SuperMoney

Credit One Bank® Platinum Visa for Rebuilding Credit

in Personal Credit Cards

Unaffiliated Visit Site

Credit One Bank® Platinum Visa for Rebuilding Credit

Unaffiliated

in Personal Credit Cards

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend Credit One Bank® Platinum Visa for Rebuilding Credit to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Overview

Who is this credit card designed for?

Credit One Bank® Platinum Visa for Rebuilding Credit is a credit card issued by Credit One Bank, which is based in Las Vegas, NV.

Credit One Bank® Platinum Visa for Rebuilding Credit is designed for people with a credit score of 560 to 700. It's perfect for consumers looking for a card without an annual fee. It is also designed for people who want a cashback rewards program. This card allows you to earn cash on the purchases you make.

What are the relevant APRs?

Credit One Bank charges a variable APR on new purchases that ranges from 17.49% to 25.49%.

Is an introductory APR offer available?

No, Credit One Bank® Platinum Visa for Rebuilding Credit does not come with an introductory APR offer.

What are the fees?

The following fees apply to Credit One Bank® Platinum Visa for Rebuilding Credit:

  • There is no annual fee
  • A late payment penalty of $37.
  • A returned payment fee of $35.
  • There is no overlimit fee
  • A foreign transaction fee of 3%. Transactions in a foreign currency get hit with a 3% fee. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $30.

Is a rewards program offered?

The rewards program allows you to earn cash with every purchase you make. This card features rewards for purchases in the following categories:

  • Gas
  • Groceries

Is a signup bonus offered?

Credit One Bank® Platinum Visa for Rebuilding Credit doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

Credit One Bank® Platinum Visa for Rebuilding Credit doesn't offer a cash loyalty bonus.

What additional benefits are offered?

Credit One Bank® Platinum Visa for Rebuilding Credit provides the following benefits:

  • Fraud liability
  •  

    SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Contact

    Availability

    Available in 50 States and Washington, DC
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Grace Period / Deferred Interest (Months)
    24
    Over-Limit Fee
    $0
    Annual Fee
    $0
    No Annual Fee
    Late Payment Penalty
    $37
    Returned Payment Fee
    $35
    Minimum Interest Charge
    $1
    Foreign Currency Transaction Fee
    3%
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Credit Score Range
    560 - 700
    850 300 560 700
    Minimum Age
    18
    Co-signing Allowed
    Customer Type
    Personal
    Card Type
    • Bad Credit
    • Cash Back
    • Gas
    Card Network
    • Visa
    Credit Card Benefits
    • Auto Rental Collision Damage Waiver
    • Fraud Liability
    • Free Credit Score
    • ID Theft Protection
    • Travel Accident Insurance
    Fraud Liability
    Rewards Categories
    • Gas
    • Groceries
    Every Purchase
    1% cash back on gas and groceries
    Purchases APR (variable)
    17.49% - 25.49%
    0% 29%
    Balance Computation
    average daily balance (including new purchases)

    Be the first to rate

    Would you recommend Credit One Bank® Platinum Visa for Rebuilding Credit to your friends?

    Before we publish your vote:

    Please explain your vote by sharing your experience.

    Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

    Please write a review to submit your vote
    Cancel my vote
    (will require moderator approval)

    Other Personal Credit Cards

    Credit One Bank Personal Credit Cards

    Product

    Reviews

    Purchases APR (variable)

    Balance Transfer APR (variable)

    Annual Fee

    Credit Score Range

    Credit One Bank® Platinum Visa® with Cash Back Rewards
    Purchases APR (variable) 17.49% - 25.49% 0% 29%
    Balance Transfer APR (variable) N/A Balance Transfer APR (variable)
    Annual Fee $0 Annual Fee
    Credit Score Range 560 - 700 300 850