If you're wondering whether Crate & Barrel Mastercard is the right card for you, read on. This is everything you need to know to make a good choice.
High APRs. This is not a great card for people who carry a balance. It has a
variable
purchase APR
of 26.74%
No annual fee. This is a great options for people looking for a low-maintenance rewards card. It gives rewards on your purchases but you don't have to pay an annual fee for the privilege.
Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases,
purchase protection, and fraud protection.
Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.
The Good
The Bad
No annual fee.
Multiple credit card perks.
Earn rewards on every purchase.
Crate & Barrel Mastercard reports to multiple credit bureaus.
Cardholders can earn rewards on their purchases.
Extended warranty on purchases.
Higher than average purchase APRs.
Does not offer a signup bonus.
Charges a foreign transaction fee of 3%.
Is there a Crate & Barrel Mastercard cash back or rewards program?
Crate & Barrel Mastercard offers a rewards program to its customers.
Crate & Barrel Mastercard Rewards
Rewards rate (all purchases)
N/A
Max rewards rate
N/A
Annual rewards limit
N/A
Signup Bonus ($)
N/A
Signup Bonus Spend Requirement
$0
Does Crate & Barrel Mastercard have a signup bonus?
Crate & Barrel Mastercard doesn't offer a cash signup bonus.
Does Crate & Barrel Mastercard offer an annual loyalty bonus?
Crate & Barrel Mastercard doesn't offer a cash loyalty bonus.
What are the Crate & Barrel Mastercard benefits?
Crate & Barrel Mastercard provides the following benefits:
Emergency Support
Extended Warranty Protection
Zero fraud liability
Reports to major credit bureaus
What are the relevant APRs for Crate & Barrel Mastercard?
Crate & Barrel Mastercard is a charge card and therefore doesn't have interest charges. You must pay your balance in full every month.
What are the Crate & Barrel Mastercard fees?
The following fees apply to Crate & Barrel Mastercard:
Crate & Barrel Mastercard Fees
Fees
Amount
Annual Fee
$0
Foreign Transaction Fee
3%
Returned Payment Fee
$27
Late Payment Fee
$38
Does Crate & Barrel Mastercard have a foreign transaction fee?
Crate & Barrel Mastercard charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.
Does Crate & Barrel Mastercard report your account activity to credit bureaus?
Crate & Barrel Mastercard reports your account activity to the following credit reporting agencies:
Equifax
Experian
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for Crate & Barrel Mastercard
Visit the Crate & Barrel Mastercard website.
Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
Check the information is accurate and submit your application.
If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Contact
Headquarters
200 Crossing Blvd Suite 101 Bridgewater, NJ 08807 USA
Rating not yet determined In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote