Community First CU Visa® Credit Card

Community First CU Visa® Credit Card Review

This is a rewards credit card issued by Community First Credit Union. If you're wondering whether Community First CU Visa® Credit Card is the right card for you, read on.

Key Takeaways

• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.

Pros & Cons of Community First CU Visa® Credit Card

The Good	The Bad
No annual fee. Cardholders can earn rewards on their purchases. Community First CU Visa® Credit Card reports to multiple credit bureaus.	Does not offer a signup bonus. You don't earn rewards on every purchase. Does not include many credit card benefits.

Community First CU Visa® Credit Card FAQ

Does Community First CU Visa® Credit Card have a cash back or rewards program?

Community First CU Visa® Credit Card is a rewards card.

Community First CU Visa® Credit Card Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	N/A

What are the relevant APRs for Community First CU Visa® Credit Card?

The card has a fixed balance transfer APR that ranges from 12.99% up to 18.99%. It also has a fixed cash advance APR that ranges from 12.99% up to 18.99%.

What are the fees for Community First CU Visa® Credit Card?

The following fees apply:

Community First CU Visa® Credit Card Fees

Fees	Amount
Annual Fee	$0

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Community First CU Visa® Credit Card report your account activity to credit bureaus?

Yes, Community First CU Visa® Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Community First CU Visa® Credit Card

• Visit the Community First CU Visa® Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.