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Home & Garden Showplace Discover
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| Community Rating |
Rating not yet determined |
| Purchase APR (Variable APR) | 15.49% - 26.49% |
| Balance Transfer APR (Variable APR) | Starting at 27.49% |
| Credit Score Range | 640 - 850 |
| Annual Fee | $0 |
Home & Garden Showplace Discover Review
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Home & Garden Showplace Discover is no longer available to new customers on SuperMoney. Click here to compare Credit Cards and quickly find the best options for your needs. |
This is a store rewards credit card issued by Discover Bank. If you're wondering whether Home & Garden Showplace Discover is the right card for you, read on.
Key Takeaways
- Generous reward rate. You can get a rewards rate of up to 3x.
- Signup bonus. Offers a signup bonus of up to $10.
- Competitive APRs. Home & Garden Showplace Discover has a variable purchase APR that ranges from 15.49% up to 26.49%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. Home & Garden Showplace Discover charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Accepts cosigners. Discover Bank is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
- Fair or better credit required. You will have good approval odds if your credit score is above 640.
Pros & Cons of Home & Garden Showplace Discover
| The Good | The Bad |
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Home & Garden Showplace Discover FAQ
Does Home & Garden Showplace Discover have a cash back or rewards program?
Home & Garden Showplace Discover is a rewards card.
| Minimum rewards rate | 1x |
| Max rewards rate | 3x |
| Annual rewards limit | N/A |
| Signup Bonus ($) | Starting at $10 |
Does Home & Garden Showplace Discover have a signup bonus?
Yes, it offers card users a signup bonus worth up to $10.
Does Home & Garden Showplace Discover offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the relevant APRs for Home & Garden Showplace Discover?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Home & Garden Showplace Discover has a variable purchase APR that ranges from 15.49% up to 26.49%. The card has a variable balance transfer APR starting at 27.49% . It also has a variable cash advance APR starting at 27.49% .
Does Home & Garden Showplace Discover have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Home & Garden Showplace Discover have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Home & Garden Showplace Discover?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 3% |
| Returned Payment Fee | $38 |
| Late Payment Fee | $38 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Home & Garden Showplace Discover have a foreign transaction fee?
Home & Garden Showplace Discover charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Home & Garden Showplace Discover?
The Home & Garden Showplace Discover customer service number is (800) 347-2683.
What is the support contact email for Home & Garden Showplace Discover?
The support contact email for Home & Garden Showplace Discover is service@email.discover.com.
What is the Home & Garden Showplace Discover login page?
You can access the Home & Garden Showplace Discover login page here.
How do people rate the customer service and user experience of Home & Garden Showplace Discover?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Home & Garden Showplace Discover report your account activity to credit bureaus?
Yes, Home & Garden Showplace Discover reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
- Innovis
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Home & Garden Showplace Discover
- Visit the Home & Garden Showplace Discover website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
2500 Lake Cook Rd
Riverwoods, IL 60015 USA - (800) 347-2683
- Visit Site
- Email Support
Other Services by Discover Bank
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
| Foreign Currency Transaction Fee | 3% |
| No Annual Fee | |
| Annual Fee | $0 |
| Minimum Interest Charge | $2 |
| No Interest Grace Period for Late Payment | 23 days |
| Returned Payment Fee | $38 |
| Late Fee Amount | $38 |
Home & Garden Showplace Discover Community Reviews
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