Earthmover Credit Union Visa Platinum Preferred
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| Purchase APR (Variable APR) | Starting at 12.50 |
| Balance Transfer APR (Variable APR) | Starting at 12.50 |
| Credit Score Range | 600 - 699 |
| Annual Fee | N/A |
Earthmover Credit Union Visa Platinum Preferred Review
This is a rewards credit card issued by Earthmover Credit Union. If you're wondering whether Earthmover Credit Union Visa Platinum Preferred is the right card for you, read on.
Key Takeaways
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, identity theft protection, purchase protection, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Earthmover Credit Union Visa Platinum Preferred
| The Good | The Bad |
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Earthmover Credit Union Visa Platinum Preferred FAQ
Does Earthmover Credit Union Visa Platinum Preferred have a cash back or rewards program?
Earthmover Credit Union Visa Platinum Preferred is a rewards card. This card features rewards for purchases in the following categories:
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
Does Earthmover Credit Union Visa Platinum Preferred have a signup bonus?
This card doesn't offer a cash signup bonus.Does Earthmover Credit Union Visa Platinum Preferred offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Earthmover Credit Union Visa Platinum Preferred benefits?
It provides the following benefits:
- Free Credit Score
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Earthmover Credit Union Visa Platinum Preferred?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Earthmover Credit Union Visa Platinum Preferred has a variable purchase APR starting at 12.50% . The card has a variable balance transfer APR starting at 12.50% . It also has a variable cash advance APR starting at 12.50% .
Does Earthmover Credit Union Visa Platinum Preferred have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Earthmover Credit Union Visa Platinum Preferred have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Earthmover Credit Union Visa Platinum Preferred?
The following fees apply:
- An overlimit fee of $29.
| Fees | Amount |
|---|---|
| Annual Fee | |
| Overlimit Fee | $29 |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | up to $29 |
| Late Payment Fee | up to $29 |
Does Earthmover Credit Union Visa Platinum Preferred have a foreign transaction fee?
Earthmover Credit Union Visa Platinum Preferred charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Earthmover Credit Union Visa Platinum Preferred?
The Earthmover Credit Union Visa Platinum Preferred customer service number is (630) 844-4950.
What is the support contact email for Earthmover Credit Union Visa Platinum Preferred?
The support contact email for Earthmover Credit Union Visa Platinum Preferred is hello@earthmovercu.com .
What is the Earthmover Credit Union Visa Platinum Preferred login page?
You can access the Earthmover Credit Union Visa Platinum Preferred login page here.
How do people rate the customer service and user experience of Earthmover Credit Union Visa Platinum Preferred?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Earthmover Credit Union Visa Platinum Preferred report your account activity to credit bureaus?
Yes, Earthmover Credit Union Visa Platinum Preferred reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Earthmover Credit Union Visa Platinum Preferred
- Visit the Earthmover Credit Union Visa Platinum Preferred website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1735 N Farnsworth Ave,
Aurora, IL 60505 USA - (630) 844-4950
- Visit Site
- Email Support
About Earthmover Credit Union Visa Platinum Preferred
Availability
Feature Breakdown
| Foreign Currency Transaction Fee | 1 |
| Over-Limit Fee | 29 |
| No Interest Grace Period for Late Payment | 25 days |
| Returned Payment Fee | Up to 29 |
| Late Fee Amount | Up to 29 |
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