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Crate & Barrel Mastercard

in Personal Credit Cards from Synchrony Bank

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Crate & Barrel Mastercard

Unaffiliated

in Personal Credit Cards from Synchrony Bank

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Highlights
Highlights
Purchase APR 26.74%
Balance Transfer APR N/A
Annual Fee $0
Credit Score Range 650 - 850

Overview

Who is this credit card designed for?

Crate & Barrel Mastercard is a a charge card issued by Synchrony Bank, which is based in Draper, UT. 

Crate & Barrel Mastercard is designed for people with a credit score of 650 to 850. It's perfect for consumers looking for a card without an annual fee. A rewards program is included that allows you to convert your purchases into travel, gifts, or other perks.

What are the relevant APRs?

Crate & Barrel Mastercard is a charge card and therefore doesn't have interest charges. You must pay your balance in full every month.

Is an introductory APR offer available?

No, Crate & Barrel Mastercard does not come with an introductory APR offer for balance transfers.

Crate & Barrel Mastercard does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to Crate & Barrel Mastercard:

  • There is no annual fee.
  • A late payment penalty of up to $38.
  • Crate & Barrel Mastercard does not charge a returned payment fee.
  • A foreign transaction fee of 3%. Transactions in a foreign currency get hit with a 3% fee. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $30.

Is a rewards program offered?

Crate & Barrel Mastercard offers a rewards program to its customers. This card features rewards for purchases in the following categories:

  • Every Purchase
  • Groceries
  • Retail

Is a signup bonus offered?

Crate & Barrel Mastercard doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

Crate & Barrel Mastercard doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 Crate & Barrel Mastercard provides the following benefits:

  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Reports to major credit bureaus
  • Does Crate & Barrel Mastercard report your account activity to credit bureaus?

    Crate & Barrel Mastercard reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian

    Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Contact

    • Headquarters
    •   170 West Election Road, Suite 125
      Draper, UT 84020 USA
    •   Visit Site

    Other Services by Synchrony Bank

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    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Grace Period for Late Payment (Days) 23
    Annual Fee $0
    No Annual Fee  
    Returned Payment Fee $27
    Minimum Interest Charge $2
    Late Fee Amount $38
    Cash Advance Fee (%) 29.99%
    Cash Advance Fee Minimum $10
    Foreign Currency Transaction Fee 3%
    Minimum Age 18
    Credit Score Range 650 - 850
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Customer Type Personal
    Extended Warranty  
    Fraud Liability  
    Emergency Support  
    Credit Card Benefits
    • Emergency Support
    • Extended Warranty Protection
    • Fraud Liability
    • Purchase Protection
    All Other Purchases Earn 10% back in reward dollars on merchandise purchases at Crate and Barrel and CB2 or receive 6 months special financing on merchandise purchases of $749 or more. 2% back in reward dollars on grocery store purchases.
    Every Purchase 1% back in reward dollars on all other purchases.
    Rewards Categories
    • Every Purchase
    • Groceries
    • Retail
    Purchase APR (Variable APR) 26.74%
    Balance Computation Daily Balance

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