Home & Garden Showplace Discover Review

Home & Garden Showplace Discover is a store rewards credit card issued by Discover Bank. If you're wondering whether Home & Garden Showplace Discover is the right card for you, read on. This is everything you need to know to make a good choice.

• Generous reward rate. You will get a a rewards rate of up to 3x.
• Signup bonus. Offers a signup bonus of $10.
• Competitive APRs. Home & Garden Showplace Discover has a variable purchase APR that ranges from 15.49% up to 26.49%.
• No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. Home & Garden Showplace Discover charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $10.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
• Accepts cosigners. Discover Bank is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
• Gas rewards.
• Fair or better credit required. You stand a chance of qualifying if your credit score is not below 640.