
Crate & Barrel Mastercard
Would you recommend Crate & Barrel Mastercard to your friends?
Community Rating |
Rating not yet determined |
Purchase APR (Variable APR) | 24.74% |
Balance Transfer APR (Variable APR) | N/A |
Credit Score Range | 650 - 850 |
Annual Fee | $0 |
Crate & Barrel Mastercard Review
This is a store cashback card issued by Synchrony Bank. If you're wondering whether Crate and Barrel credit card is the right card for you, read on.
Key Takeaways
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 24.74%
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, purchase protection, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Crate and Barrel credit card
The Good | The Bad |
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Crate and Barrel credit card FAQ
Does Crate and Barrel credit card have a cash back or rewards program?
No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
What are the Crate and Barrel credit card benefits?
It provides the following benefits:
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Crate and Barrel credit card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.Crate & Barrel Mastercard has a variable purchase APR of 24.74%. It also has a variable cash advance APR of 29.99% .
Does Crate and Barrel credit card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Crate and Barrel credit card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Crate and Barrel credit card?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | $0 |
Foreign Transaction Fee | 3% |
Returned Payment Fee | $29 |
Late Payment Fee | up to $40 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does Crate and Barrel credit card have a foreign transaction fee?
Crate and Barrel credit card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Crate and Barrel credit card?
The Crate and Barrel credit card customer service number is (866) 226-5638.
What is the support contact email for Crate and Barrel credit card?
The support contact email for Crate and Barrel credit card is customer.service@mail.synchronybank.com.
What is the Crate and Barrel credit card login page?
You can access the Crate and Barrel credit card login page here.
How do people rate the customer service and user experience of Crate and Barrel credit card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Crate & Barrel Mastercard report your account activity to credit bureaus?
Yes, Crate & Barrel Mastercard reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Crate and Barrel credit card
- Visit the Crate and Barrel credit card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Message From Crate and Barrel credit card
Contact
- Headquarters
-
200 Crossing Blvd Suite 101
Bridgewater, NJ 08807 USA - (866) 226-5638
- Visit Site
- Email Support
Other Services by Synchrony Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Cash Advance Fee Minimum | $10 |
Cash Advance Fee (%) | Up to 5% |
Minimum Cash Advance Fee ($) | Starting at $10 |
Foreign Currency Transaction Fee | 3% |
No Annual Fee | |
Annual Fee | $0 |
Minimum Interest Charge | $2 |
No Interest Grace Period for Late Payment | 23 days |
Returned Payment Fee | $29 |
Late Fee Amount | Up to $40 |
Crate & Barrel Mastercard Community Reviews
Would you recommend Crate & Barrel Mastercard to your friends?
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