
Deserve Pro Mastercard
in Personal Credit Cards from Deserve Inc.
Would you recommend Deserve Pro Mastercard to your friends?
Community Rating |
Rating not yet determined |
Purchase APR (Variable APR) | 16.99% - 23.99% |
Balance Transfer APR (Variable APR) | N/A |
Credit Score Range | 700 - 850 |
Annual Fee | $0 |
Deserve Pro Mastercard Review
Deserve Pro Mastercard is a cashback credit card issued by Deserve Inc.. If you're wondering whether Deserve Pro Mastercard is the right card for you, read on. This is everything you need to know to make a good choice.
- Generous reward rate. You will get a cashback rewards rate of up to 3%.
- Competitive APRs. Deserve Pro Mastercard has a variable purchase APR that ranges from 16.99% up to 23.99%.
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your purchases, but you don't have to pay an annual fee for the privilege.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Accepts cosigners. Deserve Inc. is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, identity theft protection, price protection, travel accident insurance, travel assistance, and fraud protection.
- Good or better credit required. You should probably try with another card if your credit score is below 700.
The Good | The Bad |
---|---|
|
|
Is there a Deserve Pro Mastercard cash back or rewards program?
No, Deserve Pro Mastercard does not offer a rewards program. Deserve Pro Mastercard is a cashback card. This means you earn a percentage of your purchase as a cash reward. With Deserve Pro Mastercard you receive 1% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash. However, you can earn up to 3% for purchases in a bonus category.
What are the Deserve Pro Mastercard benefits?
Deserve Pro Mastercard provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Price Protection
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Deserve Pro Mastercard?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance.Deserve Pro Mastercard has a variable purchase APR that ranges from 16.99% up to 23.99%.
Does Deserve Pro Mastercard have an introductory APR offer on balance transfers?
No, Deserve Pro Mastercard does not come with an introductory APR offer for balance transfers.Does Deserve Pro Mastercard have an introductory APR offer on new purchases?
Deserve Pro Mastercard does not offer an introductory rate on new purchases.Description |
---|
What are the fees for Deserve Pro Mastercard?
The following fees apply to Deserve Pro Mastercard:
- There is no overlimit fee
Fees | Amount |
---|---|
Annual Fee | $0 |
Overlimit Fee | $0 |
Foreign Transaction Fee | 0% |
Returned Payment Fee | $37 |
Late Payment Fee | $25 |
Does Deserve Pro Mastercard have a foreign transaction fee?
Deserve Pro Mastercard does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.Does Deserve Pro Mastercard report your account activity to credit bureaus?
Yes, Deserve Pro Mastercard reports your account activity to the following credit reporting agencies:
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Deserve Pro Mastercard
- Visit the Deserve Pro Mastercard website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1010 Doyle St. Suite 200
Menlo Park, CA 94025 - Visit Site
About Deserve Pro Mastercard

Message From Deserve Inc.
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Foreign Currency Transaction Fee | 0% |
No Annual Fee | |
No Foreign Transaction Fee | |
Annual Fee | $0 |
Over-Limit Fee | $0 |
No Interest Grace Period for Late Payment | 23 days |
Paper Statement Fee | $0 |
Minimum Interest Charge | $1 |
Returned Payment Fee | $37 |
Late Fee Amount | $25 |
Deserve Pro Mastercard Community Reviews
Would you recommend Deserve Pro Mastercard to your friends?
Deserve Inc. Personal Credit Cards
- Amazon.com Store Card
- America First Credit Union Platinum Rewards Credit Card
- BCS Community Credit Union Visa Credit Card
- Burt Brothers Tire and Service Credit Card
- Citi / AAdvantage Platinum Select World Elite Mastercard
- Express Next Credit Card
- First Bank & Trust Co. Real Rewards Card
- Florida Credit Union Platinum Reward Credit Card
- Hibdon Tires Plus Credit Card
- IH Mississippi Valley Credit Union 7.9% APR Relationship Credit Card
- Merchants Bank Visa Platinum ScoreCard-Merchandise
- New England Federal Credit Union Visa Explorer Credit Card