Credit One Bank® Platinum Visa for Rebuilding CreditUnaffiliated Visit Site
Credit One Bank® Platinum Visa for Rebuilding CreditUnaffiliated
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Who is this credit card designed for?
Credit One Bank® Platinum Visa for Rebuilding Credit is a credit card issued by Credit One Bank, which is based in Las Vegas, NV.
Credit One Bank® Platinum Visa for Rebuilding Credit is designed for people with a credit score of 560 to 700. It's perfect for consumers looking for a card without an annual fee. It is also designed for people who want a cashback rewards program. This card allows you to earn cash on the purchases you make. Credit One Bank is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit.
What are the relevant APRs?
Credit One Bank® Platinum Visa for Rebuilding Credit has a variable purchase APR that ranges from 19.74% up to 25.74%.
It also has a variable cash advance APR starting at 25.74%.
Is an introductory APR offer available?
No, Credit One Bank® Platinum Visa for Rebuilding Credit does not come with an introductory APR offer for balance transfers.
Credit One Bank® Platinum Visa for Rebuilding Credit does not offer an introductory rate on new purchases.
What are the fees?
The following fees apply to Credit One Bank® Platinum Visa for Rebuilding Credit:
- There is no annual fee.
- A late payment penalty of $37.
- A returned payment fee of $35.
- There is no overlimit fee
- A foreign transaction fee of 3%. Transactions in a foreign currency get hit with a 3% fee. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $30.
Is a rewards program offered?
The rewards program. allows you to earn cash with every purchase you make. This card features rewards for purchases in the following categories:
Is a signup bonus offered?
Credit One Bank® Platinum Visa for Rebuilding Credit doesn't offer a cash signup bonus.
Is an annual loyalty bonus offered?
Credit One Bank® Platinum Visa for Rebuilding Credit doesn't offer a cash loyalty bonus.
What additional benefits are offered?
Credit One Bank® Platinum Visa for Rebuilding Credit provides the following benefits:
- Free Credit Score
- Auto Rental Collision Damage Waiver
- Fraud Liability
- Travel Accident Insurance
- Reports to major credit bureaus
Does Credit One Bank® Platinum Visa for Rebuilding Credit report your account activity to credit bureaus?
Credit One Bank® Platinum Visa for Rebuilding Credit reports your account activity to the following credit reporting agencies:
Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.
- Washington, DC
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia
|Grace Period for Late Payment (Days)||24|
|No Annual Fee|
|Late Payment Penalty||$37|
|Returned Payment Fee||$35|
|Minimum Interest Charge||$1|
|Foreign Currency Transaction Fee||3%|
|Credit Score Range||
560 - 700
850 300 560 700
|Immigration Status Considered||
|Employment Statuses Considered||
|Supported Income Types||
|Credit Card Benefits||
|Every Purchase||1% cash back on gas and groceries|
|Purchase APR (Variable APR)||19.74% - 25.74%|
|Cash Advance APR (Variable APR)||Starting at 25.74%|
|Balance Computation||average daily balance (including new purchases)|
Credit One Bank Personal Credit Cards
Balance Transfer APR
Credit Score Range
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