Home & Garden Showplace Discover
in Personal Credit Cards from Discover Bank
Would you recommend Home & Garden Showplace Discover to your friends?
| Community Rating | Mostly not recommended |
| Annual Fee | $0 |
| Purchase APR (Variable APR) | 15.49% - 26.49% |
| Balance Transfer APR (Variable APR) | Starting at 27.49% |
| Credit Score Range | 640 - 850 |
Home & Garden Showplace Discover Review
Home & Garden Showplace Discover is a store rewards credit card issued by Discover Bank.
This card is designed for people with fair credit. The minimum credit score to apply is 640. Discover Bank is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit. If you're wondering whether Home & Garden Showplace Discover is the right card for you, read on. This is everything you need to know to make a good choice.
Is there a Home & Garden Showplace Discover cash back or rewards program?
Home & Garden Showplace Discover offers a rewards program to its customers.
| Rewards rate (all purchases) | 1% |
| Max rewards rate | 3% |
| Annual rewards limit | N/A |
| Signup Bonus ($) | $10 |
Does Home & Garden Showplace Discover have a signup bonus?
Yes, Home & Garden Showplace Discover offers card users a signup bonus worth up to $10.
Does Home & Garden Showplace Discover offer an annual loyalty bonus?
Home & Garden Showplace Discover doesn't offer a cash loyalty bonus.What are the relevant APRs for Home & Garden Showplace Discover?
Home & Garden Showplace Discover has a variable purchase APR that ranges from 15.49% up to 26.49%. The card has a variable balance transfer APR starting at 27.49% .
It also has a variable cash advance APR starting at 27.49% .
Does Home & Garden Showplace Discover have an introductory APR offer?
No, Home & Garden Showplace Discover does not come with an introductory APR offer for balance transfers. Home & Garden Showplace Discover does not offer an introductory rate on new purchases.| Purchase APR | 15.49% - 26.49% |
| Balance Transfer APR | Starting at 27.49% |
| Cash Advance APR | Starting at 27.49% |
What are the Home & Garden Showplace Discover fees?
The following fees apply to Home & Garden Showplace Discover:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 3% |
| Balance Transfer Fee | 3% |
| Minimum Balance Transfer Fee | $10 |
| Returned Payment Fee | $38 |
| Late Payment Fee | $38 |
Does Home & Garden Showplace Discover have a foreign transaction fee?
Home & Garden Showplace Discover charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does Home & Garden Showplace Discover report your account activity to credit bureaus?
Home & Garden Showplace Discover reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
- Innovis
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for Home & Garden Showplace Discover
- Visit the Discover Bank website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
502 E. Market Street
Greenwood, DE 19950 USA - Visit Site
Other Services by Discover Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Interest Grace Period for Late Payment | 23 |
| Annual Fee | $0 |
| No Annual Fee | |
| Returned Payment Fee | $38 |
| Minimum Interest Charge | $2 |
| Late Fee Amount | $38 |
| Balance Transfer Fee % | 3% |
| Balance Transfer Fee Minimum | $10 |
| Foreign Currency Transaction Fee | 3% |
Home & Garden Showplace Discover Community Reviews
Would you recommend Home & Garden Showplace Discover to your friends?
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