
Earthmover Credit Union Visa Platinum Preferred
in Personal Credit Cards from Earthmover Credit Union
UnaffiliatedEarthmover Credit Union Visa Platinum Preferred
in Personal Credit Cards from Earthmover Credit Union
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Purchase APR (Variable APR) | Starting at 12.50 |
Balance Transfer APR (Variable APR) | Starting at 12.50 |
Credit Score Range | 600 - 699 |
Annual Fee | N/A |
Earthmover Credit Union Visa Platinum Preferred Review
Earthmover Credit Union Visa Platinum Preferred is a rewards credit card issued by Earthmover Credit Union. If you're wondering whether Earthmover Credit Union Visa Platinum Preferred is the right card for you, read on. This is everything you need to know to make a good choice.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, identity theft protection, purchase protection, and fraud protection.
- Fair or better credit required. You will have good approval oods if your credit score is above600.
The Good | The Bad |
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Is there a Earthmover Credit Union Visa Platinum Preferred cash back or rewards program?
Earthmover Credit Union Visa Platinum Preferred offers a rewards program to its customers. This card features rewards for purchases in the following categories:
Rewards rate (all purchases) | N/A |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Does Earthmover Credit Union Visa Platinum Preferred have a signup bonus?
Earthmover Credit Union Visa Platinum Preferred doesn't offer a cash signup bonus.Does Earthmover Credit Union Visa Platinum Preferred offer an annual loyalty bonus?
Earthmover Credit Union Visa Platinum Preferred doesn't offer a cash loyalty bonus.What are the Earthmover Credit Union Visa Platinum Preferred benefits?
Earthmover Credit Union Visa Platinum Preferred provides the following benefits:
- Free Credit Score
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Earthmover Credit Union Visa Platinum Preferred?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Earthmover Credit Union Visa Platinum Preferred has lower than average purchase APRs.Earthmover Credit Union Visa Platinum Preferred has a variable purchase APR starting at 12.50% . The card has a variable balance transfer APR starting at 12.50% . It also has a variable cash advance APR starting at 12.50% .
Does Earthmover Credit Union Visa Platinum Preferred have an introductory APR offer on balance transfers?
No, Earthmover Credit Union Visa Platinum Preferred does not come with an introductory APR offer for balance transfers.Does Earthmover Credit Union Visa Platinum Preferred have an introductory APR offer on new purchases?
Earthmover Credit Union Visa Platinum Preferred does not offer an introductory rate on new purchases.What are the fees for Earthmover Credit Union Visa Platinum Preferred?
The following fees apply to Earthmover Credit Union Visa Platinum Preferred:
- An overlimit fee of $29.
Fees | Amount |
---|---|
Annual Fee | |
Overlimit Fee | $29 |
Foreign Transaction Fee | 1% |
Returned Payment Fee | up to $29 |
Late Payment Fee | up to $29 |
Does Earthmover Credit Union Visa Platinum Preferred have a foreign transaction fee?
Earthmover Credit Union Visa Platinum Preferred charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does Earthmover Credit Union Visa Platinum Preferred report your account activity to credit bureaus?
Yes, Earthmover Credit Union Visa Platinum Preferred reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Earthmover Credit Union Visa Platinum Preferred
- Visit the Earthmover Credit Union Visa Platinum Preferred website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1735 N Farnsworth Ave,
Aurora, IL 60505 - (630) 844-4950
- Visit Site
About Earthmover Credit Union Visa Platinum Preferred

Availability
Feature Breakdown
No Interest Grace Period for Late Payment | 25 days |
Foreign Currency Transaction Fee | 1 |
Over-Limit Fee | 29 |
Returned Payment Fee | Up to 29 |
Late Fee Amount | Up to 29 |
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