
Ann Taylor Mastercard
in Personal Credit Cards from Comenity
Would you recommend Ann Taylor Mastercard to your friends?
Community Rating |
Rating not yet determined |
Purchase APR (Variable APR) | 24.99% |
Balance Transfer APR (Variable APR) | 26.99% |
Credit Score Range | 640 - 850 |
Annual Fee | $0 |
Ann Taylor Mastercard Review
Ann Taylor Mastercard is a store rewards credit card issued by Comenity. If you're wondering whether Ann Taylor Mastercard is the right card for you, read on. This is everything you need to know to make a good choice.
- Generous reward rate. You will get a rewards rate of up to 5 points per dollar spent.
- Signup bonus. Offers a signup bonus of $20.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 24.99%
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- 5% Balance transfer fee. Ann Taylor Mastercard charges a fee of up to 5% on balance transfers. For example, a balance of $1,000 could cost up to $50 in transfer fees. The minimum fee is $10.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Accepts cosigners. Comenity is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
- Fair or better credit required. You stand a chance of qualifying if your credit score is not below 640.
The Good | The Bad |
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Is there a Ann Taylor Mastercard cash back or rewards program?
Ann Taylor Mastercard offers a rewards program to its customers.
Minimum rewards rate | 1x |
Max rewards rate | 5x |
Annual rewards limit | N/A |
Signup Bonus ($) | $20 |
Annual Loyalty Bonus | $15 |
Does Ann Taylor Mastercard have a signup bonus?
Yes, Ann Taylor Mastercard offers card users a signup bonus worth up to $20.
Does Ann Taylor Mastercard offer an annual loyalty bonus?
Yes, Ann Taylor Mastercard offers card users an annual bonus worth up to $15.
What are the Ann Taylor Mastercard benefits?
Ann Taylor Mastercard provides the following benefits:
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for Ann Taylor Mastercard?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Ann Taylor Mastercard has higher than average purchase APRs.Ann Taylor Mastercard has a variable purchase APR of 24.99%. The card has a variable balance transfer APR of 26.99% . It also has a variable cash advance APR of 24.99% .
Does Ann Taylor Mastercard have an introductory APR offer on balance transfers?
No, Ann Taylor Mastercard does not come with an introductory APR offer for balance transfers.Does Ann Taylor Mastercard have an introductory APR offer on new purchases?
Ann Taylor Mastercard does not offer an introductory rate on new purchases.Description | |
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Introductory Rate | N/A |
Purchase Intro APR Period (months) | N/A |
What are the fees for Ann Taylor Mastercard?
The following fees apply to Ann Taylor Mastercard:
- There is no overlimit fee
Fees | Amount |
---|---|
Annual Fee | $0 |
Overlimit Fee | $0 |
Foreign Transaction Fee | 3% |
Returned Payment Fee | up to $25 |
Late Payment Fee | up to $40 |
Does Ann Taylor Mastercard have a foreign transaction fee?
Ann Taylor Mastercard charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does Ann Taylor Mastercard report your account activity to credit bureaus?
Yes, Ann Taylor Mastercard reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Ann Taylor Mastercard
- Visit the Ann Taylor Mastercard website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
12921 South Vista Station Boulevard
Salt Lake County
Draper, UT 84020 - Visit Site
Other Services by Comenity

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Feature Breakdown
Every Purchase (Points) | 5 points for every $1 spent |
Ann Taylor Mastercard Community Reviews
Would you recommend Ann Taylor Mastercard to your friends?
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