Who is Excent Secured Visa Blue’s Secured Visa Blue Card For?

Excent Secured Visa Blue is designed to help people with bad credit or no credit who want to rebuild their credit history. 

What are Excent Secured Visa Blue’s Interest Rates?

Excent Secured Visa Blue has a low fixed interest rate of 13.99% APR on purchases.

What Are Excent Secured Visa Blue’s Fees?

Excent Secured Visa Blue charges an annual fee of $39, but it doesn’t charge a penalty rate if you are late making a payment. There are no application or processing fees.

What Is Excent Secured Visa Blue’s Rewards Program Like?

It doesn’t have a rewards program.

What about Excent Secured Visa Blue’s Signup Bonus?

No signup bonus. The only bonus of this card is that it accepts anybody who has an income that exceeds its expenses by $100.

Does Excent Secured Visa Blue’s Have Other Benefits?

Yes. It reports to the three main nationwide credit bureaus: TransUnion, Equifax, and Experian. If you make regular and on-time payments, having an Excent Secured Visa Blue’s can help you improve your credit score.

How Is Excent Secured Visa Blue’s Better Than Other Credit Cards?

- Excent Secured Visa Blue is easy to qualify for. As long as you make $100 more than your expenses, you will qualify

- Relatively low interest rate: 13.99%

- No penalty rate or application fees

- Annual fee of $39


  • Customer Type
  • Card Type
  • Card Network
  • Minimum Age
  • Co-signing Allowed
  • Car Rental Insurance
  • Emergency Support
  • Extended Warranty
  • Flight Insurance
  • Fraud Liability
  • Free FICO Score
  • Lost Luggage Insurance
  • Travel Insurance
  • Air Miles
  • Cashback
  • Points
  • Standard Rate
  • Standard Rate
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Est. 2010

Annual Fee $49
Standard Rate 9.99
Card Type Secured
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Annual Fee $39
Standard Rate 13.99
Card Type Secured
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