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  Home & Garden Showplace Discover

Home & Garden Showplace Discover

in Personal Credit Cards from Discover Bank

Claimed

Home & Garden Showplace Discover

Claimed

in Personal Credit Cards from Discover Bank

SuperMoney Net Recommendation Score -50% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly not recommended

0 users recommend
1 user is unsure
1 user doesn't recommend
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Highlights
Highlights
Community Rating Mostly not recommended
Annual Fee $0
Purchase APR  (Variable APR) 15.49% - 26.49%
Balance Transfer APR  (Variable APR) Starting at 27.49%
Credit Score Range 640 - 850

Home & Garden Showplace Discover Review

Home & Garden Showplace Discover is a store rewards credit card issued by Discover Bank. 

Fair credit. This card is designed for people with fair credit. The minimum credit score to apply is 640.

Accepts cosigners. Discover Bank is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit.

If you're wondering whether Home & Garden Showplace Discover is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a Home & Garden Showplace Discover cash back or rewards program?

Home & Garden Showplace Discover offers a rewards program to its customers.

This card features rewards for purchases in the following categories:

  • Every Purchase
  • Gas
  • Groceries
Home & Garden Showplace Discover Rewards
Rewards rate (all purchases) 1%
Max rewards rate 3%
Annual rewards limit N/A
Signup Bonus ($) $10

Does Home & Garden Showplace Discover have a signup bonus?

Yes, Home & Garden Showplace Discover offers card users a signup bonus worth up to $10.

Does Home & Garden Showplace Discover offer an annual loyalty bonus?

Home & Garden Showplace Discover doesn't offer a cash loyalty bonus.

What are the relevant APRs for Home & Garden Showplace Discover?

Home & Garden Showplace Discover has a variable purchase APR that ranges from 15.49% up to 26.49%. The card has a variable balance transfer APR starting at 27.49% .

It also has a variable cash advance APR starting at 27.49% .

Does Home & Garden Showplace Discover have an introductory APR offer?

No, Home & Garden Showplace Discover does not come with an introductory APR offer for balance transfers.

Home & Garden Showplace Discover does not offer an introductory rate on new purchases.

Home & Garden Showplace Discover Rates & Terms
Purchase APR 15.49% - 26.49%
Balance Transfer APR Starting at 27.49%
Cash Advance APR Starting at 27.49%

What are the Home & Garden Showplace Discover fees?

No Annual Fee. Home & Garden Showplace Discover does not charge an annual fee.

3% Foreign transaction fees. Home & Garden Showplace Discover charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

The following fees apply to Home & Garden Showplace Discover:

Home & Garden Showplace Discover Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 3%
Balance Transfer Fee 3%
Minimum Balance Transfer Fee $10
Returned Payment Fee $38
Late Payment Fee $38

Does Home & Garden Showplace Discover report your account activity to credit bureaus?

Home & Garden Showplace Discover reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion
  • Innovis

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for Home & Garden Showplace Discover

  • Visit the Discover Bank website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Interest Grace Period for Late Payment 23
Annual Fee $0
No Annual Fee  
Returned Payment Fee $38
Minimum Interest Charge $2
Late Fee Amount $38
Balance Transfer Fee % 3%
Balance Transfer Fee Minimum $10
Foreign Currency Transaction Fee 3%
Minimum Age 18
Co-signing Allowed  
Credit Score Range 640 - 850
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type Personal
Rewards Categories
  • Every Purchase
  • Gas
  • Groceries
Bonus Rewards 3x
Every Purchase 1x
Signup Bonus $10
Purchase APR (Variable APR) 15.49% - 26.49%
Cash Advance APR (Variable APR) Starting at 27.49%
Balance Computation daily balance
Balance Transfer APR (Variable APR) Starting at 27.49%

Home & Garden Showplace Discover Community Reviews

 
 

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