citi®
Other Credit Cards by Citi®
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Cash Advance Fee (%) | 5% |
| Minimum Cash Advance Fee ($) | $10 |
| Foreign Currency Transaction Fee | 3% |
| No Annual Fee | |
| Annual Fee | $0 |
| Returned Payment Fee | Up to $40 |
| Late Fee Amount | Up to $40 |
Citi Custom Cash Card Community Reviews
Would you recommend Citi Custom Cash Card to your friends?
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