Earthmover Credit Union Visa Platinum Preferred

Earthmover Credit Union Visa Platinum Preferred Review

This is a rewards card issued by Earthmover Credit Union. If you're wondering whether Earthmover Credit Union Visa Platinum Preferred is the right card for you, read on.

Key Takeaways

• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
• Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, identity theft protection, purchase security, and fraud protection.
• Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of Earthmover Credit Union Visa Platinum Preferred

Earthmover Credit Union Visa Platinum Preferred FAQ

Does Earthmover Credit Union Visa Platinum Preferred have a cash back or rewards program?

Earthmover Credit Union Visa Platinum Preferred is a rewards card. This card features rewards for purchases in the following categories:

What are the Earthmover Credit Union Visa Platinum Preferred benefits?

It provides the following benefits:

• Free Credit Score
• Emergency Support
• Extended Warranty Protection
• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Earthmover Credit Union Visa Platinum Preferred?

Earthmover Credit Union Visa Platinum Preferred has a variable purchase APR starting at 12.50% . The card has a variable balance transfer APR starting at 12.50% . It also has a variable cash advance APR starting at 12.50% .

What are the fees for Earthmover Credit Union Visa Platinum Preferred?

The following fees apply:

• An overlimit fee of $29.

Does Earthmover Credit Union Visa Platinum Preferred report your account activity to credit bureaus?

Yes, Earthmover Credit Union Visa Platinum Preferred reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Earthmover Credit Union Visa Platinum Preferred

• Visit the Earthmover Credit Union Visa Platinum Preferred website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.