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  Home & Garden Showplace Discover

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Home & Garden Showplace Discover

Not Currently Available

Home & Garden Showplace Discover

Net Recommendation Score -50  

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of -50, equating to 2 on a 5 point rating scale.

-50

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

0 users recommend
1 user is unsure
1 user doesn't recommend
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Highlights
Community Rating

Rating not yet determined  

Purchase APR 15.49% - 26.49%
Balance Transfer APR Starting at 27.49%
Credit Score Range 640 - 850
Annual Fee $0

Home & Garden Showplace Discover Review

Home & Garden Showplace Discover is no longer available to new customers on SuperMoney.

Click here to compare Credit Cards and quickly find the best options for your needs.

This is a credit card issued by Discover Bank. If you're wondering whether Home & Garden Showplace Discover is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Generous reward rate. You will get a rewards rate of up to 3x.
  • Signup bonus. Offers a signup bonus of $10.
  • Competitive APRs. Home & Garden Showplace Discover has a variable purchase APR that ranges from 15.49% up to 26.49%.
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • 3% Balance transfer fee. Home & Garden Showplace Discover charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Accepts cosigners. Discover Bank is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
  • Fair or better credit required. You will have good approval odds if your credit score is above 640.
Pros & Cons of Home & Garden Showplace Discover
The Good The Bad
  • Potentially lower than average purchase APRs.
  • No annual fee.
  • Home & Garden Showplace Discover reports to multiple credit bureaus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 3%.
  • You don't earn rewards on every purchase.
  • Charges a 3% balance transfer fee.
  • Does not include many credit card benefits.
Home & Garden Showplace Discover FAQ

Does Home & Garden Showplace Discover have a cash back or rewards program?

No, it does not offer a rewards program.

What are the relevant APRs for Home & Garden Showplace Discover?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Home & Garden Showplace Discover has a variable purchase APR that ranges from 15.49% up to 26.49%. The card has a variable balance transfer APR starting at 27.49% . It also has a variable cash advance APR starting at 27.49% .

Does Home & Garden Showplace Discover have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Home & Garden Showplace Discover have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Home & Garden Showplace Discover?

The following fees apply:

Home & Garden Showplace Discover Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 3%
Returned Payment Fee $38
Late Payment Fee $38

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does Home & Garden Showplace Discover have a foreign transaction fee?

Home & Garden Showplace Discover charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the support contact email for Home & Garden Showplace Discover?

The support contact email for Home & Garden Showplace Discover is service@email.discover.com.

What is the Home & Garden Showplace Discover login page?

You can access the Home & Garden Showplace Discover login page here.

How do people rate the customer service and user experience of Home & Garden Showplace Discover?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Home & Garden Showplace Discover report your account activity to credit bureaus?

Yes, Home & Garden Showplace Discover reports your account activity to the following credit reporting agencies:

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Home & Garden Showplace Discover

  • Visit the Home & Garden Showplace Discover website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 23 days
Foreign Currency Transaction Fee 3%
Minimum Interest Charge $2
Returned Payment Fee $38
Late Fee Amount $38
Minimum Age 18
Co-signing Allowed
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 640 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
  • Innovis
Rewards Categories
  • Gas
  • Groceries
  • Every Purchase
Signup Bonus Starting at $10
Cash Advance APR Starting at 27.49%
Balance Computation daily balance
Purchase APR 15.49% - 26.49%
Balance Transfer APR Starting at 27.49%
Balance Transfer Fee Minimum $10
Balance Transfer Fee % 3%
Card Type
  • Rewards
  • Store Card
  • Gas
Card Network Discover

Home & Garden Showplace Discover Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of -50, equating to 2 on a 5 point rating scale.

-50

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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