SuperMoney 

Home & Garden Showplace Discover

in Personal Credit Cards from Discover Bank

Unaffiliated Apply Now

Home & Garden Showplace Discover

Unaffiliated

in Personal Credit Cards from Discover Bank

SuperMoney Net Recommendation Score -50% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly not recommended

0 users recommend
1 user is unsure
1 user doesn't recommend
Cast your vote
Cast your vote

Would you recommend Home & Garden Showplace Discover to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
Community Rating Mostly not recommended
Purchase APR 15.49% - 26.49%
Balance Transfer APR Starting at 27.49%
Annual Fee $0
Credit Score Range 640 - 850

Overview

Who is this credit card designed for?

Home & Garden Showplace Discover is a store credit card issued by Discover Bank, which is based in Greenwood, DE. 

Home & Garden Showplace Discover is designed for people with a credit score of 640 to 850. It's perfect for consumers looking for a card without an annual fee. A rewards program is included that allows you to convert your purchases into travel, gifts, or other perks. Discover Bank is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit.

What are the relevant APRs?

Home & Garden Showplace Discover has a variable purchase APR that ranges from 15.49% up to 26.49%.

The card has a variable balance transfer APR starting at 27.49%.

It also has a variable cash advance APR starting at 27.49%.

Is an introductory APR offer available?

No, Home & Garden Showplace Discover does not come with an introductory APR offer for balance transfers.

Home & Garden Showplace Discover does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to Home & Garden Showplace Discover:

  • There is no annual fee.
  • A late payment penalty of up to $38.
  • Home & Garden Showplace Discover does not charge a returned payment fee.
  • A foreign transaction fee of 3%. Transactions in a foreign currency get hit with a 3% fee. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $30.

Is a rewards program offered?

Home & Garden Showplace Discover offers a rewards program to its customers. This card features rewards for purchases in the following categories:

  • Every Purchase
  • Gas
  • Groceries

Is a signup bonus offered?

Yes, Home & Garden Showplace Discover offers card users a signup bonus worth up to $10.

Is an annual loyalty bonus offered?

Home & Garden Showplace Discover doesn't offer a cash loyalty bonus.

Does Home & Garden Showplace Discover report your account activity to credit bureaus?

Home & Garden Showplace Discover reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion
  • Innovis

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period for Late Payment (Days) 23
Annual Fee $0
No Annual Fee  
Returned Payment Fee $38
Minimum Interest Charge $2
Late Fee Amount $38
Balance Transfer Fee % 3%
Balance Transfer Fee Minimum $10
Foreign Currency Transaction Fee 3%
Minimum Age 18
Co-signing Allowed  
Credit Score Range 640 - 850
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type Personal
Bonus Rewards 3x
Every Purchase 1x
Rewards Categories
  • Every Purchase
  • Gas
  • Groceries
Signup Bonus $10
Purchase APR (Variable APR) 15.49% - 26.49%
Cash Advance APR (Variable APR) Starting at 27.49%
Balance Computation daily balance
Balance Transfer APR (Variable APR) Starting at 27.49%

Reviews

 
 

Would you recommend Home & Garden Showplace Discover to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Credit Cards

Discover Bank Personal Credit Cards

Product

Reviews

Purchase APR

Balance Transfer APR

Annual Fee

Credit Score Range

Discover it® Chrome Gas & Restaurant Card
Purchase APR 13.49% - 24.49%
(Variable APR)
    0% 32% Variable APR
Balance Transfer APR 13.49% - 24.49%
(Variable APR)
    8% 29% Variable APR
Annual Fee $0 Annual Fee
Credit Score Range 700 - 850     300 850
Discover it Card

Discover it Card

2
3
1
6 total votes
Purchase APR 13.49% - 24.49%
(Variable APR)
    0% 32% Variable APR
Balance Transfer APR 13.49% - 24.49%
(Variable APR)
    8% 29% Variable APR
Annual Fee $0 Annual Fee
Credit Score Range 700 - 850     300 850
Discover it Miles Travel Credit Card
Purchase APR 13.49% - 24.49%
(Variable APR)
    0% 32% Variable APR
Balance Transfer APR 13.49% - 24.49%
(Variable APR)
    8% 29% Variable APR
Annual Fee $0 Annual Fee
Credit Score Range 700 - 850     300 850
Discover it Secured Credit Card

Discover it Secured Credit Card

Be the first to rate

Starting Purchase APR 24.49% Starting Variable APR
Starting Balance Transfer APR 24.49% Starting Variable APR
Annual Fee $0 Annual Fee
Credit Score Range 300 - 700     300 850