Excent Secured Credit Card is designed to help people with bad credit or no credit who want to rebuild their credit history.
Excent Secured Credit Card has a low fixed rate of 13.99% APR on purchases.
Excent Secured Credit Card charges an annual fee of $39, but it doesn’t charge a penalty rate if you are late making a payment. There is an additional card fee of $29.
It doesn’t have a rewards program.
No signup bonus. The only bonus of this card is that it accepts anybody who has an income that exceeds its expenses by $100.
Yes. It reports to the three main nationwide credit bureaus: TransUnion, Equifax, and Experian. If you make regular and on-time payments, having an Excent Secured Credit Card can help you improve your credit score.
- Excent Secured Credit Card is easy to qualify for. As long as you make $100 more than your expenses, you will qualify
- Relatively low rate: 13.99% APR.
- No penalty rate or application fees.
- Annual fee of $39.
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