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  Home & Garden Showplace Discover

Home & Garden Showplace Discover

in Personal Credit Cards from Discover Bank

Claimed

Home & Garden Showplace Discover

Claimed

in Personal Credit Cards from Discover Bank

Net Recommendation Score -50% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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1 user doesn't recommend
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Community Rating

Rating not yet determined

In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Annual Fee $0
Purchase APR  (Variable APR) 15.49% - 26.49%
Balance Transfer APR  (Variable APR) Starting at 27.49%
Credit Score Range 640 - 850

Home & Garden Showplace Discover Review

Home & Garden Showplace Discover is a store rewards credit card issued by Discover Bank. 

This card is designed for people with fair credit. The minimum credit score to apply is 640. Discover Bank is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit. If you're wondering whether Home & Garden Showplace Discover is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a Home & Garden Showplace Discover cash back or rewards program?

Home & Garden Showplace Discover offers a rewards program to its customers.

Home & Garden Showplace Discover Rewards
Rewards rate (all purchases) 1%
Max rewards rate 3%
Annual rewards limit N/A
Signup Bonus ($) $10

Does Home & Garden Showplace Discover have a signup bonus?

Yes, Home & Garden Showplace Discover offers card users a signup bonus worth up to $10.

Does Home & Garden Showplace Discover offer an annual loyalty bonus?

Home & Garden Showplace Discover doesn't offer a cash loyalty bonus.

What are the relevant APRs for Home & Garden Showplace Discover?

Home & Garden Showplace Discover has a variable purchase APR that ranges from 15.49% up to 26.49%. The card has a variable balance transfer APR starting at 27.49% .

It also has a variable cash advance APR starting at 27.49% .

Does Home & Garden Showplace Discover have an introductory APR offer?

No, Home & Garden Showplace Discover does not come with an introductory APR offer for balance transfers. Home & Garden Showplace Discover does not offer an introductory rate on new purchases.
Home & Garden Showplace Discover Balance Transfers
Description
Balance Transfer APR Starting at 27.49%
Introductory Rate N/A
Intro APR period (months) N/A
Home & Garden Showplace Discover Rates & Terms
Description
Balance Computation daily balance
Purchase APR 15.49% - 26.49%
Credit Limit N/A
Penalty APR N/A
Cash Advance APR Starting at 27.49%
Introductory Rate N/A
Intro APR period (months) N/A

What are the Home & Garden Showplace Discover fees?

The following fees apply to Home & Garden Showplace Discover:

Home & Garden Showplace Discover Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 3%
Balance Transfer Fee 3%
Minimum Balance Transfer Fee $10
Returned Payment Fee $38
Late Payment Fee $38

Does Home & Garden Showplace Discover have a foreign transaction fee?

Home & Garden Showplace Discover charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Does Home & Garden Showplace Discover report your account activity to credit bureaus?

Home & Garden Showplace Discover reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion
  • Innovis

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Home & Garden Showplace Discover

  • Visit the Home & Garden Showplace Discover website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Annual Fee $0
No Annual Fee  
No Interest Grace Period for Late Payment 23
Balance Transfer Fee % 3%
Balance Transfer Fee Minimum $10
Foreign Currency Transaction Fee 3%
Late Fee Amount $38
Minimum Interest Charge $2
Returned Payment Fee $38
Co-signing Allowed  
Customer Type Personal
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Minimum Age 18
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Credit Score Range 640 - 850
Card Network
  • Discover
Card Type
  • Gas
  • Rewards
  • Store Card
Credit Bureau Reporting
  • Equifax
  • Experian
  • Innovis
  • TransUnion
Bonus Rewards 3x
Every Purchase 1x
Rewards Categories
  • Every Purchase
  • Gas
  • Groceries
Signup Bonus $10
Cash Advance APR (Variable APR) Starting at 27.49%
Purchase APR (Variable APR) 15.49% - 26.49%
Balance Computation daily balance
Balance Transfer APR (Variable APR) Starting at 27.49%

Home & Garden Showplace Discover Community Reviews

 

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Discover Bank Personal Credit Cards

Product

Reviews

Annual Fee

Purchase APR

Balance Transfer APR

Credit Score Range

Discover it Miles Travel Credit Card
Annual Fee $0 Annual Fee
Purchase APR 14.24% - 25.24%
(Variable APR)
    0% 36% Variable APR
Balance Transfer APR 14.24% - 25.24%
(Variable APR)
    8% 29% Variable APR
Credit Score Range 700 - 850     300 850
Discover it Cash Back Card

Discover it Cash Back Card

2
3
1
6 total votes
Annual Fee $0 Annual Fee
Purchase APR 14.24% - 25.24%
(Variable APR)
    0% 36% Variable APR
Balance Transfer APR 14.24% - 25.24%
(Variable APR)
    8% 29% Variable APR
Credit Score Range 680 - 850     300 850
Discover it Chrome Gas & Restaurant Card
Annual Fee $0 Annual Fee
Purchase APR 14.24% - 25.24%
(Variable APR)
    0% 36% Variable APR
Balance Transfer APR 14.24% - 25.24%
(Variable APR)
    8% 29% Variable APR
Credit Score Range 690 - 850     300 850
Discover it with Cashback Match

Discover it with Cashback Match

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Annual Fee $0 Annual Fee
Purchase APR 11.99% - 23.99%
(Variable APR)
    0% 36% Variable APR
Balance Transfer APR 11.99% - 23.99%
(Variable APR)
    8% 29% Variable APR
Credit Score Range 700 - 850     300 850
Discover it Secured Credit Card

Discover it Secured Credit Card

Be the first to rate

Annual Fee $0 Annual Fee
Starting Purchase APR 25.24% Starting Variable APR
Starting Balance Transfer APR 25.24% Starting Variable APR
Credit Score Range 300 - 700     300 850